Mastercard stock
MANYSEMastercard Incorporated, Financial ServicesISIN US57636Q1040
84Score 84 out of 100, Strong
Price and trend
88 / 100
Price history
+16% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 21% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 61).
The price is 3.0% below its 52-week high. Largest decline in 20 years: 63% (June 2008 to January 2009).
Chart figures for advanced users
- SMA 50$598.54
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$541.46
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)61
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$471.55
- The lowest closing price of the last twelve months.
- Resistance$672.68
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Mastercard Incorporated belongs to the Financial (Credit Services) industry (United States) and, with a market value of $568.53B, is number 2 of 61 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $32.79B (up 16.4% year on year) and earnings of $14.97B (up 16.3%).
- For fiscal 2026, analysts expect on average revenue of $37.39B (up 14%) and adjusted earnings per share of $20.05 (up 17.8%).
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- MEQIRI Score 84 out of 100 (Strong): rank 31 of 976 in Financial Services, median 68.
- The P/E is 33.7 (Financial (Credit Services) median 11.8, own median of recent years 36.7).
- Our model puts fair value at $453.37, with the price 46% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on capitalReturn on invested capital 95.7% in fiscal 2025, Financial (Credit Services) median 8.1%.Profitability 100
- High marginNet margin 46.7% over the last 12 months, Financial (Credit Services) median 14.2%.Profitability 100
- Reliable dividendNo dividend cut for 20 years.Capital allocation 96
Weaknesses
- High debtDebt 3.55 times equity (latest quarter), Financial (Credit Services) median 1.48.Stability 58
Its standout strengths are profitability and capital allocation, while valuation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among the 100 largest stocks.
From 2016 to 2025, 4 in 100 such stocks fell 30% or more within a year, against a group average of 9 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
- very large company
- price near its 52-week high
Valuation
Valuation signal
Modestly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $323.83 and expensive above $755.61 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $678.89 (cash-flow model) and $227.85 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $393.34, at 7.8% it would be $543.71.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (11.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 15.3% on the twelve months before. Revenue has grown strongly since 2006, at around 13% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 100%, operating 58%, net 46%.
Debt & balance sheet
latest quarterMeaningfully leveraged, but the interest bill is comfortably covered.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 29 Oct 2026EPS reported $5.31 (expected $5.17)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $20.05+0.5%
- Revenue
- $37.39B+0.3%
- Earnings per share
- $23.18+0.3%
- Revenue
- $42.09B+0.3%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +4.5%Mastercard reaffirms its full-year outlook: net revenue growth for 2026 still expected at the high end of a low double digits range, with expenses also in line with prior expectations.
“As it relates to our expectations for the fourth quarter of 2026, year-over-year net revenue growth is expected to be at the high end of low double digits range on a currency-neutral basis, excluding inorganic activity.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 8 insiders sold, $70.79M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Ling HaiSale
2 Nov 2026, Chief Financial Officer
- Shares
- 4,317
- Price
- $641.00
- Value
- $2.77M
- Ling HaiSale
30 Oct 2026, Chief Financial Officer
- Shares
- 4,318
- Price
- $642.43
- Value
- $2.77M
- Ling HaiSale
16 Oct 2026, Chief Financial Officer
- Shares
- 4,317
- Price
- $620.00
- Value
- $2.68M
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- Genachowski JuliusSale
12 Oct 2026, Board
- Shares
- 370
- Price
- $590.21
- Value
- $218,378
- Genachowski JuliusSale
9 Oct 2026, Board
- Shares
- 371
- Price
- $585.01
- Value
- $217,040
- Sachin J. MehraSale
2 Sept 2026, Chief Business Officer
- Shares
- 3,266
- Price
- $584.00
- Value
- $1.91M
- Kirkpatrick Linda PistecchiaSale
31 Aug 2026, Chief Services Officer
- Shares
- 923
- Price
- $593.54
- Value
- $547,837
- Sachin J. MehraSale
20 Aug 2026, Chief Business Officer
- Shares
- 1,000
- Price
- $572.07
- Value
- $572,070
- Sachin J. MehraSale
19 Aug 2026, Chief Business Officer
- Shares
- 7,444
- Price
- $577.13
- Value
- $4.3M
- Kirkpatrick Linda PistecchiaSale
17 Aug 2026, Chief Services Officer
- Shares
- 1,191
- Price
- $565.24
- Value
- $673,201
- Sachin J. MehraSale
5 Aug 2026, Chief Business Officer
- Shares
- 3,000
- Price
- $571.87
- Value
- $1.72M
- Miebach MichaelSale
5 Aug 2026, President & CEO
- Shares
- 15,372
- Price
- $575.00
- Value
- $8.84M
- Kirkpatrick Linda PistecchiaSale
4 Aug 2026, Chief Services Officer
- Shares
- 4,280
- Price
- $570.31
- Value
- $2.44M
- Miebach MichaelSale
3 Aug 2026, President & CEO
- Shares
- 16,628
- Price
- $580.00
- Value
- $9.64M
- Miebach MichaelSale
31 Jul 2026, President & CEO
- Shares
- 16,628
- Price
- $567.68
- Value
- $9.44M
- McLaughlin Edward GrundeSale
15 Jul 2026, President & CTO, MA Tech
- Shares
- 19,800
- Price
- $534.87
- Value
- $10.59M
- Arkell Sandra ASale
15 Jul 2026, Controller
- Shares
- 144
- Price
- $540.00
- Value
- $77,760
- Arkell Sandra ASale
14 Jul 2026, Controller
- Shares
- 200
- Price
- $540.00
- Value
- $108,000
- Arkell Sandra ASale
7 Jul 2026, Controller
- Shares
- 200
- Price
- $540.00
- Value
- $108,000
- Arkell Sandra ASale
6 Jul 2026, Controller
- Shares
- 200
- Price
- $540.00
- Value
- $108,000
- Seshadri RajSale
2 Jul 2026, Chief Commercial Pmts Officer
- Shares
- 1,977
- Price
- $529.73
- Value
- $1.05M
- Seshadri RajSale
1 Jul 2026, Chief Commercial Pmts Officer
- Shares
- 4,828
- Price
- $525.00
- Value
- $2.53M
- McLaughlin Edward GrundeSale
1 Jul 2026, President & CTO, MA Tech
- Shares
- 14,260
- Price
- $525.19
- Value
- $7.49M
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Mastercard
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 84
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next larger and next smaller companies by market value
- VisaV $793.99B83
- American ExpressAXP $216.66B84
- Capital One FinancialCOF $118.57B67
- Bajaj FinanceBAJFINANCE.NS $71.63B78
- PayPal HoldingsPYPL $49.41B79
- ORIXIX $36.88B66
- Global PaymentsGPN $26.52B60
- Shriram FinanceSHRIRAMFIN.NS $24.34B75
ETFs that hold Mastercard
Held by 133 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers MSCI USA Financials UCITS ETF 1DXUFN | 6.67% | 0.12% | €1.07B |
| iShares S&P 500 Financials Sector UCITS ETFQDVH | 6.54% | 0.15% | €2.17B |
| State Street SPDR S&P U.S. Financials Select Sector UCITS ETF (Acc)ZPDF | 6.50% | 0.15% | €663.04M |
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| Amundi MSCI Digital Economy UCITS ETF AccEBUY | 3.84% | 0.45% | €96.36M |
| Xtrackers MSCI World Financials UCITS ETF 1CXDWF | 3.60% | 0.25% | €1.44B |
| iShares Digitalisation UCITS ETF2B79 | 3.45% | 0.40% | €726.22M |
| UBS Factor MSCI USA Quality Screened UCITS ETF USD disUBUT | 3.26% | 0.25% | €1.14B |
| Invesco CoinShares Global Blockchain UCITS ETFBNXG | 2.72% | 0.65% | €733.24M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 31 Oct 2009)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.