Grupo Aval Acciones y Valores stock
AVALNYSEGrupo Aval Acciones y Valores S.A., Financial ServicesISIN US40053W1018
53Score 53 out of 100, Neutral
Price and trend
46 / 100
Price history
−3.9% in one yearThe chart shows daily closes over 12 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 12% below it.
Since January 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 32).
The price is 27% below its 52-week high. Largest decline in 12 years: 86% (September 2014 to September 2024).
Chart figures for advanced users
- SMA 50$4.87
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$4.76
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)32
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$3.55
- The lowest closing price of the last twelve months.
- Resistance$5.75
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Grupo Aval Acciones y Valores S.A. belongs to the Banks (Regional) industry (Colombia) and, with a market value of $5B, is number 178 of 422 companies in its industry on MEQIRI.
- This is an American depositary receipt (ADR), the reporting currency is COP.
- In fiscal 2025 it earned COP 1.6T (up 58% year on year).
Show more
- MEQIRI Score 53 out of 100 (Neutral): rank 822 of 976 in Financial Services, median 68.
- The P/E is 8.5 (Banks (Regional) median 12.2, own median of recent years 11).
- Our model puts fair value at $4.51, with the price 7% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 78
- Modestly valuedP/E 8.5, Banks (Regional) median 12.2, own median 11.Valuation 75
Weaknesses
- Volatile share priceVolatility 46% a year over the last 12 months.Stability 40
Its standout strengths are fundamentals and valuation, while momentum and stability hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 55 to 53.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- solid fundamentals
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $3.22 and expensive above $7.52 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $2.94 (cash-flow model) and $6.08 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 17.3%. At 18.3% the fair value would be $4.29, at 16.3% it would be $4.83.
Valuation metrics
Half from the dividend model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 34.9% on the twelve months before. Revenue has grown solidly since 2008, at about 9% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 15%, net 6%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 12 Nov 2026today
- Last reported
- 12 Aug 2026above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 1,669.87+1.0%
- Revenue
- COP 19.75T+1.8%
- Earnings per share
- 2,018.89+0.6%
- Revenue
- COP 21.19T+1.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −0.9%The 2026 guidance is maintained.
“I'll now summarize our general guidance for 2026.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 13 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Grupo Aval Acciones y Valores
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 53
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Eastern BanksharesEBC $5.16B72
- Berner KantonalbankBEKN.SW $5.08B59
- Grupo Financiero GaliciaGGAL $5.06B48
- 77 Bank8341.T $5.05B59
- TFS FinancialTFSL $4.62B54
- Fulton FinancialFULT $4.59B73
- ServisFirst BancsharesSFBS $4.5B76
- United Community BanksUCB $4.48B59
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 13 Mar 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.