Skip to content

Donegal Group stock

DGICANASDAQ

Donegal Group Inc., Financial ServicesISIN US2577012014

$18.96▲ $0.01 (+0.1%)Closing price of 12 Nov 2026

58Score 58 out of 100, Neutral

Turn on early warning

Price and trend

79 / 100

Price history

−4.1% in one year

The chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.

Long-term trend

Above the 200-day line: the price is 4.6% above it.

Trend change

Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.

Momentum

Normal: the price is neither overheated nor sold off (RSI 54).

Distance to the high

The price is 9.5% below its 52-week high. Largest decline in 20 years: 46% (January 2007 to August 2010).

Chart figures for advanced users
SMA 50$18.67
Average price of the last 50 trading days, shows the short-term trend.
SMA 200$18.13
Average price of the last 200 trading days, shows the long-term trend.
RSI (14)54
Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
MACDabove the signal line
Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
Support$16.32
The lowest closing price of the last twelve months.
Resistance$20.95
The highest closing price of the last twelve months.
Market cap
$709.1M
Div. yield
4.01%
12 months
8.8
Fair value
$15.19

Snapshot

Computed from the data by fixed rules, no AI

  • Donegal Group Inc. belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $709.47M, is number 52 of 58 companies in its industry on MEQIRI.
  • In fiscal 2025 it reported revenue of $978.01M (down 1.2% year on year) and earnings of $79.34M (up 56%).
  • MEQIRI Score 58 out of 100 (Neutral): rank 762 of 976 in Financial Services, median 68.
Show more
  • The P/E is 8.8 (Insurance (Property & Casualty) median 12.4, own median of recent years 12.6).
  • Our model puts fair value at $15.19, with the price 25% above it.

In plain words

The numbers on this page in plain words, written by an AI

Strengths

  • Reliable dividendNo dividend cut for 23 years.
  • Modestly valuedP/E 8.8, Insurance (Property & Casualty) median 12.4, own median 12.6.Valuation 63
  • High dividend yieldDividend yield 4.01%, Insurance (Property & Casualty) median 1.64%.

Weaknesses

None of our weakness checks flags anything. Crash risk is measured separately.

58/ 100
MEQIRI Score
Neutral

Its standout strengths are stability and technical analysis, while growth and capital allocation hold the score back.

Daily figure as of 12 Nov 2026

How the score is calculated

Score overview

Score since yesterday from 59 to 58.

The fundamentals are in the middle range.

Profit consistency80% of years
Cash conversion (free cash flow to earnings)not used for financials
ROE (12 months)10.6%
Positive free cash flownot used for financials
How this category is measured

Score history

The full history of up to 20 years comes with MEQIRI Pro.

See plans

Crash risk low

How well MEQIRI warns

One of the 30% with the lowest crash risk among smaller stocks.

From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.

What lowers it

  • calm price action

Valuation

Valuation signal

Fairly valued
Price
$18.95
Fair value
$15.19
Gap to fair value
+25%

Closing price of 11 Nov 2026, used by the daily score.

In our model the price counts as cheap below $10.85 and expensive above $25.32 (uncertainty high, one part of the fair value is more than twice the other).

The two parts of the fair value come to $3.81 (excess return model) and $26.58 (industry comparison), and the gap between them shows how uncertain the estimate is.

Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $14.87, at 7.8% it would be $15.67.

Valuation metrics

0.92
10.6%
last 12 months, profit over average equity
Fair value (model)
$15.19
Earnings part $26.58 (earnings per share $2.15 × 12.4)

Half from the excess return model, half from earnings times the industry P/E (12.4).

Calculate with your own assumptions

Company performance

This shows several years of history with an automatic assessment.

Revenue

20 years

In the twelve months to 30 Sep 2026, revenue fell 3.4% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.

Margins

20 years
  • Operating margin
  • Net margin

In fiscal 2025: operating 10%, net 8%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.

Debt & balance sheet

latest quarter
0.05
Equity
$661.28M
0.15
Cash & equivalents
$32.5M

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Earnings

Next earnings
18 Feb 2027in 98 days
Last reported
29 Oct 2026EPS reported $0.50 (expected $0.44)above expectations

Analyst estimates

Earnings estimates have barely changed since 15 Oct 2026.

Fiscal 20262 analysts
Earnings per share
$1.800.0%
Revenue
$881.42M0.0%
Fiscal 20272 analysts
Earnings per share
$1.900.0%
Revenue
$885.37M0.0%

MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.

Company outlook confirmed

Share price after the results: +0.5%

Donegal does not state a concretely changed revenue or profit forecast, instead describing ongoing initiatives and market trends without a clear directional shift.

The outlook is not part of the score and not a recommendation to buy or sell.

From the earnings call on 29 Oct 2026 (fiscal Q3 2026), read by AI.

Insiders

Open-market purchases and sales by executives, board members and major holders

All insider purchases

One insider bought on the open market in the last 6 months, $8.67M in total. 12 insiders sold, $2.59M in total.

Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.

  • Donegal Mutual Insurance CoPurchase

    11 Nov 2026, Major holder

    Shares
    7,500
    Price
    $18.88
    Value
    $141,631
  • Donegal Mutual Insurance CoPurchase

    10 Nov 2026, Major holder

    Shares
    7,500
    Price
    $18.91
    Value
    $141,796
  • Altshuler Kristi SpencerSale

    10 Nov 2026, Sr. Vice President

    Shares
    6,000
    Price
    $19.01
    Value
    $114,044
Show 53 more
  • Donegal Mutual Insurance CoPurchase

    9 Nov 2026, Major holder

    Shares
    7,500
    Price
    $18.81
    Value
    $141,071
  • Donegal Mutual Insurance CoPurchase

    6 Nov 2026, Major holder

    Shares
    7,500
    Price
    $18.74
    Value
    $140,531
  • Donegal Mutual Insurance CoPurchase

    5 Nov 2026, Major holder

    Shares
    25,500
    Price
    $18.86
    Value
    $480,974
  • Pandey SanjaySale

    5 Nov 2026, Sr. VP & Chief Info Officer

    Shares
    1,070
    Price
    $19.52
    Value
    $20,891
  • Mahan Jon MarshallSale

    5 Nov 2026, Board

    Shares
    4,500
    Price
    $19.39
    Value
    $87,236
  • Donegal Mutual Insurance CoPurchase

    4 Nov 2026, Major holder

    Shares
    7,500
    Price
    $18.93
    Value
    $142,008
  • Donegal Mutual Insurance CoPurchase

    3 Nov 2026, Major holder

    Shares
    7,500
    Price
    $18.69
    Value
    $140,206
  • Donegal Mutual Insurance CoPurchase

    11 Sept 2026, Major holder

    Shares
    54,725
    Price
    $19.23
    Value
    $1.05M
  • Miller Jeffrey DeanSale

    11 Sept 2026, EVP & Chief Financial Officer

    Shares
    21,000
    Price
    $19.23
    Value
    $403,746
  • Burke Kevin GerardSale

    11 Sept 2026, President & Chief Exec Officer

    Shares
    24,000
    Price
    $19.23
    Value
    $461,424
  • Donegal Mutual Insurance CoPurchase

    10 Sept 2026, Major holder

    Shares
    10,000
    Price
    $19.13
    Value
    $191,262
  • Bawel David BenjaminSale

    9 Sept 2026, SVP & CHIEF ACCOUNTING OFFICER

    Shares
    8,326
    Price
    $19.28
    Value
    $160,509
  • Donegal Mutual Insurance CoPurchase

    9 Sept 2026, Major holder

    Shares
    13,469
    Price
    $19.13
    Value
    $257,650
  • Donegal Mutual Insurance CoPurchase

    8 Sept 2026, Major holder

    Shares
    10,000
    Price
    $19.14
    Value
    $191,358
  • Donegal Mutual Insurance CoPurchase

    4 Sept 2026, Major holder

    Shares
    6,368
    Price
    $19.39
    Value
    $123,486
  • Huber Barry CraigSale

    3 Sept 2026, Board

    Shares
    4,500
    Price
    $19.43
    Value
    $87,437
  • Viozzi Vincent AnthonySale

    3 Sept 2026, Sr. VP & Chief Inv Officer

    Shares
    2,282
    Price
    $19.50
    Value
    $44,499
  • Donegal Mutual Insurance CoPurchase

    3 Sept 2026, Major holder

    Shares
    9,595
    Price
    $19.53
    Value
    $187,434
  • Donegal Mutual Insurance CoPurchase

    2 Sept 2026, Major holder

    Shares
    10,000
    Price
    $19.43
    Value
    $194,334
  • Donegal Mutual Insurance CoPurchase

    1 Sept 2026, Major holder

    Shares
    9,257
    Price
    $19.17
    Value
    $177,434
  • Donegal Mutual Insurance CoPurchase

    31 Aug 2026, Major holder

    Shares
    10,000
    Price
    $19.18
    Value
    $191,765
  • Donegal Mutual Insurance CoPurchase

    28 Aug 2026, Major holder

    Shares
    10,000
    Price
    $19.19
    Value
    $191,946
  • Donegal Mutual Insurance CoPurchase

    27 Aug 2026, Major holder

    Shares
    10,000
    Price
    $18.95
    Value
    $189,504
  • Donegal Mutual Insurance CoPurchase

    26 Aug 2026, Major holder

    Shares
    9,508
    Price
    $19.11
    Value
    $181,668
  • Donegal Mutual Insurance CoPurchase

    25 Aug 2026, Major holder

    Shares
    10,000
    Price
    $19.00
    Value
    $189,981
  • Donegal Mutual Insurance CoPurchase

    24 Aug 2026, Major holder

    Shares
    10,000
    Price
    $19.06
    Value
    $190,647
  • Donegal Mutual Insurance CoPurchase

    21 Aug 2026, Major holder

    Shares
    10,000
    Price
    $18.68
    Value
    $186,757
  • Donegal Mutual Insurance CoPurchase

    20 Aug 2026, Major holder

    Shares
    9,815
    Price
    $18.66
    Value
    $183,133
  • Donegal Mutual Insurance CoPurchase

    19 Aug 2026, Major holder

    Shares
    9,700
    Price
    $18.61
    Value
    $180,522
  • Donegal Mutual Insurance CoPurchase

    18 Aug 2026, Major holder

    Shares
    10,000
    Price
    $18.60
    Value
    $185,955
  • Donegal Mutual Insurance CoPurchase

    17 Aug 2026, Major holder

    Shares
    10,000
    Price
    $18.52
    Value
    $185,239
  • Donegal Mutual Insurance CoPurchase

    6 Aug 2026, Major holder

    Shares
    18,000
    Price
    $19.67
    Value
    $354,060
  • Hoffman Christina MarieSale

    6 Aug 2026, Sr. VP & Chief Risk Officer

    Shares
    18,000
    Price
    $19.67
    Value
    $354,060
  • Bixenman Dennis JosephSale

    4 Aug 2026, Board

    Shares
    11,250
    Price
    $19.26
    Value
    $216,675
  • King David CharlesSale

    4 Aug 2026, Board

    Shares
    9,000
    Price
    $19.33
    Value
    $173,970
  • Deas Noland Rone JrSale

    4 Aug 2026, Senior Vice President

    Shares
    24,000
    Price
    $19.47
    Value
    $467,280
  • Donegal Mutual Insurance CoPurchase

    12 Jun 2026, Major holder

    Shares
    9,682
    Price
    $17.62
    Value
    $170,615
  • Donegal Mutual Insurance CoPurchase

    11 Jun 2026, Major holder

    Shares
    9,900
    Price
    $17.56
    Value
    $173,830
  • Donegal Mutual Insurance CoPurchase

    3 Jun 2026, Major holder

    Shares
    10,000
    Price
    $16.62
    Value
    $166,223
  • Donegal Mutual Insurance CoPurchase

    2 Jun 2026, Major holder

    Shares
    8,500
    Price
    $17.03
    Value
    $144,766
  • Donegal Mutual Insurance CoPurchase

    1 Jun 2026, Major holder

    Shares
    8,500
    Price
    $16.76
    Value
    $142,453
  • Donegal Mutual Insurance CoPurchase

    29 May 2026, Major holder

    Shares
    8,500
    Price
    $17.10
    Value
    $145,353
  • Donegal Mutual Insurance CoPurchase

    28 May 2026, Major holder

    Shares
    8,500
    Price
    $16.98
    Value
    $144,356
  • Donegal Mutual Insurance CoPurchase

    27 May 2026, Major holder

    Shares
    8,500
    Price
    $17.15
    Value
    $145,761
  • Donegal Mutual Insurance CoPurchase

    26 May 2026, Major holder

    Shares
    8,500
    Price
    $17.33
    Value
    $147,307
  • Donegal Mutual Insurance CoPurchase

    22 May 2026, Major holder

    Shares
    8,500
    Price
    $17.40
    Value
    $147,938
  • Donegal Mutual Insurance CoPurchase

    21 May 2026, Major holder

    Shares
    8,500
    Price
    $17.48
    Value
    $148,572
  • Donegal Mutual Insurance CoPurchase

    20 May 2026, Major holder

    Shares
    8,500
    Price
    $17.43
    Value
    $148,143
  • Donegal Mutual Insurance CoPurchase

    19 May 2026, Major holder

    Shares
    8,328
    Price
    $17.48
    Value
    $145,577
  • Donegal Mutual Insurance CoPurchase

    18 May 2026, Major holder

    Shares
    8,500
    Price
    $17.33
    Value
    $147,304
  • Donegal Mutual Insurance CoPurchase

    15 May 2026, Major holder

    Shares
    8,500
    Price
    $17.16
    Value
    $145,878
  • Donegal Mutual Insurance CoPurchase

    14 May 2026, Major holder

    Shares
    8,500
    Price
    $17.16
    Value
    $145,849
  • Donegal Mutual Insurance CoPurchase

    13 May 2026, Major holder

    Shares
    8,500
    Price
    $16.86
    Value
    $143,274

Partial trades from one filing are shown in one row, with the average price.

Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.

Sector comparison

976 rated companies in Financial Services

Rank 762 of 976
762/ 976
This company
58
Sector median
68

Categories against the sector median

ProfitabilityMedian of 976 companies47 (median 57)10 below the median
GrowthMedian of 976 companies40 (median 67)27 below the median
FundamentalsMedian of 976 companies64 (median 80)16 below the median
ValuationMedian of 929 companies with a value63 (median 73)10 below the median
StabilityMedian of 976 companies87 (median 78)9 above the median
Capital allocationMedian of 976 companies38 (median 56)18 below the median
Technical analysisMedian of 976 companies79 (median 70)9 above the median
MomentumMedian of 976 companies61 (median 70)9 below the median

The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.

Competitors in Insurance (Property & Casualty)

The next larger and next smaller companies by market value

All 58 Insurance (Property & Casualty) stocks

ETFs that hold Donegal Group

Held by 10 ETFs on Xetra. Shown per index: the ETF with the largest weight.

ETFWeightCostFund size
WisdomTree US High Dividend UCITS ETF AccWTD90.03%0.29%€182.46M
WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY0.03%0.35%€204.34M
Avantis Global Small Cap Value UCITS ETFAVWS0.02%0.39%€1.47B
Show 5 more

Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).

Data status and sources

Score
Daily value of 12 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Dec 2025
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Neutral, published since 7 Nov 2026 (in the score history since 24 Jan 2025)
  • Valuation signal Fairly valued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

MEQIRI counts visits without cookies. With your consent we remember for 90 days where you came from, also in your account, count page changes and time on page, recognise your next visit and load the Meta Pixel, which measures our advertising. You can withdraw your consent at any time under Cookie settings. Privacy