Axos Financial stock
AXNYSEAxos Financial, Inc., Financial ServicesISIN US05465C1009
80Score 80 out of 100, Strong
Price and trend
64 / 100
Price history
+11% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 1.1% below it.
Since October 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 49).
The price is 13% below its 52-week high. Largest decline in 20 years: 67% (June 2018 to March 2020).
Chart figures for advanced users
- SMA 50$90.87
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$92.31
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)49
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$75.60
- The lowest closing price of the last twelve months.
- Resistance$105.10
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Axos Financial, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $5.18B, is number 173 of 422 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $1.48B (up 19.2% year on year) and earnings of $490.37M (up 13.3%).
- For fiscal 2027, analysts expect on average revenue of $1.64B (up 11%) and adjusted earnings per share of $9.64 (up 14.5%).
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- MEQIRI Score 80 out of 100 (Strong): rank 83 of 976 in Financial Services, median 68.
- The P/E is 10.4 (Banks (Regional) median 12.2, own median of recent years 10.4).
- Our model puts fair value at $134.79, with the price 32% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 16.3% over the last 12 months.Profitability 73
- Growing faster than its industryRevenue up 18.5% a year since 2021, Banks (Regional) median 7.5%.Growth 89
- Below fair valuePrice 32% below the fair value of $134.79.Valuation 91
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and fundamentals.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Significantly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $103.69 and expensive above $192.56 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $161.71 (excess return model) and $107.88 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $121.32, at 7.8% it would be $155.01.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 25% on the twelve months before. Revenue has grown strongly since 2007, at around 29% per year.
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 44%, net 33%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 29 Oct 2026EPS reported $2.34 (expected $2.26)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $9.64−0.4%
- Revenue
- $1.64B+1.3%
- Earnings per share
- $10.91+1.4%
- Revenue
- $1.82B+1.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +3.3%Net interest margin expected at or slightly above 4.25% to 4.35%, loan growth at the mid to high end of the range, tax rate of 26% to 27% instead of 29% to 30%.
“Starting in the quarter ending 09/30/2025 and going forward, we expect our corporate tax rate to be approximately 26% to 27%, an improvement of 3 percentage points from the previously guided 29% to 30%.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 30 Jul 2026 (fiscal Q4 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 3 insiders sold, $454,174 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Constantine Thomas MSale
9 Nov 2026, other: EVP, Chief Credit Officer
- Shares
- 913
- Price
- $94.72
- Value
- $86,479
- Santi Roque ASale
5 Aug 2026, Board
- Shares
- 500
- Price
- $105.30
- Value
- $52,650
- Constantine Thomas MSale
8 Jun 2026, other: EVP, Chief Credit Officer
- Shares
- 1,994
- Price
- $88.55
- Value
- $176,575
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- Watson Michael JamesSale
19 May 2026, Insider
- Shares
- 1,653
- Price
- $83.77
- Value
- $138,470
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Axos Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 80
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Atlantic Union BanksharesAUB $5.56B70
- Taiwan Business Bank2834.TW $5.56B65
- Bank OZKOZK $5.51B74
- St. Galler KantonalbankSGKN.SW $5.23B61
- Eastern BanksharesEBC $5.16B72
- Berner KantonalbankBEKN.SW $5.08B59
- Grupo Financiero GaliciaGGAL $5.06B48
- 77 Bank8341.T $5.05B59
ETFs that hold Axos Financial
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.41% | 0.39% | €1.47B |
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.30% | 0.30% | €2.28B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.17% | 0.30% | €2.17B |
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| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.17% | 0.30% | €185.82M |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.17% | 0.30% | €4.22B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.11% | 0.30% | €944.34M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.09% | 0.43% | €2.48B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.08% | 0.35% | €434.1M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 30 Jun 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 30 Apr 2023)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.