TFS Financial stock
TFSLNASDAQTFS Financial Corporation, Financial ServicesISIN US87240R1077
54Score 54 out of 100, Neutral
Price and trend
66 / 100
Price history
+19% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 2.0% above it.
Since August 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 44).
The price is 12% below its 52-week high. Largest decline in 20 years: 51% (June 2021 to October 2023).
Chart figures for advanced users
- SMA 50$16.61
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$16.05
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)44
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$13.29
- The lowest closing price of the last twelve months.
- Resistance$18.61
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- TFS Financial Corporation belongs to the Banks (Regional) industry (United States) and, with a market value of $4.59B, is number 179 of 422 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $351.78M (up 9.4% year on year) and earnings of $100.72M (up 10.7%).
- MEQIRI Score 54 out of 100 (Neutral): rank 814 of 976 in Financial Services, median 68.
Show more
- The P/E is 45.6 (Banks (Regional) median 12.2, own median of recent years 48.3).
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High dividend yieldDividend yield 7.08%, Banks (Regional) median 2.79%.
- Consistently profitableProfit in all 10 fiscal years from 2017 to 2026.Fundamentals 69
- Reliable dividendNo dividend cut for 12 years.
Weaknesses
- Low return on equityReturn on equity 5.1% over the last 12 months.Profitability 29
Its standout strengths are stability and momentum, while profitability and valuation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 55 to 54.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
Valuation
Valuation signal
OvervaluedClosing price of 11 Nov 2026, used by the daily score.
A fair value is not meaningful here, so the signal follows the valuation grade.
Valuation metrics
The model puts the fair value at less than a quarter of the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2026, revenue rose 9.4% on the prior year. Revenue has stayed largely stable since 2007.
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 37%, net 29%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 29 Oct 2026EPS reported $0.09 (expected $0.09)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.38−2.6%
- Revenue
- $378.6M+1.2%
- Earnings per share
- $0.40−1.2%
- Revenue
- $392.08M+0.5%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $216,090 in total. 7 insiders sold, $983,758 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Stefanski Bradley TSale
11 Sept 2026, Chief Strategy Officer
- Shares
- 10,000
- Price
- $16.94
- Value
- $169,400
- Stefanski Marc A, Williams Ashley HSale
8 Sept 2026, Chairman, President and CEO
- Shares
- 10,000
- Price
- $17.28
- Value
- $172,800
- Weil Meredith SSale
3 Sept 2026, Chief Financial Officer
- Shares
- 5,861
- Price
- $17.53
- Value
- $102,743
Show 9 more
- Anderson Barbara J.Sale
31 Aug 2026, Board
- Shares
- 6,100
- Price
- $17.83
- Value
- $108,763
- Weil Meredith SSale
28 Aug 2026, Chief Financial Officer
- Shares
- 600
- Price
- $18.00
- Value
- $10,800
- Stefanski Gavin BSale
5 Aug 2026, Chief Experience Officer
- Shares
- 6,500
- Price
- $18.35
- Value
- $119,275
- Weil Meredith SSale
11 Jun 2026, Chief Financial Officer
- Shares
- 4,316
- Price
- $16.80
- Value
- $72,509
- Weil Meredith SSale
2 Jun 2026, Chief Financial Officer
- Shares
- 4,105
- Price
- $15.91
- Value
- $65,311
- Weir Daniel FPurchase
29 May 2026, Board
- Shares
- 7,000
- Price
- $15.85
- Value
- $110,950
- Rubino Andrew JSale
26 May 2026, Chief Operating Officer
- Shares
- 594
- Price
- $16.09
- Value
- $9,557
- Zbanek Cathy WSale
18 May 2026, Chief Synergy Officer
- Shares
- 10,000
- Price
- $15.26
- Value
- $152,600
- Weir Daniel FPurchase
14 May 2026, Board
- Shares
- 7,000
- Price
- $15.02
- Value
- $105,140
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at TFS Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 54
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Berner KantonalbankBEKN.SW $5.08B59
- Grupo Financiero GaliciaGGAL $5.06B48
- 77 Bank8341.T $5.05B59
- Grupo Aval Acciones y ValoresAVAL $5B53
- Fulton FinancialFULT $4.59B73
- ServisFirst BancsharesSFBS $4.5B76
- United Community BanksUCB $4.48B59
- Cathay General BancorpCATY $4.37B77
ETFs that hold TFS Financial
Held by 13 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Global X Superdividend UCITS ETF USDUDIV | 1.25% | 0.45% | €842.65M |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.23% | 0.35% | €204.34M |
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.23% | 0.29% | €182.46M |
Show 5 more
| Franklin U.S. Equity UCITS ETFFLXU | 0.10% | 0.20% | €55.89M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.01% | 0.30% | €944.34M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.19B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.01% | 0.35% | €434.1M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.00% | 0.43% | €2.48B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 30 Sep 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 27 Mar 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.