Charles Schwab stock
SCHWNYSEThe Charles Schwab Corporation, Financial ServicesISIN US8085131055
75Score 75 out of 100, Strong
Price and trend
64 / 100
Price history
−6.1% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 5.5% below it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 54).
The price is 19% below its 52-week high. Largest decline in 20 years: 59% (September 2008 to November 2011).
Chart figures for advanced users
- SMA 50$97.16
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$97.06
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)54
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$85.35
- The lowest closing price of the last twelve months.
- Resistance$113.65
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- The Charles Schwab Corporation belongs to the Financial (Capital Markets) industry (United States) and, with a market value of $158.31B, is number 3 of 81 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $23.92B (up 22% year on year) and earnings of $8.85B (up 49%).
- For fiscal 2026, analysts expect on average revenue of $28.12B (up 17.6%) and adjusted earnings per share of $6.46 (up 32.4%).
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- MEQIRI Score 75 out of 100 (Strong): rank 237 of 976 in Financial Services, median 68.
- The P/E is 15.5 (Financial (Capital Markets) median 13.7, own median of recent years 24.8).
- Our model puts fair value at $87.40, with the price 6% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for over 37 years.Capital allocation 58
- High return on equityReturn on equity 21.3% over the last 12 months.Profitability 80
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 96
Weaknesses
- DilutionShare count up 24% since 2020.Capital allocation 58
Its standout strengths are fundamentals and growth.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $67.23 and expensive above $124.86 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $93.60 (excess return model) and $81.20 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 11.2%. At 12.2% the fair value would be $81.80, at 10.2% it would be $94.75.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.7).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 21.7% on the twelve months before. Revenue has grown solidly since 2006, at about 9% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 48%, net 37%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 20 Jan 2027in 69 days
- Last reported
- 15 Oct 2026EPS reported $1.69 (expected $1.65)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $6.46−0.2%
- Revenue
- $28.12B−0.4%
- Earnings per share
- $7.88−2.3%
- Revenue
- $31.93B−1.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: −2.7%Revenue and net interest margin are expected toward the lower end of the summer ranges, while operating leverage of about 800 basis points is roughly double the expectation at the start of the year.
“Putting it all together, we expect to deliver strong business and financial performance for the year, including approximately 800 basis points of positive operating leverage, roughly double what we expected at the beginning of the year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 15 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $1.85M in total. 11 insiders sold, $175.76M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Schwab Charles R.Sale
9 Nov 2026, Co-Chairman
- Shares
- 70,750
- Price
- $93.01
- Value
- $6.58M
- Schwab Charles R.Sale
3 Nov 2026, Co-Chairman
- Shares
- 11,675
- Price
- $89.21
- Value
- $1.04M
- Hathi NeeshaSale
2 Nov 2026, MD, Head Wealth Adv, Bnk, Tst
- Shares
- 5,000
- Price
- $88.92
- Value
- $444,618
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- Schwab Charles R.Sale
29 Oct 2026, Co-Chairman
- Shares
- 136,400
- Price
- $89.50
- Value
- $12.21M
- Schwab Charles R.Sale
28 Oct 2026, Co-Chairman
- Shares
- 66,750
- Price
- $88.36
- Value
- $5.9M
- Hathi NeeshaSale
1 Oct 2026, MD, Head Wealth Adv, Bnk, Tst
- Shares
- 5,000
- Price
- $97.80
- Value
- $489,007
- Hathi NeeshaSale
1 Sept 2026, MD, Head Wealth Adv, Bnk, Tst
- Shares
- 3,177
- Price
- $109.04
- Value
- $346,428
- Bettinger Walter WSale
28 Aug 2026, Co-Chairman
- Shares
- 74,388
- Price
- $110.91
- Value
- $8.25M
- Hathi NeeshaSale
28 Aug 2026, MD, Head Wealth Adv, Bnk, Tst
- Shares
- 3,177
- Price
- $108.12
- Value
- $343,498
- Schwab-Pomerantz CarolynSale
26 Aug 2026, Board
- Shares
- 9,175
- Price
- $109.25
- Value
- $1M
- Schwab Charles R.Sale
24 Aug 2026, Co-Chairman
- Shares
- 117,000
- Price
- $113.20
- Value
- $13.24M
- Bettinger Walter WSale
24 Aug 2026, Co-Chairman
- Shares
- 176,210
- Price
- $113.49
- Value
- $20M
- Beatty Jonathan SSale
17 Aug 2026, MD, Head of Advisor Services
- Shares
- 1,000
- Price
- $111.33
- Value
- $111,330
- Craig Jonathan M.Sale
14 Aug 2026, MD, Head of Retail Investing
- Shares
- 21,866
- Price
- $111.03
- Value
- $2.43M
- Howard DennisSale
13 Aug 2026, MD, Chief Tech, OPS & Data Officer
- Shares
- 2,198
- Price
- $110.00
- Value
- $241,780
- Schwab Charles R.Sale
12 Aug 2026, Co-Chairman
- Shares
- 46,410
- Price
- $108.18
- Value
- $5.02M
- Schwab Charles R.Sale
11 Aug 2026, Co-Chairman
- Shares
- 46,445
- Price
- $107.78
- Value
- $5.01M
- Murtagh Nigel JSale
10 Aug 2026, Chief Risk Officer
- Shares
- 24,778
- Price
- $109.01
- Value
- $2.7M
- Sneed Paula ASale
7 Aug 2026, Board
- Shares
- 5,263
- Price
- $107.15
- Value
- $563,954
- Murtagh Nigel JSale
6 Aug 2026, Chief Risk Officer
- Shares
- 1,897
- Price
- $109.00
- Value
- $206,776
- Schwab-Pomerantz CarolynSale
5 Aug 2026, Board
- Shares
- 18,561
- Price
- $107.70
- Value
- $2M
- Craig Jonathan M.Sale
5 Aug 2026, MD, Head of Retail Investing
- Shares
- 21,750
- Price
- $107.02
- Value
- $2.33M
- Schwab-Pomerantz CarolynSale
4 Aug 2026, Board
- Shares
- 22,640
- Price
- $106.36
- Value
- $2.41M
- Schwab Charles R.Sale
4 Aug 2026, Co-Chairman
- Shares
- 47,650
- Price
- $106.08
- Value
- $5.05M
- Schwab Charles R.Sale
3 Aug 2026, Co-Chairman
- Shares
- 95,250
- Price
- $105.52
- Value
- $10.05M
- Schwab Charles R.Sale
29 Jul 2026, Co-Chairman
- Shares
- 95,450
- Price
- $105.82
- Value
- $10.1M
- Schwab Charles R.Sale
28 Jul 2026, Co-Chairman
- Shares
- 48,000
- Price
- $105.60
- Value
- $5.07M
- Schwab-Pomerantz CarolynSale
28 Jul 2026, Board
- Shares
- 22,650
- Price
- $105.71
- Value
- $2.39M
- Howard DennisSale
28 Jul 2026, MD, Chief Tech, OPS & Data Officer
- Shares
- 28,000
- Price
- $105.01
- Value
- $2.94M
- Bettinger Walter WSale
28 Jul 2026, Co-Chairman
- Shares
- 93,408
- Price
- $104.64
- Value
- $9.77M
- Bettinger Walter WSale
27 Jul 2026, Co-Chairman
- Shares
- 192,488
- Price
- $103.90
- Value
- $20M
- Murtagh Nigel JSale
27 Jul 2026, Chief Risk Officer
- Shares
- 32,947
- Price
- $104.01
- Value
- $3.43M
- Schwab Charles R.Sale
24 Jul 2026, Co-Chairman
- Shares
- 45,500
- Price
- $101.72
- Value
- $4.63M
- Morgan Peter J. IIISale
23 Jul 2026, General Counsel
- Shares
- 6,952
- Price
- $102.03
- Value
- $709,341
- Murtagh Nigel JSale
21 Jul 2026, Chief Risk Officer
- Shares
- 4,053
- Price
- $104.14
- Value
- $422,069
- Beatty Jonathan SSale
21 Jul 2026, MD, Head of Advisor Services
- Shares
- 2,000
- Price
- $104.21
- Value
- $208,411
- Craig Jonathan M.Sale
7 Jul 2026, MD, Head of Retail Investing
- Shares
- 21,750
- Price
- $102.01
- Value
- $2.22M
- Beatty Jonathan SSale
7 Jul 2026, MD, Head of Advisor Services
- Shares
- 2,000
- Price
- $102.01
- Value
- $204,018
- Beatty Jonathan SSale
6 Jul 2026, MD, Head of Advisor Services
- Shares
- 2,000
- Price
- $100.01
- Value
- $200,015
- Beatty Jonathan SSale
2 Jul 2026, MD, Head of Advisor Services
- Shares
- 2,000
- Price
- $97.03
- Value
- $194,059
- Wurster Richard APurchase
28 May 2026, President & CEO
- Shares
- 21,959
- Price
- $84.23
- Value
- $1.85M
- Schwab Charles R.Sale
19 May 2026, Co-Chairman
- Shares
- 27,500
- Price
- $92.22
- Value
- $2.54M
- Schwab Charles R.Sale
18 May 2026, Co-Chairman
- Shares
- 27,500
- Price
- $92.40
- Value
- $2.54M
- Sarin ArunSale
13 May 2026, Board
- Shares
- 2,500
- Price
- $91.16
- Value
- $227,910
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Charles Schwab
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 75
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Capital Markets)
The next larger and next smaller companies by market value
- Morgan StanleyMS $300.6B73
- Goldman Sachs GroupGS $267.32B74
- Robinhood MarketsHOOD $75.95B63
- CITIC Securities600030.SS $56.04B68
- East Money Information300059.SZ $44.02B68
- Guotai Junan Securities601211.SS $42.27B59
- Nomura HoldingsNMR $28.24B69
- Tradeweb MarketsTW $28.21B76
ETFs that hold Charles Schwab
Held by 112 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Invesco Global Buyback Achievers UCITS ETFBBCK | 2.84% | 0.39% | €188.08M |
| Xtrackers MSCI USA Financials UCITS ETF 1DXUFN | 1.88% | 0.12% | €1.07B |
| iShares S&P 500 Financials Sector UCITS ETFQDVH | 1.85% | 0.15% | €2.17B |
Show 5 more
| State Street SPDR S&P U.S. Financials Select Sector UCITS ETF (Acc)ZPDF | 1.85% | 0.15% | €663.04M |
| VanEck Morningstar US ESG Wide Moat UCITS ETFGMVM | 1.16% | 0.49% | €368.7M |
| Xtrackers MSCI World Financials UCITS ETF 1CXDWF | 1.03% | 0.25% | €1.44B |
| WisdomTree US Quality Dividend Growth UCITS ETF USD AccWTDM | 0.69% | 0.33% | €721.26M |
| JPMorgan US Research Enhanced Index Equity Active UCITS ETFJUHE | 0.61% | 0.20% | €14.56B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 16 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.