Prudential stock
PUKNYSEPrudential plc, Financial ServicesISIN US74435K2042
61Score 61 out of 100, Neutral
Price and trend
58 / 100
Price history
−12% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 10% below it.
Since June 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 63).
The price is 25% below its 52-week high. Largest decline in 20 years: 83% (May 2007 to March 2009).
Chart figures for advanced users
- SMA 50$25.19
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$28.25
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)63
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$23.54
- The lowest closing price of the last twelve months.
- Resistance$33.61
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Prudential plc belongs to the Insurance (Life) industry (Hong Kong SAR China) and, with a market value of $30.99B, is number 13 of 33 companies in its industry on MEQIRI.
- This is an American depositary receipt (ADR).
- In fiscal 2025 it earned $3.98B (up 74.3% year on year).
Show more
- MEQIRI Score 61 out of 100 (Neutral): rank 714 of 976 in Financial Services, median 68.
- The P/E is 8.8 (Insurance (Life) median 11.5, own median of recent years 11).
- Our model puts fair value at $28.29, with the price 9% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 18.3% over the last 12 months.Profitability 76
Weaknesses
- DilutionShare count up 99% since 2020.
Its standout strengths are capital allocation and valuation, while momentum and growth hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 62 to 61.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- low growth grade (crashed less often in the backtest)
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $21.76 and expensive above $40.42 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $23.44 (excess return model) and $33.15 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $26.34, at 7.8% it would be $31.22.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.5).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 83.7% on the twelve months before. Revenue has changed sharply in recent years: $27.78B in 2025 after $8.14B in 2024. From 2018 revenue only includes continuing operations, sold or discontinued divisions have been reclassified. Earlier years are not comparable and not shown, and the margins for 2018 are not measured.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 18%, net 14%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. From 2018 revenue only includes continuing operations, sold or discontinued divisions have been reclassified. Earlier years are not comparable and not shown, and the margins for 2018 are not measured.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 24 Mar 2027in 132 days
- Last reported
- 26 Aug 2026below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 2.32−1.6%
- Revenue
- $8.9B0.0%
- Earnings per share
- 2.81−0.4%
- Revenue
- $9.72B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −2.3%The 2026 guidance of double digit growth across key financial metrics is reaffirmed, with the 2027 objectives in focus.
“First, we remain firmly focused on the delivery of our guidance for 2026 of double-digit growth across our key financial metrics and on achieving our 2027 financial objectives.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 27 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Prudential
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 61
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- Cathay Financial Holding2882.TW $50.46B72
- Prudential FinancialPRU $42.2B65
- Dai-ichi Life Holdings8750.T $41.52B72
- Samsung Life Insurance032830.KS $33.24B49
- New China Life Insurance601336.SS $24.27B69
- SBI Life InsuranceSBILIFE.NS $18.92B59
- KGI Financial Holding2883.TW $18.55B71
- T&D Holdings8795.T $14.93B68
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.