NN Group stock
NN.ASAMSNN Group N.V., Financial ServicesISIN NL0010773842
68Score 68 out of 100, Neutral
Price and trend
76 / 100
Price history
+31% in one yearThe chart shows daily closes over 12 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 8.9% above it.
Since March 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 77).
The price is at its 52-week high. Largest decline in 12 years: 49% (April 2018 to March 2020).
Chart figures for advanced users
- SMA 50$86.95
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$83.06
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)77
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$66.78
- The lowest closing price of the last twelve months.
- Resistance$90.80
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- NN Group N.V. belongs to the Insurance (Diversified) industry (Netherlands) and, with a market value of $23.54B, is number 18 of 43 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $1.32B (down 24.9% year on year).
- MEQIRI Score 68 out of 100 (Neutral): rank 501 of 976 in Financial Services, median 68.
Show more
- The P/E is 11.9 (Insurance (Diversified) median 13.9, own median of recent years 8.2).
- Our model puts fair value at $131.28, with the price 31% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Below fair valuePrice 31% below the fair value of $131.28.Valuation 94
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 77
- Share buybacksShare count down 9% since 2020.Capital allocation 75
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and stability, while profitability and growth hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- calm price action
- price near its 52-week high
Valuation
Valuation signal
Significantly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $109.40 and expensive above $164.10 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $157.15 (excess return model) and $105.41 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 7.3%. At 8.3% the fair value would be $118.19, at 6.3% it would be $150.93.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 0.6% on the twelve months before. Revenue has declined since 2011 (-12% per year), so it is worth watching closely.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 50%, net 40%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 13%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 10 Feb 2027in 90 days
- Last reported
- 6 Aug 2026EPS reported $4.32 (expected $4.05)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $9.49+0.1%
- Revenue
- $16.49B0.0%
- Earnings per share
- $9.92+1.0%
- Revenue
- $16.88B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −0.7%Some upside is now seen to the earlier flat operating capital generation guidance for 2026, driven by Europe and Non-life.
“With these strong H1 results in hand, there is some upside to this guidance, mainly driven by Europe and Non-life.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 6 Aug 2026 (fiscal Q2 2026), read by AI.
What happened at NN Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 68
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Diversified)
The next larger and next smaller companies by market value
- Swiss Life HoldingSLHN.SW $32.86B67
- SampoSAMPO.HE $29.04B75
- Helvetia HoldingHBAN.SW $27.18B56
- Unipol GruppoUNI.MI $24.35B77
- ageas SA/NVAGS.BR $18.38B80
- ASR NederlandASRNL.AS $17.73B69
- MapfreMAP.MC $14.55B73
- TrygTRYG.CO $14.52B66
ETFs that hold NN Group
Held by 146 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Deka EURO STOXX Select Dividend 30 UCITS ETFEL4G | 4.35% | 0.32% | €353.06M |
| Amundi Euro Stoxx Select Dividend30 UCITS ETF DistC051 | 4.33% | 0.25% | €138.26M |
| iShares Euro Dividend UCITS ETF EUR DistIQQA | 4.32% | 0.40% | €1.66B |
Show 5 more
| Xtrackers Euro Stoxx Quality Dividend UCITS ETF 1DDXSA | 3.69% | 0.30% | €792.98M |
| State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF (Dist)SPYW | 3.41% | 0.30% | €1.87B |
| iShares STOXX Europe Select Dividend 30 UCITS ETF (DE)EXSH | 3.39% | 0.31% | €1.38B |
| iShares STOXX Europe 600 Insurance UCITS ETF (DE)EXH5 | 2.48% | 0.46% | €662.26M |
| Amundi MSCI EMU High Dividend UCITS ETF Acc18M2 | 2.33% | 0.30% | €397.06M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 31 Jan 2024)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.