Donegal Group stock
DGICANASDAQDonegal Group Inc., Financial ServicesISIN US2577012014
58Score 58 out of 100, Neutral
Price and trend
79 / 100
Price history
−4.1% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 4.6% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 54).
The price is 9.5% below its 52-week high. Largest decline in 20 years: 46% (January 2007 to August 2010).
Chart figures for advanced users
- SMA 50$18.67
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$18.13
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)54
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$16.32
- The lowest closing price of the last twelve months.
- Resistance$20.95
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Donegal Group Inc. belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $709.47M, is number 52 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $978.01M (down 1.2% year on year) and earnings of $79.34M (up 56%).
- MEQIRI Score 58 out of 100 (Neutral): rank 762 of 976 in Financial Services, median 68.
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- The P/E is 8.8 (Insurance (Property & Casualty) median 12.4, own median of recent years 12.6).
- Our model puts fair value at $15.19, with the price 25% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 23 years.
- Modestly valuedP/E 8.8, Insurance (Property & Casualty) median 12.4, own median 12.6.Valuation 63
- High dividend yieldDividend yield 4.01%, Insurance (Property & Casualty) median 1.64%.
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are stability and technical analysis, while growth and capital allocation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 59 to 58.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $10.85 and expensive above $25.32 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $3.81 (excess return model) and $26.58 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $14.87, at 7.8% it would be $15.67.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 3.4% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 10%, net 8%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 18 Feb 2027in 98 days
- Last reported
- 29 Oct 2026EPS reported $0.50 (expected $0.44)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.800.0%
- Revenue
- $881.42M0.0%
- Earnings per share
- $1.900.0%
- Revenue
- $885.37M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +0.5%Donegal does not state a concretely changed revenue or profit forecast, instead describing ongoing initiatives and market trends without a clear directional shift.
The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $8.67M in total. 12 insiders sold, $2.59M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Donegal Mutual Insurance CoPurchase
11 Nov 2026, Major holder
- Shares
- 7,500
- Price
- $18.88
- Value
- $141,631
- Donegal Mutual Insurance CoPurchase
10 Nov 2026, Major holder
- Shares
- 7,500
- Price
- $18.91
- Value
- $141,796
- Altshuler Kristi SpencerSale
10 Nov 2026, Sr. Vice President
- Shares
- 6,000
- Price
- $19.01
- Value
- $114,044
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- Donegal Mutual Insurance CoPurchase
9 Nov 2026, Major holder
- Shares
- 7,500
- Price
- $18.81
- Value
- $141,071
- Donegal Mutual Insurance CoPurchase
6 Nov 2026, Major holder
- Shares
- 7,500
- Price
- $18.74
- Value
- $140,531
- Donegal Mutual Insurance CoPurchase
5 Nov 2026, Major holder
- Shares
- 25,500
- Price
- $18.86
- Value
- $480,974
- Pandey SanjaySale
5 Nov 2026, Sr. VP & Chief Info Officer
- Shares
- 1,070
- Price
- $19.52
- Value
- $20,891
- Mahan Jon MarshallSale
5 Nov 2026, Board
- Shares
- 4,500
- Price
- $19.39
- Value
- $87,236
- Donegal Mutual Insurance CoPurchase
4 Nov 2026, Major holder
- Shares
- 7,500
- Price
- $18.93
- Value
- $142,008
- Donegal Mutual Insurance CoPurchase
3 Nov 2026, Major holder
- Shares
- 7,500
- Price
- $18.69
- Value
- $140,206
- Donegal Mutual Insurance CoPurchase
11 Sept 2026, Major holder
- Shares
- 54,725
- Price
- $19.23
- Value
- $1.05M
- Miller Jeffrey DeanSale
11 Sept 2026, EVP & Chief Financial Officer
- Shares
- 21,000
- Price
- $19.23
- Value
- $403,746
- Burke Kevin GerardSale
11 Sept 2026, President & Chief Exec Officer
- Shares
- 24,000
- Price
- $19.23
- Value
- $461,424
- Donegal Mutual Insurance CoPurchase
10 Sept 2026, Major holder
- Shares
- 10,000
- Price
- $19.13
- Value
- $191,262
- Bawel David BenjaminSale
9 Sept 2026, SVP & CHIEF ACCOUNTING OFFICER
- Shares
- 8,326
- Price
- $19.28
- Value
- $160,509
- Donegal Mutual Insurance CoPurchase
9 Sept 2026, Major holder
- Shares
- 13,469
- Price
- $19.13
- Value
- $257,650
- Donegal Mutual Insurance CoPurchase
8 Sept 2026, Major holder
- Shares
- 10,000
- Price
- $19.14
- Value
- $191,358
- Donegal Mutual Insurance CoPurchase
4 Sept 2026, Major holder
- Shares
- 6,368
- Price
- $19.39
- Value
- $123,486
- Huber Barry CraigSale
3 Sept 2026, Board
- Shares
- 4,500
- Price
- $19.43
- Value
- $87,437
- Viozzi Vincent AnthonySale
3 Sept 2026, Sr. VP & Chief Inv Officer
- Shares
- 2,282
- Price
- $19.50
- Value
- $44,499
- Donegal Mutual Insurance CoPurchase
3 Sept 2026, Major holder
- Shares
- 9,595
- Price
- $19.53
- Value
- $187,434
- Donegal Mutual Insurance CoPurchase
2 Sept 2026, Major holder
- Shares
- 10,000
- Price
- $19.43
- Value
- $194,334
- Donegal Mutual Insurance CoPurchase
1 Sept 2026, Major holder
- Shares
- 9,257
- Price
- $19.17
- Value
- $177,434
- Donegal Mutual Insurance CoPurchase
31 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $19.18
- Value
- $191,765
- Donegal Mutual Insurance CoPurchase
28 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $19.19
- Value
- $191,946
- Donegal Mutual Insurance CoPurchase
27 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $18.95
- Value
- $189,504
- Donegal Mutual Insurance CoPurchase
26 Aug 2026, Major holder
- Shares
- 9,508
- Price
- $19.11
- Value
- $181,668
- Donegal Mutual Insurance CoPurchase
25 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $19.00
- Value
- $189,981
- Donegal Mutual Insurance CoPurchase
24 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $19.06
- Value
- $190,647
- Donegal Mutual Insurance CoPurchase
21 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $18.68
- Value
- $186,757
- Donegal Mutual Insurance CoPurchase
20 Aug 2026, Major holder
- Shares
- 9,815
- Price
- $18.66
- Value
- $183,133
- Donegal Mutual Insurance CoPurchase
19 Aug 2026, Major holder
- Shares
- 9,700
- Price
- $18.61
- Value
- $180,522
- Donegal Mutual Insurance CoPurchase
18 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $18.60
- Value
- $185,955
- Donegal Mutual Insurance CoPurchase
17 Aug 2026, Major holder
- Shares
- 10,000
- Price
- $18.52
- Value
- $185,239
- Donegal Mutual Insurance CoPurchase
6 Aug 2026, Major holder
- Shares
- 18,000
- Price
- $19.67
- Value
- $354,060
- Hoffman Christina MarieSale
6 Aug 2026, Sr. VP & Chief Risk Officer
- Shares
- 18,000
- Price
- $19.67
- Value
- $354,060
- Bixenman Dennis JosephSale
4 Aug 2026, Board
- Shares
- 11,250
- Price
- $19.26
- Value
- $216,675
- King David CharlesSale
4 Aug 2026, Board
- Shares
- 9,000
- Price
- $19.33
- Value
- $173,970
- Deas Noland Rone JrSale
4 Aug 2026, Senior Vice President
- Shares
- 24,000
- Price
- $19.47
- Value
- $467,280
- Donegal Mutual Insurance CoPurchase
12 Jun 2026, Major holder
- Shares
- 9,682
- Price
- $17.62
- Value
- $170,615
- Donegal Mutual Insurance CoPurchase
11 Jun 2026, Major holder
- Shares
- 9,900
- Price
- $17.56
- Value
- $173,830
- Donegal Mutual Insurance CoPurchase
3 Jun 2026, Major holder
- Shares
- 10,000
- Price
- $16.62
- Value
- $166,223
- Donegal Mutual Insurance CoPurchase
2 Jun 2026, Major holder
- Shares
- 8,500
- Price
- $17.03
- Value
- $144,766
- Donegal Mutual Insurance CoPurchase
1 Jun 2026, Major holder
- Shares
- 8,500
- Price
- $16.76
- Value
- $142,453
- Donegal Mutual Insurance CoPurchase
29 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.10
- Value
- $145,353
- Donegal Mutual Insurance CoPurchase
28 May 2026, Major holder
- Shares
- 8,500
- Price
- $16.98
- Value
- $144,356
- Donegal Mutual Insurance CoPurchase
27 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.15
- Value
- $145,761
- Donegal Mutual Insurance CoPurchase
26 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.33
- Value
- $147,307
- Donegal Mutual Insurance CoPurchase
22 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.40
- Value
- $147,938
- Donegal Mutual Insurance CoPurchase
21 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.48
- Value
- $148,572
- Donegal Mutual Insurance CoPurchase
20 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.43
- Value
- $148,143
- Donegal Mutual Insurance CoPurchase
19 May 2026, Major holder
- Shares
- 8,328
- Price
- $17.48
- Value
- $145,577
- Donegal Mutual Insurance CoPurchase
18 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.33
- Value
- $147,304
- Donegal Mutual Insurance CoPurchase
15 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.16
- Value
- $145,878
- Donegal Mutual Insurance CoPurchase
14 May 2026, Major holder
- Shares
- 8,500
- Price
- $17.16
- Value
- $145,849
- Donegal Mutual Insurance CoPurchase
13 May 2026, Major holder
- Shares
- 8,500
- Price
- $16.86
- Value
- $143,274
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Donegal Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 58
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- Bowhead Specialty HoldingsBOW $1.13B75
- Heritage Insurance HoldingsHRTG $996.24M76
- Hippo HoldingsHIPO $974.62M51
- FBD HoldingsEG7.IR $767.97M79
- RootROOT $677.14M54
- American Integrity Insurance GroupAII $576.29M82
- American Coastal InsuranceACIC $481.4M62
- Kingstone CompaniesKINS $326.42M77
ETFs that hold Donegal Group
Held by 10 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.03% | 0.29% | €182.46M |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.03% | 0.35% | €204.34M |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.02% | 0.39% | €1.47B |
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| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.01% | 0.30% | €4.22B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.01% | 0.30% | €2.17B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.01% | 0.30% | €944.34M |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.6B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.00% | 0.43% | €2.48B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 24 Jan 2025)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.
