Eastern Bankshares stock
EBCNASDAQEastern Bankshares, Inc., Financial ServicesISIN US27627N1054
72Score 72 out of 100, Strong
Price and trend
82 / 100
Price history
+31% in one yearThe chart shows daily closes over 6 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 8.5% above it.
Since September 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 61).
The price is 2.8% below its 52-week high. Largest decline in 6 years: 54% (May 2021 to May 2023).
Chart figures for advanced users
- SMA 50$21.79
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$21.18
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)61
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$17.15
- The lowest closing price of the last twelve months.
- Resistance$23.65
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Eastern Bankshares, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $5.16B, is number 174 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $721.8M (down 1.3% year on year) and earnings of $88.22M (down 26.2%).
- MEQIRI Score 72 out of 100 (Strong): rank 342 of 976 in Financial Services, median 68.
Show more
- The P/E is 13.1 (Banks (Regional) median 12.2, own median of recent years 24.3).
- Our model puts fair value at $24.73, with the price 7% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 25.2% a year since 2020.Growth 90
- Consistently profitableProfit in all 8 fiscal years from 2018 to 2025.Fundamentals 77
Weaknesses
- DilutionShare count up 25% since 2020.Capital allocation 52
- Margin fallingOperating margin 13.8%, average of the prior years 21.3% (to 2024).Profitability 39
Its standout strengths are growth and momentum, while profitability holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- price near its 52-week high
- calm price action
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $20.61 and expensive above $30.91 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $28.00 (excess return model) and $21.45 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $22.39, at 7.8% it would be $28.23.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the quarter to 30 Sep 2026, revenue rose 27.7% on the same quarter a year earlier. Revenue has grown solidly since 2018, at about 4% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 14%, net 12%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 34%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 22 Oct 2026EPS reported $0.51 (expected $0.49)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.90+1.4%
- Revenue
- $1.23B0.0%
- Earnings per share
- $2.15+0.8%
- Revenue
- $1.29B+0.5%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +1.8%Eastern Bankshares confirms its July full-year 2026 guidance unchanged, net interest margin stays within the 3.60% to 3.65% target range, new 2027 guidance to come in January.
“Importantly, our year-to-date net interest margin of 3.64% remains well within our full-year guidance range of 3.60%-3.65%.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 23 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 7 insiders sold, $3.2M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Miller Quincy LeeSale
5 Nov 2026, President
- Shares
- 33,000
- Price
- $22.88
- Value
- $755,040
- Bane Richard CoreySale
14 Sept 2026, Board
- Shares
- 4,000
- Price
- $21.78
- Value
- $87,120
- Henry Kathleen ClohertySale
2 Sept 2026, Executive VP, General Counsel
- Shares
- 14,000
- Price
- $21.68
- Value
- $303,520
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- Antonakes Steven LouisSale
1 Sept 2026, Executive VP
- Shares
- 13,500
- Price
- $21.95
- Value
- $296,325
- Westermann Donald MichaelSale
1 Sept 2026, Chief Information Officer
- Shares
- 33,412
- Price
- $21.54
- Value
- $719,558
- Casey Joseph FSale
25 Aug 2026, Board
- Shares
- 1,778
- Price
- $22.69
- Value
- $40,343
- Casey Joseph FSale
24 Aug 2026, Board
- Shares
- 10,000
- Price
- $22.72
- Value
- $227,200
- Casey Joseph FSale
21 Aug 2026, Board
- Shares
- 10,000
- Price
- $22.96
- Value
- $229,600
- Casey Joseph FSale
20 Aug 2026, Board
- Shares
- 10,000
- Price
- $22.88
- Value
- $228,800
- Casey Joseph FSale
19 Aug 2026, Board
- Shares
- 10,000
- Price
- $23.62
- Value
- $236,200
- Borgen LuisSale
6 Jul 2026, Board
- Shares
- 1,710
- Price
- $22.71
- Value
- $38,834
- Borgen LuisSale
29 Jun 2026, Board
- Shares
- 1,709
- Price
- $21.97
- Value
- $37,547
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Eastern Bankshares
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 72
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Taiwan Business Bank2834.TW $5.56B65
- Bank OZKOZK $5.51B74
- St. Galler KantonalbankSGKN.SW $5.23B61
- Axos FinancialAX $5.2B80
- Berner KantonalbankBEKN.SW $5.08B59
- Grupo Financiero GaliciaGGAL $5.06B48
- 77 Bank8341.T $5.05B59
- Grupo Aval Acciones y ValoresAVAL $5B53
ETFs that hold Eastern Bankshares
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.27% | 0.30% | €2.28B |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.19% | 0.39% | €1.47B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.17% | 0.30% | €2.17B |
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| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.16% | 0.30% | €4.22B |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.15% | 0.30% | €185.82M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.11% | 0.30% | €944.34M |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.05% | 0.45% | €1.53B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.02% | 0.43% | €2.48B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 15 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.