Free budget planner: income and spending under control
Upload your bank statement as CSV, and MEQIRI sorts your spending into categories, detects contracts and warns before a budget is exceeded.
Example with made-up numbers in euros
Budget warning
NovemberAll budgets are on track.
Breakdown
- Housing74%
- Groceries10%
- Contracts8%
- Leisure4%
- Transport4%
Saved 2026
€3,000.00June: €500.00, July: €500.00, August: €500.00, September: €500.00, October: €500.00, November: €500.00
A budget planner only helps if it is little work. With MEQIRI you upload your bank statement as CSV instead of typing in every expense, and MEQIRI sorts the transactions into categories, remembers your corrections and shows how much is still free this month.
Import instead of typing
Statements as CSV from Sparkasse, Volksbank, ING, DKB, comdirect, N26, Deutsche Bank, Postbank, Commerzbank, Revolut and Tomorrow, other banks with a one-time column mapping.
Automatic categories
MEQIRI sorts every transaction and remembers your correction for next time.
Still free this month
Income minus spending minus contracts still due: the amount that is really left.
Budgets with warnings
One budget per category, and a warning as soon as three quarters are used.
Contracts detected
MEQIRI finds rent, insurance and subscriptions in your transactions by itself, with the next due date.
Saved this year
What you have put aside this year, and how the free amounts develop month by month.
Ready in three steps
- 1
Create an account
You sign up for free with Google or your email address, and you don't need a password.
- 2
Upload a statement
Export your transactions as CSV in online banking and select the file in MEQIRI.
- 3
Get the overview
You see categories, budgets and contracts right away, and every new statement simply adds to it.
Your data stays yours
No bank credentials
You only upload the file. MEQIRI does not connect to your account and knows no PIN.
Only what is needed
Your browser reads the file. Only date, amount and description go to MEQIRI.
No AI and no ads
Your transactions never reach any AI, and they are not sold.
Frequently asked questions
What does the budget planner cost?
Nothing. The budget planner is part of the free account, without ads and without a time limit.
Which banks are supported?
The CSV exports of Sparkasse, Volksbank, ING, DKB, comdirect, N26, Deutsche Bank, Postbank, Commerzbank, Revolut and Tomorrow are recognised. For other banks you map the columns once.
Do I need my online banking login?
No. You export your transactions yourself and upload the file. MEQIRI does not connect to your bank account.
How does MEQIRI detect categories?
By payee and reference, with keywords for typical merchants and contracts. If you correct a transaction, MEQIRI remembers the rule for similar ones.
Will transactions arrive twice if I upload a statement twice?
No. Every transaction carries a key that MEQIRI uses to detect duplicates.
Is there an automatic bank connection?
Not at the moment. The budget planner works with the CSV import, so no bank credentials are needed.