Visa stock
VNYSEVisa Inc., Financial ServicesISIN US92826C8394
83Score 83 out of 100, Strong
Price and trend
83 / 100
Price history
+24% in one yearThe chart shows daily closes over 19 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 21% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 58).
The price is 3.7% below its 52-week high. Largest decline in 19 years: 52% (May 2008 to January 2009).
Chart figures for advanced users
- SMA 50$389.42
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$346.59
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)58
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$295.52
- The lowest closing price of the last twelve months.
- Resistance$436.57
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Visa Inc. belongs to the Financial (Credit Services) industry (United States) and, with a market value of $784.21B, is the largest of 59 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $45.9B (up 14.8% year on year) and earnings of $23.5B (up 17.2%).
- For fiscal 2027, analysts expect on average revenue of $51.08B (up 11.3%) and adjusted earnings per share of $15.05 (up 13.3%).
Show more
- MEQIRI Score 83 out of 100 (Strong): rank 41 of 975 in Financial Services, median 68.
- The P/E is 33.7 (Financial (Credit Services) median 11.8, own median of recent years 32.9).
- Our model puts fair value at $268.26, with the price 57% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on capitalReturn on invested capital 53.3% in fiscal 2026, Financial (Credit Services) median 7.2%.Profitability 99
- High marginNet margin 51.2% over the last 12 months, Financial (Credit Services) median 14.2%.Profitability 99
- Share buybacksShare count down 21% since 2021.Capital allocation 98
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are profitability and capital allocation, while valuation holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among the 100 largest stocks.
From 2016 to 2025, 4 in 100 such stocks fell 30% or more within a year, against a group average of 9 in 100.
What lowers it
- solid fundamentals
- very large company
- price near its 52-week high
Valuation
Valuation signal
Modestly overvaluedIn our model the price counts as cheap below $191.61 and expensive above $447.09 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $388.96 (cash-flow model) and $147.55 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $234.63, at 7.8% it would be $318.80.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (11.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2026, revenue rose 14.8% on the prior year. Revenue has grown strongly since 2007, at around 14% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2026: gross 80%, operating 61%, net 51%.
Debt & balance sheet
latest quarterThe balance sheet is solid, with moderate debt and comfortable interest coverage.
Earnings
- Next earnings
- 28 Jan 2027in 76 days
- Last reported
- 27 Oct 2026EPS reported $3.48 (expected $3.44)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $15.050.0%
- Revenue
- $51.08B+0.5%
- Earnings per share
- $17.15+0.5%
- Revenue
- $56.69B+1.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −0.9%Visa confirms low double digit revenue growth for 2027, similar to the past year, with VAS expected to grow in the low to mid 20s.
“That is what drove the 30% VAS constant dollar revenue growth in 2026 and is why we expect strong VAS growth in the low- to mid-20s in 2027. 2026 was a historic year for payments, and Visa only strengthened our positioning in the ecosystem as the leading hyperscaler of payments globally.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 27 Oct 2026 (fiscal Q4 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 6 insiders sold, $81.24M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Fabara Paul DSale
10 Nov 2026, CHIEF RISK & CLIENT SVCS OFC
- Shares
- 3,401
- Price
- $423.09
- Value
- $1.44M
- Rottenberg Julie BSale
9 Nov 2026, GENERAL COUNSEL
- Shares
- 1,867
- Price
- $423.00
- Value
- $789,741
- Taneja RajatSale
4 Nov 2026, PRESIDENT, TECHNOLOGY
- Shares
- 34,417
- Price
- $426.79
- Value
- $14.69M
Show 13 more
- Taneja RajatSale
2 Nov 2026, PRESIDENT, TECHNOLOGY
- Shares
- 34,418
- Price
- $425.43
- Value
- $14.64M
- Mcinerney RyanSale
2 Nov 2026, Chief Executive Officer
- Shares
- 5,875
- Price
- $416.22
- Value
- $2.45M
- Carney LloydSale
30 Oct 2026, Board
- Shares
- 605
- Price
- $415.28
- Value
- $251,244
- Mcinerney RyanSale
1 Oct 2026, Chief Executive Officer
- Shares
- 5,875
- Price
- $358.81
- Value
- $2.11M
- Rottenberg Julie BSale
9 Sept 2026, GENERAL COUNSEL
- Shares
- 1,867
- Price
- $368.34
- Value
- $687,691
- Mcinerney RyanSale
1 Sept 2026, Chief Executive Officer
- Shares
- 5,875
- Price
- $379.65
- Value
- $2.23M
- Rottenberg Julie BSale
31 Aug 2026, GENERAL COUNSEL
- Shares
- 2,028
- Price
- $381.35
- Value
- $773,378
- Taneja RajatSale
21 Aug 2026, PRESIDENT, TECHNOLOGY
- Shares
- 17,927
- Price
- $371.00
- Value
- $6.65M
- Mcinerney RyanSale
21 Aug 2026, Chief Executive Officer
- Shares
- 5,875
- Price
- $367.87
- Value
- $2.16M
- Mahon Tullier KellySale
30 Jul 2026, VICE CHAIR, CHF PPL & CORP AFF
- Shares
- 57,272
- Price
- $364.97
- Value
- $20.9M
- Rottenberg Julie BSale
2 Jul 2026, GENERAL COUNSEL
- Shares
- 2,027
- Price
- $360.00
- Value
- $729,720
- Mcinerney RyanSale
1 Jul 2026, Chief Executive Officer
- Shares
- 10,490
- Price
- $343.99
- Value
- $3.61M
- Mcinerney RyanSale
29 Jun 2026, Chief Executive Officer
- Shares
- 20,970
- Price
- $340.25
- Value
- $7.13M
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Visa
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 83
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next smaller companies by market value
- MastercardMA $568.53B84
- American ExpressAXP $213.28B83
- Capital One FinancialCOF $116.46B66
- Bajaj FinanceBAJFINANCE.NS $73.73B78
- PayPal HoldingsPYPL $48.43B79
- ORIXIX $37.3B67
- Shriram FinanceSHRIRAMFIN.NS $25.11B75
- Global PaymentsGPN $23.34B59
ETFs that hold Visa
Held by 154 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P 500 Financials Sector UCITS ETFQDVH | 8.87% | 0.15% | €2.2B |
| State Street SPDR S&P U.S. Financials Select Sector UCITS ETF (Acc)ZPDF | 8.82% | 0.15% | €672.01M |
| Xtrackers MSCI USA Financials UCITS ETF 1DXUFN | 8.72% | 0.12% | €1.08B |
Show 5 more
| iShares Dow Jones Industrial Average UCITS ETF (DE)EXI3 | 4.86% | 0.51% | €322.26M |
| UBS MSCI USA Socially Responsible UCITS ETF hEUR disUET1 | 4.79% | 0.25% | €1.07B |
| Xtrackers MSCI World Financials UCITS ETF 1CXDWF | 4.74% | 0.25% | €1.45B |
| iShares MSCI USA SRI UCITS ETFQDVR | 4.52% | 0.20% | €3.04B |
| Xtrackers MSCI World Quality UCITS ETF 1CXDEQ | 4.06% | 0.25% | €2.86B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 30 Sep 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 30 Sep 2012)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.