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UMH Properties stock

UMHNYSE

UMH Properties, Inc., Real EstateISIN US9030021037

$14.54▼ $0.22 (−1.5%)Closing price of 12 Nov 2026

42Score 42 out of 100, Weak

Turn on early warning

Price and trend

41 / 100

Price history

−4.1% in one year

The chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.

Long-term trend

Below the 200-day line: the price is 5.7% below it.

Trend change

Since November 2026 the 50-day line has been below the 200-day line; the trend has turned down.

Momentum

Normal: the price is neither overheated nor sold off (RSI 36).

Distance to the high

The price is 13% below its 52-week high. Largest decline in 20 years: 69% (January 2007 to March 2009).

Chart figures for advanced users
SMA 50$15.34
Average price of the last 50 trading days, shows the short-term trend.
SMA 200$15.42
Average price of the last 200 trading days, shows the long-term trend.
RSI (14)36
Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
MACDbelow the signal line
Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
Support$14.14
The lowest closing price of the last twelve months.
Resistance$16.66
The highest closing price of the last twelve months.
Market cap
$1.27B
Div. yield
6.1%
12 months
291.7
includes one-off items, adjusted 132.2
139.4
on earnings for the next twelve months ($0.11 per share)
Fair value
$12.81

Snapshot

Computed from the data by fixed rules, no AI

  • UMH Properties, Inc. belongs to the REIT (Residential) industry (United States) and, with a market value of $1.25B, is number 13 of 17 companies in its industry on MEQIRI.
  • In fiscal 2025 it reported revenue of $261.75M (up 8.8% year on year) and earnings of $5.97M (up 141.3%).
  • For fiscal 2026, analysts expect on average revenue of $246.19M (down 5.9%) and adjusted earnings per share of $0.08 (down 37%).
Show more
  • MEQIRI Score 42 out of 100 (Weak): rank 282 of 327 in Real Estate, median 55.
  • For real estate investment trusts (REITs) what counts is funds from operations (FFO and AFFO). The P/E and the payout ratio of earnings say little here, because depreciation on properties depresses earnings.
  • Our model puts fair value at $12.81, with the price 15% above it.

In plain words

The numbers on this page in plain words, written by an AI

Strengths

  • Reliable dividendNo dividend cut for 18 years.

Weaknesses

  • DilutionShare count up 105% since 2020.Capital allocation 25
  • Negative free cash flowFree cash flow −$25.97M over the last 12 months.Fundamentals 43
  • Interest barely coveredOperating profit covers interest only 1.9 times.Stability 67
42/ 100
MEQIRI Score
Weak

The score is held back by profitability and capital allocation.

Daily figure as of 12 Nov 2026

How the score is calculated

Score overview

Score since yesterday from 43 to 42.

Fundamental quality fluctuates.

Profit consistency80% of years
Cash conversion (free cash flow to earnings, 12 months)below −500%
ROIC (12 months)3.1%
Positive free cash flow70% of years
How this category is measured

Score history

The full history of up to 20 years comes with MEQIRI Pro.

See plans

Crash risk medium

How well MEQIRI warns

In the middle among smaller stocks.

From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.

What drives the risk

  • weak fundamentals

What lowers it

  • calm price action

Valuation

Valuation signal

Modestly overvalued
Price
$14.76
Fair value
$12.81
Gap to fair value
+15%

Closing price of 11 Nov 2026, used by the daily score.

In our model the price counts as cheap below $10.67 and expensive above $16.01 (uncertainty low, based on the price swings of the past year).

The two parts of the fair value come to $12.02 (cash-flow model) and $13.60 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.

Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $11.82, at 7.8% it would be $14.29.

Valuation metrics

25.08
17.8
Fair value (model)
$12.81
Industry part $13.60 (FFO × 15.3)

Half from the cash-flow model, half from FFO per share times the median price to FFO of the REIT industry (15.3). For REITs, depreciation on buildings depresses earnings, so FFO counts instead of earnings, here following the industry rule (Nareit) from the filings with the SEC: gains on property sales are deducted where the company reports them in the standard items. The cash-flow model uses AFFO: operating cash flow less maintenance, estimated at 9% of revenue, and less preferred dividends. New construction and acquisitions do not count as running costs there.

Calculate with your own assumptions

Company performance

This shows several years of history with an automatic assessment.

Revenue

20 years

In the twelve months to 30 Sep 2026, revenue rose 8.5% on the twelve months before. Revenue has grown solidly since 2006, at about 10% per year.

Margins

20 years
  • Gross margin
  • Operating margin
  • Net margin

In fiscal 2025: gross 4%, operating 17%, net 2%.

Debt & balance sheet

latest quarter
0.97
1.9x
7.68
Cash & equivalents
$63.81M

Debt is moderate, but interest coverage is weak. Keep an eye on the interest burden and refinancing.

Earnings

Next earnings
24 Feb 2027in 104 days
Last reported
2 Nov 2026EPS reported −$0.02 (expected $0.04)below expectations

Analyst estimates

Analysts have cut their 2026 earnings estimate by 51.5% since 15 Oct 2026. Falling estimates often precede bad news.

Fiscal 20263 analysts
Earnings per share
$0.08−51.5%
Revenue
$246.19M0.0%
Fiscal 20273 analysts
Earnings per share
$0.11−33.3%
Revenue
$264.6M−0.2%

MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.

Company outlook confirmed

Share price after the results: +4.6%

Normalized FFO guidance of $0.98 to $1.04 per share maintained, midpoint $1.01.

Supporting passage from the call, verbatim
“We are maintaining our normalized FFO guidance range at $0.98 to $1.04 per share, keeping our midpoint at $1.01 per share.”

The outlook is not part of the score and not a recommendation to buy or sell.

From the earnings call on 6 Aug 2026 (fiscal Q2 2026), read by AI.

Insiders

Open-market purchases and sales by executives, board members and major holders

All insider purchases

3 insiders bought on the open market in the last 6 months, $56,308 in total.

Not counted: 8 purchases under a fixed plan (compensation, savings plan or a pre-arranged Rule 10b5-1 trading plan).

  • Carus Jeffrey APurchase

    4 Nov 2026, Board

    Shares
    500
    Price
    $15.22
    Value
    $7,610
  • Mitchell William EdwardPurchase

    4 Nov 2026, Board

    Shares
    1,300
    Price
    $15.06
    Value
    $19,578
  • Mitchell William EdwardPlan purchase

    15 Oct 2026, Board

    Shares
    68.38
    Price
    $14.63
    Value
    $1,000
Show 10 more
  • Miller Kevin S.Plan purchase

    15 Oct 2026, EVP, CFO, Treasurer

    Shares
    68.38
    Price
    $14.63
    Value
    $1,000
  • Mitchell William EdwardPurchase

    25 Sept 2026, Board

    Shares
    1,300
    Price
    $15.30
    Value
    $19,890
  • Mitchell William EdwardPlan purchase

    15 Sept 2026, Board

    Shares
    67.23
    Price
    $14.88
    Value
    $1,000
  • Miller Kevin S.Plan purchase

    15 Sept 2026, EVP, CFO, Treasurer

    Shares
    67.23
    Price
    $14.88
    Value
    $1,000
  • Carus Jeffrey APurchase

    19 Aug 2026, Board

    Shares
    500
    Price
    $16.46
    Value
    $8,230
  • Mitchell William EdwardPlan purchase

    17 Aug 2026, Board

    Shares
    64
    Price
    $15.63
    Value
    $1,000
  • Miller Kevin S.Plan purchase

    17 Aug 2026, EVP, CFO, Treasurer

    Shares
    64
    Price
    $15.63
    Value
    $1,000
  • Mitchell William EdwardPlan purchase

    15 Jul 2026, Board

    Shares
    67.8
    Price
    $14.75
    Value
    $1,000
  • Miller Kevin S.Plan purchase

    15 Jul 2026, EVP, CFO, Treasurer

    Shares
    67.8
    Price
    $14.75
    Value
    $1,000
  • Miller Kevin S.Purchase

    15 Jun 2026, EVP, CFO, Treasurer

    Shares
    68.38
    Price
    $14.63
    Value
    $1,000

Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.

What happened at UMH Properties

The key events of the last six months from our own data. A click takes you to the matching card.

Sector comparison

327 rated companies in Real Estate

Rank 282 of 327
282/ 327
This company
42
Sector median
55

Categories against the sector median

ProfitabilityMedian of 327 companies31 (median 57)26 below the median
GrowthMedian of 327 companies47 (median 55)8 below the median
FundamentalsMedian of 327 companies43 (median 62)19 below the median
ValuationMedian of 315 companies with a value41 (median 68)27 below the median
StabilityMedian of 327 companies67 (median 56)11 above the median
Capital allocationMedian of 327 companies25 (median 32)7 below the median
Technical analysisMedian of 327 companies41 (median 59)18 below the median
MomentumMedian of 327 companies47 (median 51)4 below the median

The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.

Competitors in REIT (Residential)

The next larger and next smaller companies by market value

All 17 REIT (Residential) stocks

ETFs that hold UMH Properties

Held by 20 ETFs on Xetra. Shown per index: the ETF with the largest weight.

ETFWeightCostFund size
UBS FTSE EPRA Nareit Developed Green UCITS ETF USD disCSYZ0.15%0.25%€207.23M
iShares US Property Yield UCITS ETFIQQ70.10%0.40%€554.91M
WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY0.09%0.35%€204.34M
Show 5 more

Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).

Data status and sources

Score
Daily value of 12 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Dec 2025
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Weak, published since 7 Nov 2026 (in the score history since 3 Nov 2026)
  • Valuation signal Fairly valued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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