Navan stock
NAVNNASDAQNavan, Inc., TechnologyISIN US6391931010
50Score 50 out of 100, Neutral
Price and trend
81 / 100
Price history
+45% in one yearThe chart shows daily closes over 1 year, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 31% above it.
Normal: the price is neither overheated nor sold off (RSI 46).
The price is 14% below its 52-week high. Largest decline in 1 year: 58% (October 2025 to March 2026).
Chart figures for advanced users
- SMA 50$23.92
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$19.98
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)46
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$8.51
- The lowest closing price of the last twelve months.
- Resistance$30.58
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Navan, Inc. belongs to the Software (Application) industry (United States) and, with a market value of $6.43B, is number 64 of 188 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $702.27M (up 30.8% year on year) and a loss of $398.03M.
- For fiscal 2027, analysts expect on average revenue of $931.08M (up 32.6%) and adjusted earnings per share of $0.26.
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- MEQIRI Score 50 out of 100 (Neutral): rank 611 of 854 in Technology, median 61.
- Our model puts fair value at $38.41, with the price 32% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Analysts expect strong earnings growthUp 33.3% a year through 2029 (estimates from 7 analysts).Growth 50
- More cash than debtCash $909.88M, financial debt $170.22M.Stability 53
Weaknesses
- Loss-makingLoss of $347.77M over the last 12 months.Fundamentals 17
- Volatile share priceVolatility 84% a year over the last 12 months.Stability 53
Its standout strengths are momentum and technical analysis, while profitability and fundamentals hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Fundamental quality fluctuates.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
Modestly undervaluedIn our model the price counts as cheap below $25.60 and expensive above $76.81 (uncertainty very high, based on the price swings of the past year).
Calculated with a cost of equity of 9.7%. At 10.7% the fair value would be $32.58, at 8.7% it would be $46.65.
Valuation metrics
From the cash-flow model alone; without earnings there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 31 Jul 2026, revenue rose 34.8% on the twelve months before. Revenue has grown strongly since 2024, at around 32% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2026: gross 71%, operating −28%, net −57%. Last 12 months: net −42%.
Debt & balance sheet
latest quarterDebt is low, but interest coverage is weak. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- No date announced.
- Last reported
- 9 Sep 2026EPS reported $0.05 (expected $0.04)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.260.0%
- Revenue
- $931.08M0.0%
- Earnings per share
- $0.400.0%
- Revenue
- $1.16B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −23.9%Guidance raised for the second time: full-year revenue of $927 million to $933 million (up 32%) and non-GAAP operating income of $82 million to $86 million.
“For the full year, and considering the sustained momentum in the business and healthy demand for business travel, we are again raising revenue guidance now to $927 million- $933 million, or 32% growth at the midpoint.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 9 Sep 2026 (fiscal Q1 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 4 insiders sold, $10.07M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Cohen Ariel M.Sale
2 Nov 2026, Chairperson and CEO
- Shares
- 8,033
- Price
- $26.13
- Value
- $209,942
- Sindicich Michael EricSale
21 Sept 2026, President
- Shares
- 8,977
- Price
- $21.27
- Value
- $190,978
- Twig Ilan EzraSale
21 Sept 2026, Chief Technology Officer
- Shares
- 36,040
- Price
- $21.27
- Value
- $766,719
Show 4 more
- Cohen Ariel M.Sale
21 Sept 2026, Chairperson and CEO
- Shares
- 50,647
- Price
- $21.27
- Value
- $1.08M
- Cohen Ariel M.Sale
27 Aug 2026, Chairperson and CEO
- Shares
- 243,378
- Price
- $30.14
- Value
- $7.34M
- Lightspeed Venture Partners X, L.P., Lightspeed Venture Partners Select II, L.P.Sale
8 Jul 2026, Major holder
- Shares
- 8,983
- Price
- $25.36
- Value
- $227,809
- Lightspeed Venture Partners X, L.P., Lightspeed Venture Partners Select II, L.P.Sale
1 Jul 2026, Major holder
- Shares
- 10,569
- Price
- $24.65
- Value
- $260,526
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Navan
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
854 rated companies in Technology
- This company
- 50
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Software (Application)
The next larger and next smaller companies by market value
- DuolingoDUOL $7.37B71
- Shanghai Baosight Software600845.SS $6.89B45
- Commvault SystemsCVLT $6.8B62
- Horizon Robotics9660.HK $6.74B43
- TemenosTEMN.SW $6.41B73
- RingCentralRNG $6.36B63
- LyftLYFT $6.28B47
- Dolby LaboratoriesDLB $6.05B71
ETFs that hold Navan
Held by 8 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.09% | 0.30% | €2.22B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.09% | 0.30% | €4.28B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.03% | 0.43% | €2.5B |
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| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.02% | 0.45% | €1.54B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.02% | 0.10% | €395.74M |
| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.84B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Jan 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.