Travelers Companies stock
TRVNYSEThe Travelers Companies, Inc., Financial ServicesISIN US89417E1091
89Score 89 out of 100, Strong
Price and trend
80 / 100
Price history
+40% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 19% above it.
Since December 2023 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 45).
The price is 2.4% below its 52-week high. Largest decline in 20 years: 47% (July 2019 to March 2020).
Chart figures for advanced users
- SMA 50$379.64
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$334.83
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)45
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$269.42
- The lowest closing price of the last twelve months.
- Resistance$409.25
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- The Travelers Companies, Inc. belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $81.87B, is number 4 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $48.83B (up 5.2% year on year) and earnings of $6.29B (up 25.8%).
- For fiscal 2026, analysts expect on average revenue of $44.04B (down 9.8%) and adjusted earnings per share of $36.64 (up 32.3%).
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- MEQIRI Score 89 out of 100 (Strong): rank 3 of 976 in Financial Services, median 68.
- The P/E is 10.2 (Insurance (Property & Casualty) median 12.4, own median of recent years 13).
- Our model puts fair value at $523.91, with the price 24% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 26.2% over the last 12 months.Profitability 85
- Reliable dividendNo dividend cut for 22 years.Capital allocation 94
- Earnings per share growingUp 21.4% a year since 2020.Growth 80
Weaknesses
- Analysts expect falling earningsDown 8.3% a year through 2028 (estimates from 17 analysts).
Its standout strengths are fundamentals and capital allocation.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- solid fundamentals
- price near its 52-week high
- stable momentum
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $436.59 and expensive above $654.89 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $562.28 (excess return model) and $485.54 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $477.05, at 7.8% it would be $594.20.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 1.1% on the twelve months before. Revenue has grown solidly since 2006, at about 4% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 16%, net 13%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 20 Jan 2027in 69 days
- Last reported
- 16 Oct 2026EPS reported $9.18 (expected $7.39)above expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 5.6% since 15 Oct 2026.
- Earnings per share
- $36.64+5.6%
- Revenue
- $44.04B0.0%
- Earnings per share
- $31.02+1.7%
- Revenue
- $44.85B−1.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +9.1%Expense ratio of about 28.5% and fixed income investment income guidance (about $840 million in Q3, $870 million in Q4) unchanged.
“Our outlook for fixed income NII by quarter, including earnings from short-term securities is consistent with the guidance we previously provided, expecting approximately $840 million in the third quarter and roughly $870 million in the fourth quarter.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 17 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 12 insiders sold, $103.49M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Olivo MariaSale
4 Nov 2026, EVP, ERM & Chief Risk Officer
- Shares
- 15,000
- Price
- $407.00
- Value
- $6.1M
- Bessette Andy FSale
28 Oct 2026, EVP and Chief Admin Officer
- Shares
- 2,999.71
- Price
- $399.35
- Value
- $1.2M
- Lefebvre Mojgan MSale
27 Oct 2026, EVP & Chief Tech & Ops Officer
- Shares
- 11,000
- Price
- $393.84
- Value
- $4.33M
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- Toczydlowski Gregory CSale
22 Oct 2026, EVP & President, Business Ins.
- Shares
- 34,771
- Price
- $403.89
- Value
- $14.04M
- Rowland David DonnaySale
22 Oct 2026, EVP & Co-Chief Invest. Officer
- Shares
- 5,000
- Price
- $405.62
- Value
- $2.03M
- Klenk Jeffrey P.Sale
22 Oct 2026, EVP & Pres., Bond & Spec. Ins.
- Shares
- 9,016
- Price
- $405.57
- Value
- $3.66M
- Schnitzer Alan DSale
21 Oct 2026, Chairman and CEO
- Shares
- 88,900
- Price
- $396.77
- Value
- $35.27M
- Olivo MariaSale
21 Oct 2026, EVP, ERM & Chief Risk Officer
- Shares
- 15,100
- Price
- $398.44
- Value
- $6.02M
- Klein Michael FrederickSale
20 Oct 2026, EVP & President, Personal Ins.
- Shares
- 7,500
- Price
- $392.79
- Value
- $2.95M
- Olivo MariaSale
28 Aug 2026, EVP, ERM & Chief Risk Officer
- Shares
- 6,000
- Price
- $369.86
- Value
- $2.22M
- Yin Daniel Tei-HwaSale
24 Jul 2026, EVP & Co-Chief Invest. Officer
- Shares
- 7,153
- Price
- $387.00
- Value
- $2.77M
- Kurtzman DianeSale
24 Jul 2026, EVP & Chief HR Officer
- Shares
- 4,164
- Price
- $386.71
- Value
- $1.61M
- Rowland David DonnaySale
22 Jul 2026, EVP & Co-Chief Invest. Officer
- Shares
- 5,000
- Price
- $371.69
- Value
- $1.86M
- Munson Paul E.Sale
22 Jul 2026, SVP & Corp. Controller
- Shares
- 1,525
- Price
- $369.91
- Value
- $564,105
- Bessette Andy FSale
22 Jul 2026, EVP and Chief Admin Officer
- Shares
- 3,000
- Price
- $368.11
- Value
- $1.1M
- Klein Michael FrederickSale
21 Jul 2026, EVP & President, Personal Ins.
- Shares
- 6,000
- Price
- $366.09
- Value
- $2.2M
- Frey Daniel S.Sale
21 Jul 2026, EVP & Chief Financial Officer
- Shares
- 14,037
- Price
- $368.24
- Value
- $5.17M
- Lefebvre Mojgan MSale
21 Jul 2026, EVP & Chief Tech & Ops Officer
- Shares
- 16,313
- Price
- $368.38
- Value
- $6.01M
- Klein Michael FrederickSale
26 May 2026, EVP & President, Personal Ins.
- Shares
- 10,000
- Price
- $307.65
- Value
- $3.08M
- Bessette Andy FSale
22 May 2026, EVP and Chief Admin Officer
- Shares
- 4,255
- Price
- $308.11
- Value
- $1.31M
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Travelers Companies
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 89
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- ChubbCB $141.5B82
- ProgressivePGR $135.3B85
- Tokio Marine Holdings8766.T $105.94B78
- AllstateALL $64.88B88
- PICC Property and Casualty2328.HK $49.61B77
- People's Insurance Company (Group) of China601319.SS $47.67B60
- MS&AD Insurance Group Holdings8725.T $46.52B84
- Fairfax Financial HoldingsFFH.TO $40.5B84
ETFs that hold Travelers Companies
Held by 143 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares Dow Jones Industrial Average UCITS ETF (DE)EXI3 | 4.63% | 0.51% | €322.26M |
| iShares Edge MSCI USA Minimum Volatility Advanced UCITS ETFMVEA | 1.64% | 0.20% | €117.82M |
| Invesco S&P 500 QVM UCITS ETFQVMP | 1.49% | 0.35% | €50.82M |
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| Invesco Global Buyback Achievers UCITS ETFBBCK | 1.48% | 0.39% | €188.08M |
| UBS Factor MSCI USA Prime Value Screened UCITS ETF hEUR accUBUW | 1.30% | 0.28% | €127.84M |
| iShares Edge MSCI World Minimum Volatility Advanced UCITS ETF USD (Acc)MVEW | 1.27% | 0.30% | €306.37M |
| Xtrackers MSCI USA Financials UCITS ETF 1DXUFN | 1.04% | 0.12% | €1.07B |
| iShares S&P 500 Financials Sector UCITS ETFQDVH | 1.04% | 0.15% | €2.17B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 29 Feb 2024)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.