Atlantic Union Bankshares stock
AUBNYSEAtlantic Union Bankshares Corporation, Financial ServicesISIN US04911A1079
51Score 51 out of 100, Neutral
Price and trend
65 / 100
Price history
+21% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 1.0% above it.
Since November 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 47).
The price is 9.0% below its 52-week high. Largest decline in 20 years: 71% (December 2006 to March 2009).
Chart figures for advanced users
- SMA 50$39.03
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$39.11
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)47
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$31.29
- The lowest closing price of the last twelve months.
- Resistance$43.39
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Atlantic Union Bankshares Corporation belongs to the Banks (Regional) industry (United States) and, with a market value of $5.53B, is number 168 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $1.37B (up 67.3% year on year) and earnings of $273.72M (up 30.9%).
- For fiscal 2026, analysts expect on average revenue of $1.54B (up 12.9%) and adjusted earnings per share of $3.76 (up 13%).
Show more
- MEQIRI Score 51 out of 100 (Neutral): rank 843 of 975 in Financial Services, median 68.
- The P/E is 10.8 (Banks (Regional) median 12.2, own median of recent years 16.1).
- Our model puts fair value at $49.76, with the price 21% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 17 years.
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 59
- Growing faster than its industryRevenue up 14.8% a year since 2020, Banks (Regional) median 7.5%.Growth 80
Weaknesses
- DilutionShare count up 63% since 2020.Capital allocation 21
- High leverageTotal assets 30.3 times equity.Stability 30
- Margin fallingOperating margin 24.6%, average of the prior years 34.2% (to 2024).Profitability 10
Its standout strengths are valuation and growth, while capital allocation and profitability hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 70 to 51.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
Valuation
Valuation signal
Modestly undervaluedIn our model the price counts as cheap below $38.28 and expensive above $71.08 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $54.62 (excess return model) and $44.89 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $45.21, at 7.8% it would be $56.59.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 28.4% on the twelve months before. Revenue has grown strongly since 2006, at around 16% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 25%, net 20%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 34%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 76 days
- Last reported
- 20 Oct 2026EPS reported $0.96 (expected $0.96)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $3.760.0%
- Revenue
- $1.54B−0.4%
- Earnings per share
- $4.07+0.8%
- Revenue
- $1.62B+0.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: +0.7%Net charge-off guidance lowered and loan growth tracking toward the higher end, but net interest income guidance updated for higher deposit costs and tougher competition in the second half.
“As I mentioned, loan pipelines are healthy and support our expectation that full year loan growth is tracking toward the higher end of our mid-single-digit outlook.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 21 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 2 insiders sold, $489,905 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Atlantic Union Bankshares
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 51
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Hokuhoku Financial Group8377.T $5.7B67
- Intercorp Financial ServicesIFS $5.63B79
- Taiwan Business Bank2834.TW $5.56B65
- Ameris BancorpABCB $5.53B61
- Bank OZKOZK $5.51B73
- St. Galler KantonalbankSGKN.SW $5.21B61
- Axos FinancialAX $5.18B79
- Hancock WhitneyHWC $5.17B59
ETFs that hold Atlantic Union Bankshares
Held by 16 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.32% | 0.30% | €2.31B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.19% | 0.30% | €2.22B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.18% | 0.30% | €4.28B |
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| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.17% | 0.30% | €185.82M |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.15% | 0.35% | €204.34M |
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.15% | 0.29% | €182.46M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.14% | 0.30% | €964.08M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.07% | 0.43% | €2.5B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 13 Nov 2026, previously Strong
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.