Japan Post Insurance stock
7181.TJPXJapan Post Insurance Co., Ltd., Financial ServicesISIN JP3233250004
59Score 59 out of 100, Neutral
Price and trend
83 / 100
Price history
+33% in one yearThe chart shows daily closes over 11 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 9.7% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 60).
The price is 2.4% below its 52-week high. Largest decline in 11 years: 69% (November 2015 to March 2020).
Chart figures for advanced users
- SMA 50$10.89
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$10.26
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)60
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$8.20
- The lowest closing price of the last twelve months.
- Resistance$11.52
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Japan Post Insurance Co., Ltd. belongs to the Insurance (Life) industry (Japan) and, with a market value of $12.19B, is number 21 of 33 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $19.37B (down 12.2% year on year) and earnings of $1.06B (up 36.7%).
- MEQIRI Score 59 out of 100 (Neutral): rank 739 of 976 in Financial Services, median 68.
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- The P/E is 11.5 (Insurance (Life) median 12.9, own median of recent years 9.9).
- Our model puts fair value at $13.97, with the price 20% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 34% since 2021.Capital allocation 62
- Consistently profitableProfit in all 10 fiscal years from 2017 to 2026.Fundamentals 67
Weaknesses
- Revenue shrinkingRevenue down 3.8% a year since 2021.Growth 34
- Low return on equityReturn on equity 4% over the last 12 months.Profitability 25
Its standout strengths are valuation and technical analysis, while growth and profitability hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 58 to 59.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Modestly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $10.75 and expensive above $19.96 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $15.25 (excess return model) and $12.69 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 6.1%. At 7.1% the fair value would be $12.70, at 5.1% it would be $15.88.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 0.9% on the twelve months before. Revenue has declined since 2013 (-7% per year), so it is worth watching closely.
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 8%, net 5%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 13 Nov 2026tomorrow
- Last reported
- 7 Aug 2026EPS reported $0.20 (expected $0.22)below expectations
Analyst estimates
Earnings estimates have barely changed since 28 Oct 2026.
- Earnings per share
- $0.900.0%
- Revenue
- $32.9B0.0%
- Earnings per share
- $0.970.0%
- Revenue
- $31.71B0.0%
MEQIRI has stored the estimates since 28 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Japan Post Insurance
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 59
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- T&D Holdings8795.T $14.93B68
- HDFC Life InsuranceHDFCLIFE.NS $13.3B52
- Unum GroupUNM $12.61B50
- Globe LifeGL $12.21B79
- Voya FinancialVOYA $9.26B63
- Jackson FinancialJXN $9.21B61
- PrimericaPRI $8.97B88
- Lincoln NationalLNC $8.1B82
ETFs that hold Japan Post Insurance
Held by 80 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares Ageing Population UCITS ETF2B77 | 0.51% | 0.40% | €807M |
| iShares MSCI World Mid-Cap Equal Weight UCITS ETF USDIS3T | 0.16% | 0.30% | €408.01M |
| Amundi MSCI Pacific ESG Broad Transition UCITS ETF DistX014 | 0.13% | 0.45% | €175.23M |
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| iShares MSCI Japan Screened UCITS ETFSODJ | 0.12% | 0.15% | €445.76M |
| Deka MSCI Japan Climate Change ESG UCITS ETFEL45 | 0.12% | 0.26% | €162.3M |
| State Street SPDR MSCI Japan UCITS ETFZPDJ | 0.12% | 0.12% | €1.09B |
| L&G Japan Equity UCITS ETFETLR | 0.11% | 0.10% | €948.24M |
| Amundi Prime Japan UCITS ETF DR (C)PRAJ | 0.10% | 0.05% | €4.21B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Mar 2026
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = ¥159.23)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 9 May 2025)
- Valuation signal Fairly valued since 10 Nov 2026, previously Undervalued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.