Prudential Financial stock
PRUNYSEPrudential Financial, Inc., Financial ServicesISIN US7443201022
65Score 65 out of 100, Neutral
Price and trend
85 / 100
Price history
+15% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 13% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 59).
The price is 2.8% below its 52-week high. Largest decline in 20 years: 89% (May 2007 to March 2009).
Chart figures for advanced users
- SMA 50$117.27
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$109.08
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)59
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$92.00
- The lowest closing price of the last twelve months.
- Resistance$126.63
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Prudential Financial, Inc. belongs to the Insurance (Life) industry (United States) and, with a market value of $42.2B, is number 10 of 33 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $60.97B (down 13.7% year on year) and earnings of $3.58B (up 31.1%).
- For fiscal 2026, analysts expect on average revenue of $57.29B (down 6%) and adjusted earnings per share of $13.65 (down 5.4%).
Show more
- MEQIRI Score 65 out of 100 (Neutral): rank 606 of 976 in Financial Services, median 68.
- The P/E is 11.3 (Insurance (Life) median 11.5, own median of recent years 9.9).
- Our model puts fair value at $172.76, with the price 29% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 17 years.Capital allocation 76
- Share buybacksShare count down 12% since 2020.Capital allocation 76
- Below fair valuePrice 29% below the fair value of $172.76.Valuation 93
Weaknesses
- High leverageTotal assets 24.6 times equity.Stability 41
Its standout strengths are valuation and technical analysis, while growth and stability hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- price near its 52-week high
- calm price action
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $143.97 and expensive above $215.95 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $219.82 (excess return model) and $125.71 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $154.44, at 7.8% it would be $200.24.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.5).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 5.9% on the twelve months before. Revenue has grown solidly since 2006, at about 3% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 8%, net 6%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 2 Feb 2027in 82 days
- Last reported
- 3 Nov 2026EPS reported $3.77 (expected $3.33)above expectations
Analyst estimates
Analysts have cut their 2027 earnings estimate by 5.7% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $13.65−5.3%
- Revenue
- $57.29B−3.5%
- Earnings per share
- $13.84−5.7%
- Revenue
- $58.29B−3.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +0.5%The expected 2026 corporate and other loss was lowered from $1.65 billion to $1.55 billion and the program is now expected to deliver about $750 million of pretax run rate benefits by year end 2028, up from an original $150 million target for 2027.
“This work is expected to result in approximately $750 million in pretax run rate benefits by year-end 2028, up from our original target of $150 million in 2027 and drive sustainable improvement in earnings and free cash flow growth.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 7 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 3 insiders sold, $3.46M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Prudential Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 65
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- AflacAFL $62.87B65
- Great-West LifecoGWO.TO $59.9B72
- Life Insurance Corporation of IndiaLICI.NS $54.01B75
- Cathay Financial Holding2882.TW $50.46B72
- Dai-ichi Life Holdings8750.T $41.52B72
- Samsung Life Insurance032830.KS $33.24B49
- PrudentialPUK $31.46B61
- New China Life Insurance601336.SS $24.27B69
ETFs that hold Prudential Financial
Held by 134 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Invesco S&P 500 High Dividend Low Volatility UCITS ETFHDLV | 2.33% | 0.30% | €357.87M |
| iShares Dow Jones U.S. Select Dividend UCITS ETF (DE)EXX5 | 2.21% | 0.31% | €415.03M |
| iShares STOXX Global Select Dividend 100 UCITS ETF (DE)ISPA | 1.29% | 0.46% | €5.31B |
Show 5 more
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 1.22% | 0.29% | €182.46M |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 1.19% | 0.35% | €204.34M |
| UBS S&P Dividend Aristocrats ESG Elite UCITS ETF USD disUBUM | 1.11% | 0.30% | €237.98M |
| State Street SPDR S&P Global Dividend Aristocrats UCITS ETF (Dist)ZPRG | 1.03% | 0.45% | €1.63B |
| State Street SPDR S&P 500 Low Volatility UCITS ETF (Acc)SPY1 | 0.85% | 0.35% | €106.3M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 13 Feb 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.