Inter stock
INTRNASDAQInter & Co, Inc., Financial ServicesISIN KYG4R20B1074
52Score 52 out of 100, Neutral
Price and trend
24 / 100
Price history
−60% in one yearThe chart shows daily closes over 4 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 39% below it.
Since April 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Sharply down: the price has fallen very quickly lately (RSI 10).
The price is 61% below its 52-week high. Largest decline in 4 years: 68% (September 2022 to March 2023).
Chart figures for advanced users
- SMA 50$5.55
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$6.56
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)10
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$3.78
- The lowest closing price of the last twelve months.
- Resistance$10.21
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Inter & Co, Inc. belongs to the Banks (Regional) industry (Brazil) and, with a market value of $1.75B, is number 254 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $233.65M (up 44.7% year on year).
- MEQIRI Score 52 out of 100 (Neutral): rank 836 of 975 in Financial Services, median 68.
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- The P/E is 6.5 (Banks (Regional) median 12.2, own median of recent years 16).
- Our model puts fair value at $8.50, with the price 53% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Below fair valuePrice 53% below the fair value of $8.50.Valuation 98
- High return on equityReturn on equity 15.2% over the last 12 months.Profitability 56
- Modestly valuedP/E 6.5, Banks (Regional) median 12.2, own median 16.Valuation 98
Weaknesses
- DilutionShare count up 65% since 2021.Capital allocation 45
- Share price fell sharplyDown 60% over the last 12 months.Momentum 12
- Volatile share priceVolatility 65% a year over the last 12 months.Stability 62
Its standout strengths are valuation and fundamentals, while technical analysis and momentum hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price far below its 52-week high
- weak momentum
- weak chart
What lowers it
- price not overheated over the past year
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $5.67 and expensive above $17.00 (uncertainty very high, based on the price swings of the past year).
The two parts of the fair value come to $9.53 (excess return model) and $7.47 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 13.5%. At 14.5% the fair value would be $7.82, at 12.5% it would be $9.46.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 32.2% on the twelve months before. Revenue has grown strongly since 2012, at around 38% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 19%, net 16%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 10 Feb 2027in 89 days
- Last reported
- 12 Nov 2026EPS reported 0.18 (expected 0.19)below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 4−0.4%
- Revenue
- $1.95B−0.6%
- Earnings per share
- 4.95−0.8%
- Revenue
- $2.33B−0.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −7.7%Outlook for the rest of the year unchanged for net interest margin and asset quality; cost of risk is running in the higher band of expectations.
“And the outlook for the rest of the year remains unchanged, both on the NIM side, as I mentioned in the first question as well as with the asset quality.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 6 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Inter
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 52
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- S&T BancorpSTBA $1.79B71
- OceanFirst FinancialOCFC $1.78B49
- Permanent TSB Group HoldingsPTSB.IR $1.78B43
- HappenHAPN $1.76B60
- Byline BancorpBY $1.74B76
- QCR HoldingsQCRH $1.68B73
- FirstSun Capital BancorpFSUN $1.68B53
- Hope BancorpHOPE $1.67B53
ETFs that hold Inter
Held by 8 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| State Street SPDR MSCI Emerging Markets Small Cap UCITS ETFSPYX | 0.06% | 0.55% | €528.3M |
| iShares MSCI EM Small Cap UCITS ETFEUNI | 0.06% | 0.74% | €279.38M |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.02% | 0.35% | €284.54M |
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| iShares Core MSCI EM IMI UCITS ETFIS3N | 0.01% | 0.18% | €37.98B |
| iShares MSCI EM IMI Screened UCITS ETF USD (Acc)AYEM | 0.01% | 0.18% | €5.26B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.84B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = R$5.6169)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 10 Jan 2025)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.