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77 Bank stock

8341.TJPX

The 77 Bank, Ltd., Financial ServicesISIN JP3352000008

$22.21▼ $0.44 (−1.9%)Closing price of 12 Nov 2026

59Score 59 out of 100, Neutral

Turn on early warning

Price and trend

70 / 100

Price history

+55% in one year

The chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.

Long-term trend

Above the 200-day line: the price is 4.0% above it.

Trend change

Since December 2024 the 50-day line has been above the 200-day line; the trend has turned up.

Momentum

Normal: the price is neither overheated nor sold off (RSI 52).

Distance to the high

The price is 16% below its 52-week high. Largest decline in 20 years: 76% (February 2007 to March 2020).

Chart figures for advanced users
SMA 50$24.10
Average price of the last 50 trading days, shows the short-term trend.
SMA 200$21.35
Average price of the last 200 trading days, shows the long-term trend.
RSI (14)52
Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
MACDabove the signal line
Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
Support$13.45
The lowest closing price of the last twelve months.
Resistance$26.51
The highest closing price of the last twelve months.
Market cap
$5.05B
Div. yield
2.8%
12 months
12.6
includes one-off items, adjusted 8.8
10.4
on earnings for the next twelve months ($2.18 per share)
Fair value
$16.71

Snapshot

Computed from the data by fixed rules, no AI

  • The 77 Bank, Ltd. belongs to the Banks (Regional) industry (Japan) and, with a market value of $4.95B, is number 177 of 422 companies in its industry on MEQIRI.
  • In fiscal 2025 it earned $339.17M (up 37.5% year on year).
  • MEQIRI Score 59 out of 100 (Neutral): rank 740 of 976 in Financial Services, median 68.
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  • Our model puts fair value at $16.71, with the price 36% above it.

In plain words

The numbers on this page in plain words, written by an AI

Strengths

  • Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 77

Weaknesses

None of our weakness checks flags anything. Crash risk is measured separately.

59/ 100
MEQIRI Score
Neutral

Its standout strengths are momentum and fundamentals, while profitability and valuation hold the score back.

Daily figure as of 12 Nov 2026

How the score is calculated

Score overview

Score since yesterday from 57 to 59.

The fundamentals are strong overall.

Profit consistency100% of years
Cash conversion (free cash flow to earnings)not used for financials
ROE (12 months)9.2%
Positive free cash flownot used for financials
How this category is measured

Score history

The full history of up to 20 years comes with MEQIRI Pro.

See plans

Crash risk not measured

How well MEQIRI warns

For stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.

Valuation

Valuation signal

Modestly overvalued
Price
$22.65
Fair value
$16.71
Gap to fair value
+36%

Closing price of 11 Nov 2026, used by the daily score.

In our model the price counts as cheap below $12.85 and expensive above $23.87 (uncertainty medium, based on the price swings of the past year).

Calculated with a cost of equity of 6.1%. At 7.1% the fair value would be $13.92, at 5.1% it would be $20.88.

Valuation metrics

1.04
9.2%
last 12 months, profit over average equity
Fair value (model)
$16.71

From the excess return model alone; the profit includes one-off items, so there is no industry value.

Calculate with your own assumptions

Company performance

This shows several years of history with an automatic assessment.

Revenue

20 years

In the twelve months to 30 Jun 2026, revenue rose 27.2% on the twelve months before. Revenue has stayed largely stable since 2006.

Margins

20 years
  • Operating margin
  • Net margin

In fiscal 2025: operating 42%, net 29%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.

Debt & balance sheet

latest quarter
0.65
Equity
$4.76B
20
Cash & equivalents
$3.88B

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Earnings

Next earnings
22 Jan 2027in 71 days
Last reported
12 Nov 2026EPS reported $0.40 (expected $0.47)below expectations

Analyst estimates

Earnings estimates have barely changed since 28 Oct 2026.

Fiscal 20273 analysts
Earnings per share
$2.000.0%
Revenue
$1.62B0.0%
Fiscal 20283 analysts
Earnings per share
$2.290.0%
Revenue
$1.91B0.0%

MEQIRI has stored the estimates since 28 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.

What happened at 77 Bank

The key events of the last six months from our own data. A click takes you to the matching card.

Sector comparison

976 rated companies in Financial Services

Rank 740 of 976
740/ 976
This company
59
Sector median
68

Categories against the sector median

ProfitabilityMedian of 976 companies39 (median 57)18 below the median
GrowthMedian of 976 companies50 (median 67)17 below the median
FundamentalsMedian of 976 companies77 (median 80)3 below the median
ValuationMedian of 929 companies with a value32 (median 73)41 below the median
StabilityMedian of 976 companies55 (median 78)23 below the median
Capital allocationMedian of 976 companies66 (median 56)10 above the median
Technical analysisMedian of 976 companies70 (median 70)0 at the median
MomentumMedian of 976 companies78 (median 70)8 above the median

The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.

Competitors in Banks (Regional)

The next larger and next smaller companies by market value

All 422 Banks (Regional) stocks

ETFs that hold 77 Bank

Held by 19 ETFs on Xetra. Shown per index: the ETF with the largest weight.

ETFWeightCostFund size
iShares MSCI Japan Small Cap UCITS ETFIUS40.31%0.58%€547.15M
Vanguard FTSE Japan UCITS ETF EUR Hedged AccumulatingVJPE0.09%0.13%€4.58B
iShares Core MSCI Japan IMI UCITS ETFEUNN0.06%0.12%€7.1B
Show 5 more

Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).

Data status and sources

Score
Daily value of 12 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Mar 2026
Currency
Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = ¥159.23)
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Neutral, published since 7 Nov 2026 (in the score history since 9 Oct 2026)
  • Valuation signal Fairly valued since 11 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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