Hagerty stock
HGTYNYSEHagerty, Inc., Financial ServicesISIN US4051661092
56Score 56 out of 100, Neutral
Price and trend
83 / 100
Price history
+15% in one yearThe chart shows daily closes over 5 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 29% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 51).
The price is 16% below its 52-week high. Largest decline in 5 years: 60% (December 2021 to May 2022).
Chart figures for advanced users
- SMA 50$14.82
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$12.24
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)51
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$9.67
- The lowest closing price of the last twelve months.
- Resistance$18.71
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Hagerty, Inc. belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $5.42B, is number 29 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $1.46B (up 22.2% year on year) and earnings of $49.02M (up 188.1%).
- For fiscal 2026, analysts expect on average revenue of $1.35B (down 7.3%) and adjusted earnings per share of $0.08 (down 80.7%).
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- MEQIRI Score 56 out of 100 (Neutral): rank 789 of 976 in Financial Services, median 68.
- The P/E is 185.9 (Insurance (Property & Casualty) median 12.4, own median of recent years 35.8).
- Our model puts fair value at $5.05, with the price 218% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Analysts expect strong earnings growthUp 63.8% a year through 2028 (estimates from 5 analysts).Growth 75
- Growing faster than its industryRevenue up 23.2% a year since 2020, Insurance (Property & Casualty) median 8.5%.Growth 75
Weaknesses
- Richly valuedP/E 185.9, Insurance (Property & Casualty) median 12.4, own median 35.8.Valuation 11
- Above fair valuePrice 218% above the fair value of $5.05.Valuation 11
- DilutionShare count up 15% since 2021.Capital allocation 28
Its standout strengths are momentum and technical analysis, while capital allocation and valuation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 58 to 56.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- price near its 52-week high
Valuation
Valuation signal
Significantly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $3.60 and expensive above $8.41 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $9.04 (excess return model) and $1.05 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $4.29, at 7.8% it would be $6.18.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 1.3% on the twelve months before. Up to 2021 the bars include businesses that were later spun off or sold. On a comparable basis, as restated in the SEC annual reports, revenue grew 23.2% a year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 10%, net 3%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 25 Feb 2027in 105 days
- Last reported
- 3 Nov 2026EPS reported $0.10 (expected $0.01)above expectations
Analyst estimates
- Earnings per share
- $0.08+184.8%
- Revenue
- $1.35B+0.6%
- Earnings per share
- $0.60+3.0%
- Revenue
- $1.51B+1.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +0.1%2026 guidance reaffirmed, now trending toward the high end of the ranges; written premiums grew 18% in the first quarter, ahead of full year expectations.
“Written premiums increased 18% in the first quarter, ahead of our full year expectations.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 6 May 2026 (fiscal Q1 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $99,370 in total. 2 insiders sold, $16.08M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Hagerty
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 56
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- DB Insurance005830.KS $7.69B74
- Definity FinancialDFY.TO $6.32B61
- RLIRLI $6.3B81
- Selective Insurance GroupSIGI $6.14B79
- Mercury GeneralMCY $4.78B66
- Accelerant HoldingsARX $4.32B37
- Palomar HoldingsPLMR $4.19B82
- Protector ForsikringPROT.OL $4.1B81
ETFs that hold Hagerty
Held by 7 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.01% | 0.35% | €434.1M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.19B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.01% | 0.30% | €944.34M |
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| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.00% | 0.43% | €2.48B |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.00% | 0.25% | €175.89M |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.6B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 6 Nov 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.