Byline Bancorp stock
BYNYSEByline Bancorp, Inc., Financial ServicesISIN US1244111092
76Score 76 out of 100, Strong
Price and trend
83 / 100
Price history
+42% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 11% above it.
Since September 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 57).
The price is 1.8% below its 52-week high. Largest decline in 9 years: 65% (June 2018 to March 2020).
Chart figures for advanced users
- SMA 50$37.83
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$35.34
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)57
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$26.44
- The lowest closing price of the last twelve months.
- Resistance$39.78
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Byline Bancorp, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $1.74B, is number 257 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $442.62M (up 9.7% year on year) and earnings of $130.05M (up 7.7%).
- For fiscal 2026, analysts expect on average revenue of $470.41M (up 6.3%) and adjusted earnings per share of $3.51 (up 17.2%).
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- MEQIRI Score 76 out of 100 (Strong): rank 186 of 976 in Financial Services, median 68.
- The P/E is 11.3 (Banks (Regional) median 12.2, own median of recent years 11.2).
- Our model puts fair value at $46.59, with the price 16% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 24.7% a year since 2020.Growth 84
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 83
Weaknesses
- DilutionShare count up 18% since 2020.Capital allocation 47
Its standout strengths are stability and momentum, while capital allocation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- calm price action
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Modestly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $38.82 and expensive above $58.23 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $50.87 (excess return model) and $42.30 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $42.35, at 7.8% it would be $52.94.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 8.7% on the twelve months before. Revenue has grown strongly since 2015, at around 17% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 41%, net 29%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 22 Oct 2026EPS reported $0.94 (expected $0.82)above expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 3.3% since 15 Oct 2026.
- Earnings per share
- $3.51+3.3%
- Revenue
- $470.41M+1.0%
- Earnings per share
- $3.60+3.1%
- Revenue
- $510.06M+3.9%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +1.1%Byline Bancorp confirms Q4 net interest income guidance of $103 to $105 million and full year efficiency ratio at or below 50%, but raises expense guidance slightly due to higher incentive and marketing costs.
“Looking ahead to Q4, our noninterest expense guidance will be higher at $62 million to $64 million, which reflects higher incentive benefit costs, and marketing spend. Notwithstanding the higher expense guidance for the fourth quarter, we still believe that our full year efficiency ratio will be at or below 50%.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 23 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
3 insiders bought on the open market in the last 6 months, $60,134 in total. 4 insiders sold, $13.23M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Ptacin BroganSale
29 Oct 2026, HEAD OF COMMERCIAL BANKING
- Shares
- 16,100
- Price
- $38.92
- Value
- $626,619
- Stewart Pamela CPurchase
26 Oct 2026, Board
- Shares
- 1,160
- Price
- $38.61
- Value
- $44,785
- Kistner William GPurchase
19 Aug 2026, Board
- Shares
- 100
- Price
- $38.30
- Value
- $3,830
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- Herseth Mary Jo S.Purchase
19 Aug 2026, Board
- Shares
- 300
- Price
- $38.40
- Value
- $11,519
- Herencia Roberto RSale
13 Aug 2026, CHIEF EXECUTIVE OFFICER
- Shares
- 19,750
- Price
- $39.21
- Value
- $774,307
- Rose DanaSale
12 Aug 2026, CHIEF HUMAN RESOURCES OFFICER
- Shares
- 2,421
- Price
- $39.00
- Value
- $94,419
- Del Valle Perochena Antonio, Mbg Investors I, L.p.Sale
7 Aug 2026, Board
- Shares
- 300,000
- Price
- $39.10
- Value
- $11.73M
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Byline Bancorp
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 76
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- S&T BancorpSTBA $1.8B71
- OceanFirst FinancialOCFC $1.8B49
- Permanent TSB Group HoldingsPTSB.IR $1.79B44
- InterINTR $1.78B52
- FirstSun Capital BancorpFSUN $1.69B55
- QCR HoldingsQCRH $1.69B73
- Hope BancorpHOPE $1.68B53
- Bank FirstBFC $1.66B68
ETFs that hold Byline Bancorp
Held by 10 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.08% | 0.39% | €1.47B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.05% | 0.30% | €4.22B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.04% | 0.30% | €2.17B |
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| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.04% | 0.30% | €185.82M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.04% | 0.30% | €944.34M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.19B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.48B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.00% | 0.35% | €434.1M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 12 Nov 2026, previously Undervalued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.