Brighthouse Financial stock
BHFNASDAQBrighthouse Financial, Inc., Financial ServicesISIN US10922N1037
39Score 39 out of 100, Weak
Price and trend
39 / 100
Price history
−33% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 24% below it.
Since August 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 44).
The price is 34% below its 52-week high. Largest decline in 9 years: 77% (July 2017 to March 2020).
Chart figures for advanced users
- SMA 50$48.10
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$58.12
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)44
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$41.10
- The lowest closing price of the last twelve months.
- Resistance$66.61
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Brighthouse Financial, Inc. belongs to the Insurance (Life) industry (United States) and, with a market value of $2.54B, is number 32 of 34 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $433M (up 11.6% year on year).
- MEQIRI Score 39 out of 100 (Weak): rank 933 of 975 in Financial Services, median 68.
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- Our model puts fair value at $33.54, with the price 31% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 40% since 2020.Capital allocation 76
Weaknesses
- High leverageTotal assets 40 times equity.Stability 17
- Above fair valuePrice 31% above the fair value of $33.54.Valuation 24
- Share price fell sharplyDown 33% over the last 12 months.Momentum 16
Its standout strength is capital allocation, while stability and momentum hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Fundamental quality fluctuates.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- weak fundamentals
- price far below its 52-week high
- weak momentum
What lowers it
- calm price action
Valuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $27.95 and expensive above $41.93 (uncertainty low, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $27.95, at 7.8% it would be $41.93.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 7.9% on the twelve months before. Revenue has changed sharply in recent years: $6.21B in 2025 after $3.95B in 2023.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 8%, net 7%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 13%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 22 Feb 2027in 101 days
- Last reported
- 5 Nov 2026EPS reported $3.68 (expected $4.96)below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $18.42−0.5%
- Revenue
- $8.56B0.0%
- Earnings per share
- $19.18−2.1%
- Revenue
- $8.71B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Brighthouse Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 39
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- ICICI Prudential Life InsuranceICICIPRULI.NS $7.2B57
- Sony Financial Group8729.T $6.26B70
- FWD Group Holdings1828.HK $5.5B51
- CNO Financial GroupCNO $5.25B74
- Max Financial ServicesMFSL.NS $5.04B42
- F&G Annuities & LifeFG $3.13B56
- Wüstenrot & WürttembergischeWUW.DE $1.38B42
- Abacus Global ManagementABX $858.62M61
ETFs that hold Brighthouse Financial
Held by 11 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.24% | 0.39% | €1.49B |
| iShares Ageing Population UCITS ETF2B77 | 0.21% | 0.40% | €813.42M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.09% | 0.30% | €964.08M |
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| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.07% | 0.30% | €5.36B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.05% | 0.43% | €2.5B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.03% | 0.10% | €395.74M |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.03% | 0.45% | €1.54B |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.01% | 0.25% | €178.55M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 2 Oct 2026)
- Valuation signal Overvalued since 10 Nov 2026, previously Fairly valued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.