RLI stock
RLINYSERLI Corp., Financial ServicesISIN US7496071074
81Score 81 out of 100, Strong
Price and trend
87 / 100
Price history
+11% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 17% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 69).
The price is at its 52-week high. Largest decline in 20 years: 47% (November 2024 to May 2026).
Chart figures for advanced users
- SMA 50$61.36
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$59.05
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)69
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$47.77
- The lowest closing price of the last twelve months.
- Resistance$69.72
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- RLI Corp. belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $6.34B, is number 27 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $1.88B (up 6.3% year on year) and earnings of $403.34M (up 16.6%).
- For fiscal 2026, analysts expect on average revenue of $2.09B (up 10.8%) and adjusted earnings per share of $3.22 (down 8.8%).
Show more
- MEQIRI Score 81 out of 100 (Strong): rank 76 of 976 in Financial Services, median 68.
- Our model puts fair value at $45.39, with the price 51% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 22.5% over the last 12 months.Profitability 85
- Reliable dividendNo dividend cut for over 37 years.Capital allocation 72
- Earnings per share growingUp 20.1% a year since 2020.Growth 83
Weaknesses
- Above fair valuePrice 51% above the fair value of $45.39.Valuation 26
- Analysts expect falling earningsDown 7.8% a year through 2028 (estimates from 6 analysts).
Its standout strengths are fundamentals and technical analysis, while valuation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 80 to 81.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Significantly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $34.92 and expensive above $64.84 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $37.83, at 7.8% it would be $56.74.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 4.6% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 28%, net 21%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 20 Jan 2027in 69 days
- Last reported
- 19 Oct 2026EPS reported $0.86 (expected $0.54)above expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 11.4% since 15 Oct 2026.
- Earnings per share
- $3.22+11.4%
- Revenue
- $2.09B−0.7%
- Earnings per share
- $2.80+2.3%
- Revenue
- $2.16B−1.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
4 insiders bought on the open market between 19 May 2026 and 1 Jun 2026, $1.12M in total.
- Kellogg Clark CPurchase
1 Jun 2026, Board
- Shares
- 3,000
- Price
- $50.90
- Value
- $152,700
- Duclos David B.Purchase
28 May 2026, Board
- Shares
- 2,500
- Price
- $51.99
- Value
- $129,975
- Kliethermes Craig WPurchase
27 May 2026, CHIEF EXECUTIVE OFFICER
- Shares
- 5,000
- Price
- $52.00
- Value
- $260,000
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- Kliethermes Craig WPurchase
27 May 2026, CHIEF EXECUTIVE OFFICER
- Shares
- 2,000
- Price
- $52.00
- Value
- $104,000
- Klobnak Jennifer LPurchase
27 May 2026, CHIEF OPERATING OFFICER
- Shares
- 2,000
- Price
- $52.72
- Value
- $105,440
- Kliethermes Craig WPurchase
21 May 2026, CHIEF EXECUTIVE OFFICER
- Shares
- 5,000
- Price
- $52.00
- Value
- $260,000
- Klobnak Jennifer LPurchase
19 May 2026, CHIEF OPERATING OFFICER
- Shares
- 2,000
- Price
- $53.42
- Value
- $106,840
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at RLI
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 81
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- Kinsale Capital GroupKNSL $8.84B86
- Hanover Insurance GroupTHG $8.54B85
- DB Insurance005830.KS $7.69B74
- Definity FinancialDFY.TO $6.32B61
- Selective Insurance GroupSIGI $6.14B79
- HagertyHGTY $5.51B56
- Mercury GeneralMCY $4.78B66
- Accelerant HoldingsARX $4.32B37
ETFs that hold RLI
Held by 22 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Fidelity US Quality Income UCITS ETF INC-USDFUSD | 0.70% | 0.25% | €1.89B |
| Fidelity Global Quality Income UCITS ETF INC-USDFGEQ | 0.31% | 0.40% | €1.03B |
| State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist)SPYD | 0.23% | 0.35% | €3.62B |
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| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.19% | 0.30% | €5.27B |
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.18% | 0.29% | €182.46M |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.17% | 0.35% | €204.34M |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.15% | 0.39% | €1.47B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.08% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 24 Oct 2025)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.