HDFC Life Insurance stock
HDFCLIFE.NSNSEHDFC Life Insurance Company Limited, Financial ServicesISIN INE795G01014
53Score 53 out of 100, Neutral
Price and trend
55 / 100
Price history
−24% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 0.8% above it.
Since January 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Overheated: the price has risen very quickly lately (RSI 85).
The price is 24% below its 52-week high. Largest decline in 9 years: 46% (December 2019 to March 2020).
Chart figures for advanced users
- SMA 50$5.74
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$6.30
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)85
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$5.46
- The lowest closing price of the last twelve months.
- Resistance$8.37
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- HDFC Life Insurance Company Limited belongs to the Insurance (Life) industry (India) and, with a market value of $13.8B, is number 18 of 34 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $10.64B (up 11.1% year on year) and earnings of $203.26M (up 5.6%).
- MEQIRI Score 53 out of 100 (Neutral): rank 824 of 975 in Financial Services, median 68.
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- The P/E is 63.4 (Insurance (Life) median 13.4, own median of recent years 82.4).
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Consistently profitableProfit in all 10 fiscal years from 2017 to 2026.Fundamentals 81
Weaknesses
- High leverageTotal assets 22.8 times equity.Stability 44
Its standout strength is fundamentals, while stability and valuation hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 52 to 53.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
OvervaluedA fair value is not meaningful here, so the signal follows the valuation grade.
Valuation metrics
The model puts the fair value at less than a quarter of the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 27.5% on the twelve months before. Revenue has grown strongly since 2013, at around 16% per year.
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 2%, net 2%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 15 Jan 2027in 63 days
- Last reported
- 15 Oct 2026EPS reported $0.03 (expected $0.03)below expectations
Analyst estimates
Earnings estimates have barely changed since 22 Oct 2026.
- Earnings per share
- $0.110.0%
- Revenue
- $9.45B0.0%
- Earnings per share
- $0.130.0%
- Revenue
- $10.65B0.0%
MEQIRI has stored the estimates since 22 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at HDFC Life Insurance
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 53
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Life)
The next larger and next smaller companies by market value
- New China Life Insurance601336.SS $23.91B70
- SBI Life InsuranceSBILIFE.NS $19.41B60
- KGI Financial Holding2883.TW $18.27B71
- T&D Holdings8795.T $15.02B68
- Unum GroupUNM $12.26B50
- Japan Post Insurance7181.T $12.15B59
- Globe LifeGL $12.08B79
- Jackson FinancialJXN $9.16B60
ETFs that hold HDFC Life Insurance
Held by 17 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares MSCI India UCITS ETFQDV5 | 0.40% | 0.65% | €4.98B |
| Amundi MSCI Emerging Markets ESG Selection UCITS ETF DR (C)SADM | 0.09% | 0.18% | €1.07B |
| WisdomTree Emerging Markets ex-State Owned Enterprises UCITS ETF AccumUSDXSOE | 0.09% | 0.32% | €17.98M |
Show 5 more
| Amundi MSCI EM Asia ESG Broad Transition UCITS ETF AccLCUA | 0.06% | 0.25% | €661.06M |
| iShares MSCI EM Asia UCITS ETFCEBL | 0.05% | 0.20% | €7.14B |
| Amundi Core MSCI Emerging Markets UCITS ETF EUR DistAEMD | 0.05% | 0.18% | €9.52B |
| iShares Edge MSCI EM Minimum Volatility UCITS ETFEUNZ | 0.05% | 0.40% | €435.04M |
| iShares MSCI EM UCITS ETF USD (Dist)IQQE | 0.05% | 0.18% | €8.51B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Mar 2026
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ₹94.0836)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 6 Nov 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.