Intesa Sanpaolo stock
ISP.MIMILIntesa Sanpaolo S.p.A., Financial ServicesISIN IT0000072618
77Score 77 out of 100, Strong
Price and trend
66 / 100
Price history
+5.2% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 3.2% above it.
Since June 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 67).
The price is 9.7% below its 52-week high. Largest decline in 20 years: 86% (May 2007 to September 2011).
Chart figures for advanced users
- SMA 50$7.05
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$6.71
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)67
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$5.51
- The lowest closing price of the last twelve months.
- Resistance$7.67
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Intesa Sanpaolo S.p.A. belongs to the Banks industry (Italy) and, with a market value of $119.82B, is the largest of 11 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $10.33B (up 7.6% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $0.65 (up 14.8%).
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- MEQIRI Score 77 out of 100 (Strong): rank 155 of 975 in Financial Services, median 68.
- The P/E is 11 (Banks median 13.4, own median of recent years 9.4).
- Our model puts fair value at $9.49, with the price 27% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 25.2% a year since 2021.Growth 95
- High return on equityReturn on equity 15.9% over the last 12 months.Profitability 71
- High dividend yieldDividend yield 6.02%, Financial Services sector median 2.82%.Capital allocation 64
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are growth and valuation.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $7.91 and expensive above $11.87 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $10.54 (excess return model) and $8.44 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 9.3%. At 10.3% the fair value would be $8.71, at 8.3% it would be $10.60.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 3.9% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 44%, net 33%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
Fiscal 2025For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 2 Feb 2027in 81 days
- Last reported
- 3 Nov 2026EPS reported $0.17 (expected $0.17)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.65−0.2%
- Revenue
- $31.83B−0.5%
- Earnings per share
- $0.72−0.1%
- Revenue
- $33.25B+0.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +0.5%Guidance upgraded: 2026 net income above EUR 10 billion and net interest income well above EUR 15 billion.
“For 2026, we have upgraded our net income guidance to more than EUR 10 billion, leaving room for further improvements.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Jul 2026 (fiscal Q2 2026), read by AI.
What happened at Intesa Sanpaolo
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 77
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks
The next smaller companies by market value
- Itaú Unibanco HoldingITUB $89.91B70
- Powszechna Kasa Oszczednosci Bank Polski Spólka AkcyjnaPKO.WA $37.08B75
- Hana Financial Group086790.KS $24.13B67
- Bank of IndiaBANKINDIA.NS $7.33B67
- Liechtensteinische LandesbankLLBN.SW $4.41B64
- Avarda BankTFBANK.ST $1.51B85
- Renta 4 BancoR4.MC $951.44M84
- VP BankVPBN.SW $734.07M59
ETFs that hold Intesa Sanpaolo
Held by 151 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers FTSE MIB UCITS ETF 1DDBXI | 13.70% | 0.30% | €99.81M |
| iShares EURO STOXX Banks 30-15 UCITS ETF (DE)EXX1 | 7.88% | 0.51% | €2.5B |
| Amundi Euro Stoxx Banks UCITS ETF AccLYBK | 7.74% | 0.30% | €6.23B |
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| iShares STOXX Europe 600 Banks UCITS ETF (DE)EXV1 | 4.85% | 0.46% | €2.98B |
| iShares Dow Jones Eurozone Leaders Screened UCITS ETF (DE)EXXV | 3.90% | 0.41% | €213.43M |
| WisdomTree Europe Equity Income UCITS ETFWTEE | 3.42% | 0.29% | €241.09M |
| Deka Euro Prime ESG UCITS ETFELFB | 3.15% | 0.40% | €675.46M |
| Deka EURO STOXX 50 ESG Filtered UCITS ETFELFA | 3.04% | 0.15% | €367.22M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.