Hana Financial Group stock
086790.KSKSCHana Financial Group Inc., Financial ServicesISIN KR7086790003
67Score 67 out of 100, Neutral
Price and trend
66 / 100
Price history
+25% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 1.0% below it.
Since May 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 57).
The price is 14% below its 52-week high. Largest decline in 20 years: 77% (February 2007 to November 2008).
Chart figures for advanced users
- SMA 50$95.35
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$91.26
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)57
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$64.16
- The lowest closing price of the last twelve months.
- Resistance$105.54
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Hana Financial Group Inc. belongs to the Banks industry (South Korea) and, with a market value of $24.13B, is number 4 of 11 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $3B (up 7.1% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $12.13 (up 14.1%).
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- MEQIRI Score 67 out of 100 (Neutral): rank 506 of 975 in Financial Services, median 68.
- The P/E is 8 (Financial Services sector median 13, own median of recent years 4.6).
- Our model puts fair value at $163.60, with the price 45% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Below fair valuePrice 45% below the fair value of $163.60.Valuation 97
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 79
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and fundamentals, while profitability holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 66 to 67.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $116.85 and expensive above $272.66 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $179.28 (excess return model) and $147.91 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.3%. At 9.3% the fair value would be $148.66, at 7.3% it would be $186.01.
Valuation metrics
Half from the excess return model, half from earnings times the sector P/E (13).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 2.8% on the twelve months before. Revenue has grown solidly since 2007, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 38%, net 28%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 29 Jan 2027in 77 days
- Last reported
- 22 Oct 2026EPS reported $3.29 (expected $3.30)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 24 Oct 2026.
- Earnings per share
- $12.13−0.3%
- Revenue
- $9.49B+0.3%
- Earnings per share
- $13.27−1.3%
- Revenue
- $9.96B−0.3%
MEQIRI has stored the estimates since 24 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: −4.8%Hana Financial slightly lowers its credit cost outlook to about 30 basis points (from 35) and expects a modest NIM rebound in the fourth quarter, but the CET1 capital ratio improved less than expected and is guided to stay flat versus the third quarter.
“We believe that about 35 basis points was our outlook, but it's now at a 30 basis points.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 23 Oct 2026 (fiscal Q3 2026), read by AI.
What happened at Hana Financial Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 67
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks
The next larger and next smaller companies by market value
- Intesa SanpaoloISP.MI $119.82B77
- Itaú Unibanco HoldingITUB $89.91B70
- Powszechna Kasa Oszczednosci Bank Polski Spólka AkcyjnaPKO.WA $37.08B75
- Bank of IndiaBANKINDIA.NS $7.33B67
- Liechtensteinische LandesbankLLBN.SW $4.41B64
- Avarda BankTFBANK.ST $1.51B85
- Renta 4 BancoR4.MC $951.44M84
- VP BankVPBN.SW $734.07M59
ETFs that hold Hana Financial Group
Held by 62 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers MSCI Korea UCITS ETF 1CDBX8 | 1.78% | 0.45% | €445.58M |
| Franklin FTSE Korea UCITS ETFFLXK | 1.54% | 0.09% | €3.93B |
| Franklin EM Multi-Factor Equity UCITS ETFFLXE | 1.17% | 0.30% | €102.64M |
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| Amundi MSCI Emerging Markets SRI Climate Paris Aligned UCITS ETF DR (C)AMEI | 0.91% | 0.25% | €2.64B |
| UBS MSCI EM Socially Responsible UCITS ETF USD accUETE | 0.89% | 0.24% | €2.86B |
| iShares MSCI EM SRI UCITS ETFQDVS | 0.71% | 0.25% | €2.81B |
| Fidelity Emerging Markets Quality Income UCITS ETF ACC-USDFYEM | 0.70% | 0.50% | €247.81M |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.51% | 0.35% | €284.54M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ₩1,334.10)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 18 Sep 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.