FBD Holdings stock
EG7.IRDUBFBD Holdings plc, Financial ServicesISIN IE0003290289
79Score 79 out of 100, Strong
Price and trend
78 / 100
Price history
+35% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 12% above it.
Since February 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 56).
The price is 2.5% below its 52-week high. Largest decline in 20 years: 87% (April 2007 to August 2015).
Chart figures for advanced users
- SMA 50$21.26
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$19.45
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)56
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$15.69
- The lowest closing price of the last twelve months.
- Resistance$22.25
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- FBD Holdings plc belongs to the Insurance (Property & Casualty) industry (Ireland) and, with a market value of $779.97M, is number 51 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $562.48M (up 8.7% year on year) and earnings of $52.48M (down 29.8%).
- MEQIRI Score 79 out of 100 (Strong): rank 103 of 976 in Financial Services, median 68.
Show more
- The P/E is 10.3 (Insurance (Property & Casualty) median 12.4, own median of recent years 6.8).
- Our model puts fair value at $29.42, with the price 27% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 58.5% a year since 2020.Growth 81
- High dividend yieldDividend yield 9.11%, Insurance (Property & Casualty) median 1.64%.Capital allocation 63
- Below fair valuePrice 27% below the fair value of $29.42.Valuation 89
Weaknesses
- Margin fallingOperating margin 10.7%, average of the prior years 31.6% (to 2024).Profitability 69
Its standout strengths are valuation and fundamentals.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 80 to 79.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- calm price action
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Significantly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $22.63 and expensive above $42.03 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $32.78 (excess return model) and $26.06 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 7.5%. At 8.5% the fair value would be $26.69, at 6.5% it would be $33.52.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 8.8% on the twelve months before. Revenue has stayed largely stable since 2005.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 11%, net 9%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 5 Mar 2027in 113 days
- Last reported
- 10 Aug 2026EPS reported $1.18
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.870.0%
- Revenue
- $583.7M0.0%
- Earnings per share
- $1.750.0%
- Revenue
- $604.33M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at FBD Holdings
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 79
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- Ategrity Specialty HoldingsASIC $1.16B70
- Bowhead Specialty HoldingsBOW $1.13B75
- Heritage Insurance HoldingsHRTG $996.24M76
- Hippo HoldingsHIPO $974.62M51
- Donegal GroupDGICA $709.1M58
- RootROOT $677.14M54
- American Integrity Insurance GroupAII $576.29M82
- American Coastal InsuranceACIC $481.4M62
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 10 Jul 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.