NI Holdings stock
NODKNASDAQNI Holdings, Inc., Financial ServicesISIN US65342T1060
50Score 50 out of 100, Neutral
Price and trend
81 / 100
Price history
+14% in one yearThe chart shows daily closes over 10 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 6.2% above it.
Since June 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 60).
The price is 6.2% below its 52-week high. Largest decline in 10 years: 45% (June 2019 to March 2020).
Chart figures for advanced users
- SMA 50$15.00
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$14.41
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)60
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$12.48
- The lowest closing price of the last twelve months.
- Resistance$16.33
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- NI Holdings, Inc. belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $310.94M, is number 58 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $285.05M (down 12.3% year on year) and a loss of $10.41M.
- MEQIRI Score 50 out of 100 (Neutral): rank 859 of 976 in Financial Services, median 68.
Show more
- The P/E is 21.2 (Insurance (Property & Casualty) median 12.4, own median of recent years 14.5).
- Our model puts fair value at $8.92, with the price 72% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
None of our strength checks applies.
Weaknesses
- Above fair valuePrice 72% above the fair value of $8.92.Valuation 29
- Turned to a lossEarnings per share from $1.86 in 2020 to −$0.50.Growth 23
- Richly valuedP/E 21.2, Insurance (Property & Casualty) median 12.4, own median 14.5.Valuation 29
Its standout strengths are stability and technical analysis, while valuation and growth hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 49 to 50.
Fundamental quality fluctuates.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- weak fundamentals
What lowers it
- calm price action
- low growth grade (crashed less often in the backtest)
- price near its 52-week high
Valuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $7.43 and expensive above $11.15 (uncertainty low, based on the price swings of the past year).
Valuation metrics
From earnings times the industry P/E (12.4) alone; there are no viable cash flows for the cash-flow model.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 12.9% on the twelve months before. Up to 2021 the bars include businesses that were later spun off or sold. On a comparable basis, as restated in the SEC annual reports, revenue grew 2.4% a year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating −4%, net −4%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 6%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- No date announced.
- Last reported
- 6 Nov 2026EPS reported $0.27
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at NI Holdings
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 50
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger companies by market value
- Hippo HoldingsHIPO $974.62M51
- FBD HoldingsEG7.IR $767.97M79
- Donegal GroupDGICA $709.1M58
- RootROOT $677.14M54
- American Integrity Insurance GroupAII $576.29M82
- American Coastal InsuranceACIC $481.4M62
- Kingstone CompaniesKINS $326.42M77
- Global Indemnity GroupGBLI $317.99M40
ETFs that hold NI Holdings
Held by 2 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.00% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.00% | 0.30% | €4.22B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 12 Nov 2026, previously Weak
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.