FirstSun Capital Bancorp stock
FSUNNASDAQFinancial ServicesISIN US33767U1079
53Score 53 out of 100, Neutral
Price and trend
60 / 100
Price history
+22% in one yearThe chart shows daily closes over 4 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 3.0% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 44).
The price is 5.0% below its 52-week high. Largest decline in 4 years: 35% (November 2022 to May 2023).
Chart figures for advanced users
- SMA 50$39.30
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$37.91
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)44
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$30.16
- The lowest closing price of the last twelve months.
- Resistance$41.11
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- FirstSun Capital Bancorp belongs to the Banks (Regional) industry (United States) and, with a market value of $1.68B, is number 257 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $419.27M (up 11.1% year on year) and earnings of $97.94M (up 29.5%).
- For fiscal 2026, analysts expect on average revenue of $659.2M (up 57.2%) and adjusted earnings per share of $3.40 (down 3.8%).
Show more
- MEQIRI Score 53 out of 100 (Neutral): rank 823 of 975 in Financial Services, median 68.
- Our model puts fair value at $34.04, with the price 15% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 13.4% a year since 2020.Growth 60
- Analysts expect strong earnings growthUp 15.1% a year through 2028 (estimates from 4 analysts).Growth 60
Weaknesses
- Low return on equityReturn on equity 3.4% over the last 12 months.Profitability 23
- DilutionShare count up 12% since 2020.Capital allocation 24
Its standout strengths are stability and momentum, while capital allocation and profitability hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 55 to 53.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
- price near its 52-week high
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $26.19 and expensive above $48.63 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $28.37, at 7.8% it would be $42.56.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 45.2% on the twelve months before. Revenue has grown strongly since 2019, at around 13% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 30%, net 23%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 11%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 25 Jan 2027in 73 days
- Last reported
- 26 Oct 2026EPS reported $1.03 (expected $0.97)above expectations
Analyst estimates
Analysts have cut their 2027 earnings estimate by 4.0% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $3.40+2.5%
- Revenue
- $659.2M−0.6%
- Earnings per share
- $4.48−4.0%
- Revenue
- $741.6M−2.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: −1.8%FirstSun expects further net interest margin improvement in Q4 and mid single digit loan and deposit growth on a strong pipeline, with cost synergies from the First Foundation deal now seen slightly exceeding the original $68.8 million target. At the same time management acknowledged deposit …
“Terms of realization of operating synergies from the First Foundation acquisition, During the third quarter, we were at an annualized run rate equivalent of approximately 70% of our original total cost save target of $68.8 million With the core system conversion now complete, we expect to capture the vast majority of …”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 27 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
- Murphy Peter EPurchase
16 Mar 2026, Board
- Shares
- 1,500
- Price
- $35.28
- Value
- $52,917
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at FirstSun Capital Bancorp
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 53
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- HappenHAPN $1.76B60
- InterINTR $1.75B52
- Byline BancorpBY $1.74B76
- QCR HoldingsQCRH $1.68B73
- Hope BancorpHOPE $1.67B53
- Bank FirstBFC $1.66B68
- TriCo BancsharesTCBK $1.65B65
- ConnectOne BancorpCNOB $1.65B66
ETFs that hold FirstSun Capital Bancorp
Held by 9 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.05% | 0.30% | €4.28B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.04% | 0.30% | €2.22B |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.03% | 0.30% | €185.82M |
Show 5 more
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.03% | 0.30% | €964.08M |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.01% | 0.45% | €1.54B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.5B |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.00% | 0.25% | €178.55M |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.84B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.