Life Insurance Corporation of India stock
LICI.NSNSEFinancial ServicesISIN INE0J1Y01017
75Score 75 out of 100, Strong
Price and trend
63 / 100
Price history
−10% in one yearThe chart shows daily closes over 4 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 1.3% below it.
Since September 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 65).
The price is 13% below its 52-week high. Largest decline in 4 years: 39% (May 2022 to March 2023).
Chart figures for advanced users
- SMA 50$4.23
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$4.35
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)65
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$3.86
- The lowest closing price of the last twelve months.
- Resistance$4.91
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Life Insurance Corporation of India belongs to the Insurance (Life) industry (India) and, with a market value of $54.32B, is number 8 of 34 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $103.95B (up 9.7% year on year) and earnings of $6.11B (up 18.9%).
- For fiscal 2027, analysts expect on average revenue of $111.12B (up 6.9%) and adjusted earnings per share of $0.50 (up 33.6%).
Show more
- MEQIRI Score 75 out of 100 (Strong): rank 223 of 975 in Financial Services, median 68.
- Our model puts fair value at $7.08, with the price 39% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 80.8% a year since 2021.Growth 79
- High return on equityReturn on equity 36.2% over the last 12 months.Profitability 97
Weaknesses
- High leverageTotal assets 36 times equity.Stability 32
Its standout strengths are profitability and valuation, while stability holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Possible value trapIn our model the price counts as cheap below $5.45 and expensive above $10.11 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 13.1%. At 14.1% the fair value would be $6.09, at 12.1% it would be $8.46.
Possible value trap: looks cheap, but high risk.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 11.6% on the twelve months before. Revenue has grown solidly since 2019, at about 8% per year.
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 6%, net 6%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 11 Feb 2027in 90 days
- Last reported
- 5 Nov 2026EPS reported $0.10 (expected $0.11)below expectations
Analyst estimates
Earnings estimates have barely changed since 24 Oct 2026.
- Earnings per share
- $0.500.0%
- Revenue
- $111.12B0.0%
- Earnings per share
- $0.560.0%
- Revenue
- $119.94B0.0%
MEQIRI has stored the estimates since 24 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Life Insurance Corporation of India
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 75
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- Fubon Financial Holding2881.TW $66.14B74
- MetLifeMET $64.02B73
- AflacAFL $62.57B64
- Great-West LifecoGWO.TO $58.81B72
- Cathay Financial Holding2882.TW $50.01B71
- Prudential FinancialPRU $41.99B65
- Dai-ichi Life Holdings8750.T $41.98B74
- Samsung Life Insurance032830.KS $33.65B50
ETFs that hold Life Insurance Corporation of India
Held by 1 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Amundi Prime All Country World UCITS ETF AccWEBN | 0.00% | 0.07% | €8.95B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Mar 2026
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ₹94.0836)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 24 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.