Swiss Life Holding stock
SLHN.SWSIXSwiss Life Holding AG, Financial ServicesISIN CH0014852781
67Score 67 out of 100, Neutral
Price and trend
80 / 100
Price history
+13% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 9.6% above it.
Since April 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 73).
The price is at its 52-week high. Largest decline in 20 years: 87% (February 2007 to February 2009).
Chart figures for advanced users
- SMA 50$1,118.01
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$1,082.84
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)73
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$980.39
- The lowest closing price of the last twelve months.
- Resistance$1,193.68
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Swiss Life Holding AG belongs to the Insurance (Diversified) industry (Switzerland) and, with a market value of $33.16B, is number 14 of 43 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $18.33B (up 5.4% year on year) and earnings of $1.48B (up 1.4%).
- MEQIRI Score 67 out of 100 (Neutral): rank 549 of 976 in Financial Services, median 68.
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- The P/E is 21.3 (Insurance (Diversified) median 13.9, own median of recent years 12.9).
- Our model puts fair value at $998.95, with the price 18% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 19.3% over the last 12 months.Profitability 71
- Reliable dividendNo dividend cut for 13 years.Capital allocation 90
- Share buybacksShare count down 10% since 2020.Capital allocation 90
Weaknesses
- Revenue shrinkingRevenue down 7.5% a year since 2020.Growth 35
- High leverageTotal assets 33.9 times equity.Stability 38
- Richly valuedP/E 21.3, Insurance (Diversified) median 13.9, own median 12.9.Valuation 48
Its standout strengths are fundamentals and capital allocation, while stability and growth hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- solid fundamentals
- calm price action
- price near its 52-week high
Valuation
Valuation signal
Modestly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $832.46 and expensive above $1,248.69 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $1,223.94 (excess return model) and $773.96 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 5.6%. At 6.6% the fair value would be $896.96, at 4.6% it would be $1,151.94.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 245% on the twelve months before. Revenue has changed sharply in recent years: $18.33B in 2025 after $24.53B in 2022.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 11%, net 8%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Mar 2027in 111 days
- Last reported
- 1 Sep 2026EPS reported $27.69 (expected $27.84)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $57.380.0%
- Revenue
- $26.2B0.0%
- Earnings per share
- $61.660.0%
- Revenue
- $26.7B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −0.6%Guidance of a nonrecurring income share of around 25% is confirmed, with a share buyback from October 2026 and cost savings of around CHF 150 million from 2029.
“This measure is expected to generate annual cost savings of around CHF 150 million in 2029 and beyond.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 1 Sep 2026 (fiscal Q2 2026), read by AI.
What happened at Swiss Life Holding
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 67
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Diversified)
The next larger and next smaller companies by market value
- Sun Life FinancialSLF $41.02B63
- TalanxTLX.DE $37.61B84
- Hartford Insurance GroupHIG $36.68B83
- Arch Capital GroupACGL $35.54B86
- SampoSAMPO.HE $29.04B75
- Helvetia HoldingHBAN.SW $27.18B56
- Unipol GruppoUNI.MI $24.35B77
- NN GroupNN.AS $23.51B68
ETFs that hold Swiss Life Holding
Held by 113 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares STOXX Europe 600 Insurance UCITS ETF (DE)EXH5 | 3.54% | 0.46% | €662.26M |
| Xtrackers SLI UCITS ETF 1DDXS0 | 2.66% | 0.25% | €581.42M |
| Amundi DJ Switzerland Titans 30 UCITS ETF DistC030 | 1.95% | 0.25% | €237.76M |
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| Xtrackers Switzerland UCITS ETF 1DXSMI | 1.77% | 0.30% | €2.88B |
| Deka MSCI Europe MC UCITS ETFEL43 | 1.34% | 0.36% | €67.17M |
| Amundi MSCI Europe Ex EMU ESG Selection UCITS ETF Acc540H | 1.23% | 0.30% | €182.66M |
| Amundi MSCI Europe SRI Climate Paris Aligned UCITS ETF DR (C)MIVB | 1.01% | 0.18% | €1.59B |
| State Street SPDR MSCI Europe Financials UCITS ETFSPYZ | 0.95% | 0.18% | €825.78M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = CHF 0.8299)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 30 Sep 2013)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.