Grupo Financiero Galicia stock
GGALNASDAQGrupo Financiero Galicia S.A., Financial ServicesISIN US3999091008
48Score 48 out of 100, Weak
Price and trend
26 / 100
Price history
−48% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 35% below it.
Since August 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Sharply down: the price has fallen very quickly lately (RSI 9).
The price is 49% below its 52-week high. Largest decline in 20 years: 92% (January 2018 to April 2020).
Chart figures for advanced users
- SMA 50$37.11
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$44.53
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)9
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$29.04
- The lowest closing price of the last twelve months.
- Resistance$56.46
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Grupo Financiero Galicia S.A. belongs to the Banks (Regional) industry (Argentina) and, with a market value of $4.92B, is number 176 of 422 companies in its industry on MEQIRI.
- American depositary receipt (ADR): 1 ADR = 10 shares, reporting currency ARS.
- In fiscal 2025 it earned ARS 212.52B (down 86.9% year on year).
Show more
- MEQIRI Score 48 out of 100 (Weak): rank 874 of 976 in Financial Services, median 68.
- The P/E is 34 (Banks (Regional) median 12.2, own median of recent years 4.7).
- Our model puts fair value at $40.60, with the price 26% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 39.6% a year since 2020.Growth 100
- High dividend yieldDividend yield 5.53%, Banks (Regional) median 2.79%.
Weaknesses
- Richly valuedP/E 34, Banks (Regional) median 12.2, own median 4.7.Valuation 62
- Share price fell sharplyDown 47% over the last 12 months.Momentum 12
- DilutionShare count up 12% since 2020.Capital allocation 36
Its standout strength is growth, while profitability and momentum hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price far below its 52-week high
- high growth grade (crashed more often in the backtest)
- weak momentum
What lowers it
- price not overheated over the past year
Valuation
Valuation signal
Modestly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $29.00 and expensive above $67.67 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $70.77 (excess return model) and $10.44 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 15%. At 16% the fair value would be $37.69, at 14% it would be $44.09.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2025, revenue rose 13.4% on the prior year. Revenue has grown strongly since 2006, at around 57% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 4%, net 2%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 24 Nov 2026in 12 days
- Last reported
- 25 Aug 2026above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 8,340.410.0%
- Revenue
- ARS 11.09T0.0%
- Earnings per share
- 11,619.940.0%
- Revenue
- ARS 13.11T0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook lowered
Share price after the results: −2.9%Return on equity guidance reduced to 10% to 15%, lending growth lower than expected at the start of the year, and the fall in non-performing loans will take one more quarter.
“As you said, you have reduced the guidance to 10% to 15%.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 26 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $4.25M in total. One insider sold, $86,550 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Braun TomasSale
14 Sept 2026, Board
- Shares
- 14,472
- Price
- $4.59
- Value
- $66,426
- Braun TomasSale
2 Sept 2026, Board
- Shares
- 4,300
- Price
- $4.68
- Value
- $20,124
- Moret Silvestre VilaPurchase
8 Jul 2026, Board
- Shares
- 224,000
- Price
- $5.36
- Value
- $1.2M
Show 6 more
- Moret Silvestre VilaPurchase
7 Jul 2026, Board
- Shares
- 175,824
- Price
- $5.46
- Value
- $959,999
- Moret Silvestre VilaPurchase
7 Jul 2026, Board
- Shares
- 176
- Price
- $5.46
- Value
- $961
- Moret Silvestre VilaPurchase
1 Jul 2026, Board
- Shares
- 100,000
- Price
- $5.11
- Value
- $511,000
- Moret Silvestre VilaPurchase
30 Jun 2026, Board
- Shares
- 167,791
- Price
- $5.27
- Value
- $884,259
- Moret Silvestre VilaPurchase
29 Jun 2026, Board
- Shares
- 10,000
- Price
- $5.25
- Value
- $52,500
- Moret Silvestre VilaPurchase
26 Jun 2026, Board
- Shares
- 125,000
- Price
- $5.15
- Value
- $643,750
Shares and prices per ordinary share as filed with the SEC, not per depositary receipt (1 ADR = 10 shares).
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Grupo Financiero Galicia
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 48
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- St. Galler KantonalbankSGKN.SW $5.23B61
- Axos FinancialAX $5.2B80
- Eastern BanksharesEBC $5.16B72
- Berner KantonalbankBEKN.SW $5.08B59
- 77 Bank8341.T $5.05B59
- Grupo Aval Acciones y ValoresAVAL $5B53
- TFS FinancialTFSL $4.62B54
- Fulton FinancialFULT $4.59B73
ETFs that hold Grupo Financiero Galicia
Held by 2 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| WisdomTree Emerging Markets ex-State Owned Enterprises UCITS ETF AccumUSDXSOE | 0.05% | 0.32% | €17.98M |
| UBS Core MSCI EM UCITS ETF USD disUIMI | 0.03% | 0.15% | €10.33B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 29 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.