What-if calculator
What if you had bought Apple?
Pick a stock, an amount and a start year. The calculator shows what a lump sum or a monthly instalment would have become at real prices, and how far the stock fell along the way.
How invested
From year
Bought at the closing price at the end of 2006, valued at the closing price at the end of 2025.
Value at the end of 2025
$89,723
from $1,000 paid in
Value today (close on 12 Nov 2026): $117,122
Gain
+$88,723
+8,872.3%
Return per year
+26.7%
average, compounded
Largest decline of the stock
−60.9%
from the high on 28 Dec 2007 to the low on 20 Jan 2009
New high on 21 Oct 2009, 22 months after the old high.
Measured on daily closing prices over the same period.
All declines of Apple in the drawdown calculatorPast performance is not a reliable indicator of future results.
That was the share price. The score shows how Apple is doing today.
To the scorePortfolio value and amount paid in
- Portfolio value
- Paid in
- Largest decline, from high to low
Month-end closing prices, price return only, without dividends.
Show year by year
| Year | Price return in the year | Value at year end |
|---|---|---|
| 2007 | +133.3% | $2,333 |
| 2008 | −56.9% | $1,007 |
| 2009 | +146.9% | $2,485 |
| 2010 | +53.0% | $3,802 |
| 2011 | +25.5% | $4,772 |
| 2012 | +31.5% | $6,274 |
| 2013 | +5.4% | $6,614 |
| 2014 | +37.7% | $9,109 |
| 2015 | −4.6% | $8,686 |
| 2016 | +10.0% | $9,558 |
| 2017 | +46.1% | $13,964 |
| 2018 | −6.8% | $13,017 |
| 2019 | +86.1% | $24,228 |
| 2020 | +80.8% | $43,792 |
| 2021 | +33.8% | $58,604 |
| 2022 | −26.8% | $42,881 |
| 2023 | +48.2% | $63,541 |
| 2024 | +30.1% | $82,647 |
| 2025 | +8.6% | $89,723 |
What the calculation uses
- Month-end closing prices in US dollars, adjusted for stock splits
- Price return only: dividends are not included
- Shares are bought at the close of the last trading day of the month, including fractions of a share
- Full calendar years only, here 2007 to 2025
- Prices from Financial Modeling Prep, as of 12 Nov 2026
The return per year is the constant annual rate at which the amount would have grown to the same value in the same time.
How it is calculated
- Once: shares = amount ÷ closing price at the end of the previous year
- Every month: shares += instalment ÷ month-end closing price
- Value = shares × closing price at the end of the last year
- Value today = the same shares × latest closing price
- Largest decline = lowest close ÷ highest close before it − 1
This is a calculator using past prices, not a forecast, not a price target and not a recommendation to buy or sell this stock. Past performance is not a reliable indicator of future results. Calculated with month-end closing prices in US dollars, without dividends, costs or taxes; if you invest in euros, you also have currency gains or losses.