Insperity stock
NSPNYSEInsperity, Inc., IndustrialsISIN US45778Q1076
49Score 49 out of 100, Weak
Price and trend
80 / 100
Price history
+46% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 26% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 43).
The price is 8.0% below its 52-week high. Largest decline in 20 years: 86% (July 2019 to March 2026).
Chart figures for advanced users
- SMA 50$49.88
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$39.69
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)43
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$19.90
- The lowest closing price of the last twelve months.
- Resistance$54.44
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Insperity, Inc. belongs to the Staffing & Employment Services industry (United States) and, with a market value of $1.91B, is number 8 of 19 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $6.81B (up 3.5% year on year) and a loss of $7M.
- For fiscal 2026, analysts expect on average revenue of $6.9B (up 1.4%) and adjusted earnings per share of $2.09 (up 102.5%).
Show more
- MEQIRI Score 49 out of 100 (Weak): rank 826 of 1023 in Industrials, median 61.
- The P/E is 629.3 because earnings over the last twelve months collapsed; on the expected earnings of the next twelve months it is 19.4 (Staffing & Employment Services median 18.3). The P/E therefore does not count in the score.
- Our model puts fair value at $31.69, with the price 58% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings turn into cashFree cash flow above 500% of earnings over the last 12 months.Fundamentals 62
- Analysts expect strong earnings growthUp 33% a year through 2027 (estimates from 3 analysts).
- Reliable dividendNo dividend cut for 21 years.Capital allocation 56
Weaknesses
- High debtDebt 10.8 times equity (latest quarter), Staffing & Employment Services median 0.47.Stability 19
- Interest barely coveredOperating profit covers interest only 0.8 times.Stability 19
- Turned to a lossEarnings per share from $3.57 in 2020 to −$0.18.Growth 39
Its standout strengths are momentum and technical analysis, while profitability and stability hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 50 to 49.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high price swings
Valuation
Valuation signal
Modestly overvaluedIn our model the price counts as cheap below $21.12 and expensive above $63.37 (uncertainty very high, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $27.30, at 7.8% it would be $38.21.
Valuation metrics
From the cash-flow model alone; after a one-off collapse in earnings there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 2.1% on the twelve months before. Revenue has grown solidly since 2006, at about 9% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 13%, operating 0%, net 0%.
Debt & balance sheet
latest quarterDebt is elevated. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- 9 Feb 2027in 89 days
- Last reported
- 29 Oct 2026EPS reported $0.22 (expected $0.21)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $2.09−1.3%
- Revenue
- $6.9B0.0%
- Earnings per share
- $2.66−1.6%
- Revenue
- $7.14B−0.8%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: +2.8%Range for worksite employees set lower, while the adjusted EBITDA guidance is kept because the margin recovery is meant to offset the shortfall.
“However, we expect continued progress on margin recovery to offset the shortfall from lower worksite employee volume. And as a result, we are reiterating our original adjusted EBITDA guidance for the year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $7.93M in total.
- Sarvadi Paul JPurchase
3 Jun 2026, Chairman of the Board & CEO
- Shares
- 233,000
- Price
- $34.05
- Value
- $7.93M
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Insperity
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
1023 rated companies in Industrials
- This company
- 49
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Staffing & Employment Services
The next larger and next smaller companies by market value
- Robert HalfRHI $4.32B61
- Korn FerryKFY $4.15B81
- TriNet GroupTNET $3B65
- ManpowerGroupMAN $2.14B58
- UpworkUPWK $1.23B71
- KforceKFRC $986.55M67
- Grupa PracujGPP.WA $913.94M82
- Barrett Business ServicesBBSI $736.9M60
ETFs that hold Insperity
Held by 13 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.11% | 0.30% | €2.28B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.09% | 0.30% | €944.34M |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.08% | 0.30% | €185.82M |
Show 5 more
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.06% | 0.30% | €4.22B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.06% | 0.30% | €2.17B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.02% | 0.43% | €2.48B |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.02% | 0.35% | €8.19B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.01% | 0.35% | €434.1M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak since 12 Nov 2026, previously Neutral
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.