Definity Financial stock
DFY.TOTSXDefinity Financial Corporation, Financial ServicesISIN CA24477T1003
61Score 61 out of 100, Neutral
Price and trend
82 / 100
Price history
+7.8% in one yearThe chart shows daily closes over 5 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 5.7% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 60).
The price is 8.5% below its 52-week high. Largest decline in 5 years: 22% (June 2025 to April 2026).
Chart figures for advanced users
- SMA 50$50.33
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$49.73
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)60
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$43.70
- The lowest closing price of the last twelve months.
- Resistance$57.45
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Definity Financial Corporation belongs to the Insurance (Property & Casualty) industry (Canada) and, with a market value of $6.3B, is number 26 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $3.42B (up 8.1% year on year) and earnings of $293.79M (down 2.8%).
- For fiscal 2026, analysts expect on average revenue of $4.09B (up 19.4%) and adjusted earnings per share of $2.38 (up 2.6%).
Show more
- MEQIRI Score 61 out of 100 (Neutral): rank 700 of 976 in Financial Services, median 68.
- The P/E is 37.1 (Insurance (Property & Casualty) median 11.9, own median of recent years 15.6).
- Our model puts fair value at $32.41, with the price 63% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 21.7% a year since 2020.Growth 75
- Analysts expect strong earnings growthUp 21.1% a year through 2028 (estimates from 8 analysts).Growth 75
- Growing faster than its industryRevenue up 12.6% a year since 2020, Insurance (Property & Casualty) median 8.1%.Growth 75
Weaknesses
- Richly valuedP/E 37.1, Insurance (Property & Casualty) median 11.9, own median 15.6.Valuation 31
- Low return on equityReturn on equity 5.9% over the last 12 months.Profitability 32
Its standout strengths are stability and technical analysis, while profitability and valuation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 71 to 61.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Modestly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $23.15 and expensive above $54.02 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $47.93 (excess return model) and $16.89 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.2%. At 9.2% the fair value would be $28.42, at 7.2% it would be $38.40.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 40.2% on the twelve months before. Revenue has grown solidly since 2018, at about 11% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 12%, net 9%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 4%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 11 Feb 2027in 91 days
- Last reported
- 5 Nov 2026EPS reported $0.25 (expected $0.19)above expectations
Analyst estimates
Earnings estimates have barely changed since 26 Oct 2026.
- Earnings per share
- $2.38−3.0%
- Revenue
- $4.09B0.0%
- Earnings per share
- $3.270.0%
- Revenue
- $4.41B0.0%
MEQIRI has stored the estimates since 26 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Definity Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 61
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- Old Republic InternationalORI $9.58B78
- Kinsale Capital GroupKNSL $8.84B86
- Hanover Insurance GroupTHG $8.54B85
- DB Insurance005830.KS $7.69B74
- RLIRLI $6.3B81
- Selective Insurance GroupSIGI $6.14B79
- HagertyHGTY $5.51B56
- Mercury GeneralMCY $4.78B66
ETFs that hold Definity Financial
Held by 7 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.18% | 0.35% | €434.1M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.05% | 0.35% | €8.19B |
| WisdomTree Global Quality Dividend Growth UCITS ETF USD AccWTEM | 0.04% | 0.38% | €1.5B |
Show 3 more
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.01% | 0.24% | €1.69B |
| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.6B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = CA$1.4235)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 12 Nov 2026, previously Strong
- Valuation signal Fairly valued since 12 Nov 2026, previously Overvalued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.