Itaú Unibanco Holding stock
ITUBNYSEItaú Unibanco Holding S.A., Financial ServicesISIN US4655621062
70Score 70 out of 100, Strong
We are checking this figure against the original source: dividend yield.
Price and trend
41 / 100
Price history
−3.5% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 12% below it.
Since October 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Sharply down: the price has fallen very quickly lately (RSI 19).
The price is 27% below its 52-week high. Largest decline in 20 years: 72% (November 2010 to January 2016).
Chart figures for advanced users
- SMA 50$8.46
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$8.34
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)19
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$6.83
- The lowest closing price of the last twelve months.
- Resistance$10.16
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Itaú Unibanco Holding S.A. belongs to the Banks industry (Brazil) and, with a market value of $89.91B, is number 2 of 11 companies in its industry on MEQIRI.
- American depositary receipt (ADR): 1 ADR = 1 share.
- In fiscal 2025 it reported revenue of $29.42B (up 4.2% year on year) and earnings of $7.99B (up 9.2%).
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- MEQIRI Score 70 out of 100 (Strong): rank 414 of 975 in Financial Services, median 68.
- The P/E is 9.6 (Banks median 13.4, own median of recent years 9.3).
- Our model puts fair value at $8.01, with the price 8% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 21.9% over the last 12 months.Profitability 84
- Earnings per share growingUp 20.9% a year since 2020.Growth 84
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 96
Weaknesses
- DilutionShare count up 14% since 2020.
Its standout strengths are fundamentals and growth, while technical analysis and momentum hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 71 to 70.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $5.72 and expensive above $13.36 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $5.73 (excess return model) and $10.30 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 14%. At 15% the fair value would be $7.63, at 13% it would be $8.54.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 19.3% on the twelve months before. Revenue has grown solidly since 2006, at about 9% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 30%, net 27%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Feb 2027in 82 days
- Last reported
- 3 Nov 2026below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 4.61−2.0%
- Revenue
- $34.92B−1.6%
- Earnings per share
- 5.05−2.0%
- Revenue
- $37.61B−1.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −3.3%Guidance ranges maintained; the bottom line outlook is unchanged despite revisions to fee income and insurance results.
“If you run the math based on those assumptions, you will see that the implied bottom line remains unchanged, despite the revision to fee income and insurance results, assuming the effective tax rate remains closer to the lower end of the range, the bottom line outlook is effectively the same.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 4 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Itaú Unibanco Holding
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 70
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks
The next larger and next smaller companies by market value
- Intesa SanpaoloISP.MI $119.82B77
- Powszechna Kasa Oszczednosci Bank Polski Spólka AkcyjnaPKO.WA $37.08B75
- Hana Financial Group086790.KS $24.13B67
- Bank of IndiaBANKINDIA.NS $7.33B67
- Liechtensteinische LandesbankLLBN.SW $4.41B64
- Avarda BankTFBANK.ST $1.51B85
- Renta 4 BancoR4.MC $951.44M84
- VP BankVPBN.SW $734.07M59
ETFs that hold Itaú Unibanco Holding
Held by 35 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Franklin FTSE Brazil UCITS ETF USDFLXB | 9.67% | 0.19% | €244.05M |
| iShares BIC 50 UCITS ETFIQQ9 | 2.13% | 0.74% | €98.42M |
| iShares MSCI Brazil UCITS ETF USD (Dist)IQQB | 0.94% | 0.74% | €409.4M |
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| iShares MSCI EM Latin America UCITS ETF USDIUSC | 0.48% | 0.20% | €1.73B |
| HSBC MSCI Emerging Markets UCITS ETFH410 | 0.37% | 0.15% | €5.13B |
| Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETFEHDL | 0.27% | 0.49% | €264.54M |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.14% | 0.35% | €284.54M |
| WisdomTree Emerging Markets ex-State Owned Enterprises UCITS ETF AccumUSDXSOE | 0.06% | 0.32% | €17.98M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = R$5.6169)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 6 Nov 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.