MGIC Investment stock
MTGNYSEMGIC Investment Corporation, Financial ServicesISIN US5528481030
73Score 73 out of 100, Strong
Price and trend
60 / 100
Price history
−2.1% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 0.1% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 51).
The price is 11% below its 52-week high. Largest decline in 20 years: 99% (February 2007 to August 2012).
Chart figures for advanced users
- SMA 50$28.66
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$27.83
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)51
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$24.86
- The lowest closing price of the last twelve months.
- Resistance$31.47
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- MGIC Investment Corporation belongs to the Insurance (Specialty) industry (United States) and, with a market value of $5.54B, is number 5 of 13 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $1.21B (up 0.5% year on year) and earnings of $738.35M (down 3.2%).
- For fiscal 2026, analysts expect on average revenue of $1.19B (down 1.8%) and adjusted earnings per share of $3.25 (up 3%).
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- MEQIRI Score 73 out of 100 (Strong): rank 303 of 976 in Financial Services, median 68.
- The P/E is 8.3 (Insurance (Specialty) median 9.4, own median of recent years 7.9).
- Our model puts fair value at $40.65, with the price 31% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 34% since 2020.Capital allocation 89
- Below fair valuePrice 31% below the fair value of $40.65.Valuation 93
- Earnings per share growingUp 19.3% a year since 2020.Growth 56
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and capital allocation.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 74 to 73.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- solid fundamentals
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $31.27 and expensive above $58.08 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $49.62 (excess return model) and $31.69 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $36.52, at 7.8% it would be $46.85.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (9.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 2.2% on the twelve months before. Revenue has stayed largely stable since 2006.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 77%, net 61%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 1 Feb 2027in 81 days
- Last reported
- 4 Nov 2026EPS reported $0.85 (expected $0.81)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $3.25−0.2%
- Revenue
- $1.19B0.0%
- Earnings per share
- $3.40−0.9%
- Revenue
- $1.2B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −1.8%2026 operating expenses expected toward the low end of the $190 million to $200 million range; seasonally higher delinquencies expected in the second half.
“Underwriting and other expenses in the quarter were $46 million down from $52 million in the second quarter last as we remain focused on disciplined expense management We now expect operating expenses for the full year to be toward the low end of the 190 million to $200 million range we previously shared.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 30 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 4 insiders sold, $15.69M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Maggio Paula CSale
6 Nov 2026, EVP and General Counsel
- Shares
- 20,000
- Price
- $28.81
- Value
- $576,200
- Miosi Salvatore ASale
2 Nov 2026, President & COO
- Shares
- 30,000
- Price
- $28.50
- Value
- $855,000
- Miosi Salvatore ASale
1 Oct 2026, President & COO
- Shares
- 30,000
- Price
- $26.06
- Value
- $781,800
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- Mattke Timothy J.Sale
1 Oct 2026, Chief Executive Officer
- Shares
- 137,114
- Price
- $26.24
- Value
- $3.6M
- Colson Nathaniel HSale
24 Sept 2026, Officer EVP, CFO & CRO
- Shares
- 20,000
- Price
- $29.48
- Value
- $589,600
- Miosi Salvatore ASale
1 Sept 2026, President & COO
- Shares
- 30,000
- Price
- $30.73
- Value
- $921,900
- Maggio Paula CSale
7 Aug 2026, EVP and General Counsel
- Shares
- 20,000
- Price
- $30.30
- Value
- $606,000
- Mattke Timothy J.Sale
5 Aug 2026, Chief Executive Officer
- Shares
- 137,113
- Price
- $30.52
- Value
- $4.18M
- Miosi Salvatore ASale
3 Aug 2026, President & COO
- Shares
- 30,000
- Price
- $29.70
- Value
- $891,000
- Miosi Salvatore ASale
1 Jul 2026, President & COO
- Shares
- 30,000
- Price
- $28.23
- Value
- $846,900
- Colson Nathaniel HSale
25 Jun 2026, Officer EVP, CFO & CRO
- Shares
- 20,000
- Price
- $27.10
- Value
- $542,000
- Miosi Salvatore ASale
8 Jun 2026, President & COO
- Shares
- 30,000
- Price
- $25.38
- Value
- $761,400
- Maggio Paula CSale
29 May 2026, EVP and General Counsel
- Shares
- 20,937
- Price
- $25.55
- Value
- $534,940
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at MGIC Investment
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 73
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Specialty)
The next larger and next smaller companies by market value
- Fidelity National FinancialFNF $11.84B65
- First American FinancialFAF $6.84B66
- Enact HoldingsACT $6.21B72
- Essent GroupESNT $5.75B71
- Radian GroupRDN $4.71B75
- Assured GuarantyAGO $3.24B57
- NMI HoldingsNMIH $2.94B72
- CofaceCOFA.PA $2.69B70
ETFs that hold MGIC Investment
Held by 11 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.41% | 0.39% | €1.47B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.21% | 0.43% | €2.48B |
| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.18% | 0.30% | €5.27B |
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| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.16% | 0.30% | €944.34M |
| Invesco Global Buyback Achievers UCITS ETFBBCK | 0.10% | 0.39% | €188.08M |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.07% | 0.45% | €1.53B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.06% | 0.35% | €434.1M |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.02% | 0.25% | €175.89M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 5 Jun 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.