Wüstenrot & Württembergische stock
WUW.DEXETRAWüstenrot & Württembergische AG, Financial ServicesISIN DE0008051004WKN 805100
42Score 42 out of 100, Weak
Price and trend
48 / 100
Price history
−4.7% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 8.7% below it.
Since June 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 59).
The price is 19% below its 52-week high. Largest decline in 20 years: 70% (March 2007 to October 2008).
Chart figures for advanced users
- SMA 50$15.01
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$16.18
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)59
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$14.43
- The lowest closing price of the last twelve months.
- Resistance$18.35
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Wüstenrot & Württembergische AG belongs to the Insurance (Life) industry (Germany) and, with a market value of $1.38B, is number 33 of 34 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $134.08M (up 255.9% year on year).
- MEQIRI Score 42 out of 100 (Weak): rank 924 of 975 in Financial Services, median 68.
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- The P/E is 9.3 (Insurance (Life) median 11.4, own median of recent years 7.4).
- Our model puts fair value at $13.10, with the price 13% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High dividend yieldDividend yield 4.87%, Insurance (Life) median 2.28%.
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 65
- Reliable dividendNo dividend cut for 11 years.
Weaknesses
- Low return on equityReturn on equity 2.7% over the last 12 months.Profitability 20
- Earnings per share fallingDown 10.4% a year since 2020.Growth 5
Its standout strength is stability, while profitability and growth hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- low growth grade (crashed less often in the backtest)
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $9.35 and expensive above $21.83 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $8.02 (excess return model) and $18.17 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 7.1%. At 8.1% the fair value would be $12.43, at 6.1% it would be $14.10.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue fell 2.1% on the twelve months before. Revenue has changed sharply in recent years: $6.4B in 2025 after $4.73B in 2022.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 4%, net 2%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- No date announced.
- Last reported
- 14 Aug 2026EPS reported $0.61
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $2.350.0%
- Revenue
- $5.31B0.0%
- Earnings per share
- $2.910.0%
- Revenue
- $5.53B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Wüstenrot & Württembergische
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 42
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- ICICI Prudential Life InsuranceICICIPRULI.NS $7.2B57
- Sony Financial Group8729.T $6.26B70
- FWD Group Holdings1828.HK $5.5B51
- CNO Financial GroupCNO $5.25B74
- Max Financial ServicesMFSL.NS $5.04B42
- F&G Annuities & LifeFG $3.13B56
- Brighthouse FinancialBHF $2.54B39
- Abacus Global ManagementABX $858.62M61
ETFs that hold Wüstenrot & Württembergische
Held by 15 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| WisdomTree Europe SmallCap Dividend UCITS ETFWTES | 0.14% | 0.38% | €86.74M |
| State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR AccZPRX | 0.08% | 0.30% | €813.64M |
| Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF DistX026 | 0.07% | 0.23% | €321.86M |
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| UBS MSCI EMU Small Cap UCITS ETF EUR disUEFD | 0.05% | 0.28% | €630.46M |
| Amundi MSCI EMU Small Cap ESG Broad Transition UCITS ETF DISTLGWU | 0.04% | 0.40% | €580.62M |
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.02% | 0.30% | €3.45B |
| Vanguard Germany All Cap UCITS ETF (EUR) DistributingVGER | 0.02% | 0.07% | €255.26M |
| WisdomTree Europe Equity Income UCITS ETFWTEE | 0.01% | 0.29% | €241.09M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 6 Mar 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.