Permanent TSB Group Holdings stock
PTSB.IRDUBPermanent TSB Group Holdings plc, Financial ServicesISIN IE00BWB8X525
44Score 44 out of 100, Weak
Price and trend
43 / 100
Price history
−8.1% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 1.2% below it.
Since August 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 33).
The price is 8.7% below its 52-week high. Largest decline in 20 years: 100% (April 2007 to September 2020).
Chart figures for advanced users
- SMA 50$3.30
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$3.32
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)33
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$3.06
- The lowest closing price of the last twelve months.
- Resistance$3.59
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Permanent TSB Group Holdings plc belongs to the Banks (Regional) industry (Ireland) and, with a market value of $1.79B, is number 255 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $126.85M (down 29.6% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $0.25.
Show more
- MEQIRI Score 44 out of 100 (Weak): rank 905 of 976 in Financial Services, median 68.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
None of our strength checks applies.
Weaknesses
- DilutionShare count up 20% since 2020.Capital allocation 26
- Low return on equityReturn on equity 6.3% over the last 12 months.Profitability 27
The score is held back by profitability and capital allocation.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 43 to 44.
Fundamental quality fluctuates.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
not measuredClosing price of 11 Nov 2026, used by the daily score.
A fair value is not meaningful here, so the signal follows the valuation grade.
Valuation metrics
The model puts the fair value at less than a quarter of the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 1% on the twelve months before. Revenue has grown solidly since 2010, at about 4% per year. From 2010 revenue only includes continuing operations, sold or discontinued divisions have been reclassified. Earlier years are not comparable and not shown, and the margins for 2010 are not measured.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 21%, net 19%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. From 2010 revenue only includes continuing operations, sold or discontinued divisions have been reclassified. Earlier years are not comparable and not shown, and the margins for 2010 are not measured.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Mar 2027in 111 days
- Last reported
- 29 Jul 2026EPS reported $0.05 (expected $0.45)below expectations
Analyst estimates
Analysts have cut their 2026 earnings estimate by 5.3% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $0.25−5.3%
- Revenue
- $786.68M0.0%
- Earnings per share
- $0.30−1.4%
- Revenue
- $855.67M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Permanent TSB Group Holdings
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 44
- Sector median
- 68
Categories against the sector medianMedian of 976 companies
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- HappenHAPN $1.81B62
- Republic BancorpRBCAA $1.81B69
- S&T BancorpSTBA $1.8B71
- OceanFirst FinancialOCFC $1.8B49
- InterINTR $1.78B52
- Byline BancorpBY $1.74B76
- FirstSun Capital BancorpFSUN $1.69B55
- QCR HoldingsQCRH $1.69B73
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 24 Oct 2026)
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.