CNO Financial Group stock
CNONYSECNO Financial Group, Inc., Financial ServicesISIN US12621E1038
74Score 74 out of 100, Strong
Price and trend
87 / 100
Price history
+38% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 17% above it.
Since October 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 66).
The price is 1.8% below its 52-week high. Largest decline in 20 years: 99% (June 2007 to March 2009).
Chart figures for advanced users
- SMA 50$55.00
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$49.23
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)66
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$39.55
- The lowest closing price of the last twelve months.
- Resistance$58.49
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- CNO Financial Group, Inc. belongs to the Insurance (Life) industry (United States) and, with a market value of $5.25B, is number 29 of 33 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $4.49B (up 0.9% year on year) and earnings of $229.3M (down 43.2%).
- MEQIRI Score 74 out of 100 (Strong): rank 257 of 976 in Financial Services, median 68.
Show more
- The P/E is 13 (Insurance (Life) median 11.5, own median of recent years 9.8).
- Our model puts fair value at $49.30, with the price 17% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 31% since 2020.Capital allocation 87
- High return on equityReturn on equity 16.1% over the last 12 months.Profitability 68
- Reliable dividendNo dividend cut for 14 years.Capital allocation 87
Weaknesses
- Margin fallingOperating margin 6.5%, average of the prior years 11.7% (to 2024).Profitability 68
Its standout strengths are momentum and technical analysis.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Modestly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $41.09 and expensive above $61.63 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $47.57 (excess return model) and $51.04 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $45.34, at 7.8% it would be $55.25.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.5).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 2.3% on the twelve months before. Revenue has stayed largely stable since 2006.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 7%, net 5%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 4 Feb 2027in 84 days
- Last reported
- 29 Oct 2026EPS reported $1.90 (expected $1.10)above expectations
Analyst estimates
- Earnings per share
- $5.39+13.6%
- Revenue
- $4.12B+1.3%
- Earnings per share
- $5.19+1.9%
- Revenue
- $4.25B+1.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +3.3%2026 operating earnings per share guidance raised to $4.60 to $4.80 (up 8% at the midpoint) and all other guidance reaffirmed or improved.
“Given our strong first half results, and confidence in the underlying performance of the business, we are increasing our full year operating earnings per share guidance to a range of between $4.60 and $4.80 an 8% increase at the midpoint from our prior 2026 guidance.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 31 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 5 insiders sold, $7.84M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Williams Jeremy D.Sale
16 Sept 2026, Chief Actuary
- Shares
- 4,362
- Price
- $55.72
- Value
- $243,030
- Williams Jeremy D.Sale
15 Sept 2026, Chief Actuary
- Shares
- 4,420
- Price
- $55.27
- Value
- $244,292
- Linnenbringer Jeanne L.Sale
2 Sept 2026, Chief Operations Officer
- Shares
- 3,919
- Price
- $55.11
- Value
- $215,980
Show 10 more
- DeToro Karen J.Sale
2 Sept 2026, President, Worksite Division
- Shares
- 5,964
- Price
- $55.12
- Value
- $328,729
- Linnenbringer Jeanne L.Sale
1 Sept 2026, Chief Operations Officer
- Shares
- 4,060
- Price
- $54.73
- Value
- $222,207
- DeToro Karen J.Sale
1 Sept 2026, President, Worksite Division
- Shares
- 9,336
- Price
- $54.73
- Value
- $511,003
- Linnenbringer Jeanne L.Sale
31 Aug 2026, Chief Operations Officer
- Shares
- 6,560
- Price
- $54.99
- Value
- $360,716
- DeToro Karen J.Sale
31 Aug 2026, President, Worksite Division
- Shares
- 9,374
- Price
- $54.98
- Value
- $515,366
- Tarasi Rocco F. IIISale
1 Jul 2026, Chief Marketing Officer
- Shares
- 1,891
- Price
- $51.31
- Value
- $97,027
- Bhojwani Gary C.Sale
30 Jun 2026, Chief Executive Officer
- Shares
- 86,048
- Price
- $51.48
- Value
- $4.43M
- Tarasi Rocco F. IIISale
11 Jun 2026, Chief Marketing Officer
- Shares
- 5,750
- Price
- $50.00
- Value
- $287,500
- Tarasi Rocco F. IIISale
10 Jun 2026, Chief Marketing Officer
- Shares
- 3,308
- Price
- $49.00
- Value
- $162,092
- Tarasi Rocco F. IIISale
2 Jun 2026, Chief Marketing Officer
- Shares
- 4,808
- Price
- $47.00
- Value
- $225,976
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at CNO Financial Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 74
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- Lincoln NationalLNC $8.1B82
- ICICI Prudential Life InsuranceICICIPRULI.NS $6.97B55
- Sony Financial Group8729.T $6.04B69
- FWD Group Holdings1828.HK $5.59B50
- F&G Annuities & LifeFG $3.29B57
- Brighthouse FinancialBHF $2.61B39
- Wüstenrot & WürttembergischeWUW.DE $1.38B42
- Abacus Global ManagementABX $881.11M61
ETFs that hold CNO Financial Group
Held by 16 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares Ageing Population UCITS ETF2B77 | 0.47% | 0.40% | €807M |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.45% | 0.39% | €1.47B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.18% | 0.35% | €434.1M |
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| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.18% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.18% | 0.30% | €4.22B |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.16% | 0.30% | €185.82M |
| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.16% | 0.30% | €5.27B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.13% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 31 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.