PICC Property and Casualty stock
2328.HKHKSEPICC Property and Casualty Company Limited, Financial ServicesISIN CNE100000593
77Score 77 out of 100, Strong
Price and trend
74 / 100
Price history
−10% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 11% above it.
Since September 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 83).
The price is 10% below its 52-week high. Largest decline in 20 years: 89% (October 2007 to October 2008).
Chart figures for advanced users
- SMA 50$2.10
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$1.98
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)83
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$1.78
- The lowest closing price of the last twelve months.
- Resistance$2.46
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- PICC Property and Casualty Company Limited belongs to the Insurance (Property & Casualty) industry (China) and, with a market value of $48.99B, is number 6 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $76.72B (up 6.3% year on year) and earnings of $5.9B (up 22.2%).
- MEQIRI Score 77 out of 100 (Strong): rank 147 of 976 in Financial Services, median 68.
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- The P/E is 6.9 (Insurance (Property & Casualty) median 11.9, own median of recent years 7.8).
- Our model puts fair value at $4.13, with the price 46% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 16.1% over the last 12 months.Profitability 72
- Below fair valuePrice 46% below the fair value of $4.13.Valuation 100
- High dividend yieldDividend yield 5.16%, Insurance (Property & Casualty) median 2.97%.Capital allocation 78
Weaknesses
- Margin fallingOperating margin 9.1%, average of the prior years 97.8% (to 2024).
Its standout strengths are valuation and fundamentals.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 78 to 77.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Significantly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $3.18 and expensive above $5.90 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $4.44 (excess return model) and $3.82 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 7.3%. At 8.3% the fair value would be $3.76, at 6.3% it would be $4.68.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 1.7% on the twelve months before. Revenue has grown solidly since 2006, at about 11% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 9%, net 8%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 19 Mar 2027in 127 days
- Last reported
- 28 Aug 2026EPS reported 1.68 (expected 1.52)above expectations
Analyst estimates
Analysts have cut their 2026 earnings estimate by 13.5% since 27 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- 1.65−13.5%
- Revenue
- $81.85B−0.6%
- Earnings per share
- 1.81−10.1%
- Revenue
- $84.92B−0.6%
MEQIRI has stored the estimates since 27 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at PICC Property and Casualty
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 77
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- ProgressivePGR $135.3B85
- Tokio Marine Holdings8766.T $105.94B78
- Travelers CompaniesTRV $81.87B89
- AllstateALL $64.88B88
- People's Insurance Company (Group) of China601319.SS $47.67B60
- MS&AD Insurance Group Holdings8725.T $46.52B84
- Fairfax Financial HoldingsFFH.TO $40.5B84
- Sompo Holdings8630.T $39.98B80
ETFs that hold PICC Property and Casualty
Held by 56 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares China Large Cap UCITS ETFIQQC | 1.35% | 0.74% | €701.83M |
| iShares Dow Jones China Offshore 50 UCITS ETF (DE)EXXU | 1.06% | 0.62% | €40.6M |
| UBS MSCI China Universal UCITS ETF USD disUETC | 1.05% | 0.30% | €134.65M |
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| Franklin EM Multi-Factor Equity UCITS ETFFLXE | 0.99% | 0.30% | €102.26M |
| iShares BIC 50 UCITS ETFIQQ9 | 0.81% | 0.74% | €99.3M |
| Deka MSCI China ex A Shares UCITS ETFEL46 | 0.72% | 0.65% | €74.12M |
| HSBC MSCI China UCITS ETFH4ZP | 0.65% | 0.28% | €865.21M |
| Fidelity Emerging Markets Quality Income UCITS ETF INC-USDFYEQ | 0.62% | 0.50% | €243.42M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = HK$7.8456, $1 = CN¥6.6707)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 24 Jul 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.