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Japan Post Insurance stock: balance sheet and debt

7181.T
$11.20Closing price of 13 Nov 2026MEQIRI Score 59 out of 100

Japan Post Insurance has total assets of $365.96B and an equity ratio of 7.1%.

Daily figure as of 13 Nov 2026

Debt / Equity
1.23
Interest coverage
no data
Current ratio
8.68
Cash & equivalents
$61.51B
Total assets
$365.96B
Equity ratio
7.1%
Goodwill and intangible assets
$747.63M
not split out

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Total assets and equity ratio

How large the balance sheet of Japan Post Insurance Co., Ltd. is, how much of it is equity and how much is goodwill from acquisitions.

Equity ratio

Figures as a table
YearTotal assetsGoodwill and intangible assetsof which goodwillEquity ratio
2013$566.47B$662.91Mnot split out1.6%
2014$545.36B$777.47Mnot split out1.8%
2015$531.73B$971.01Mnot split out2.3%
2016$510.63B$1.16Bnot split out2.3%
2017$503.06B$1.16Bnot split out2.3%
2018$481.11B$1.02Bnot split out2.6%
2019$462.78B$959.76Mnot split out2.9%
2020$448.76B$845.41Mnot split out2.7%
2021$439.41B$710.22Mnot split out4.0%
2022$420.64B$586.17Mnot split out3.6%
2023$392.54B$578.13Mnot split out3.8%
2024$381.07B$612.45Mnot split out5.6%
2025$372.93B$711.32Mnot split out5.4%
2026$365.96B$747.63Mnot split out7.1%

The equity ratio divides total equity, including non-controlling interests, by total assets. Net debt is not shown for banks, insurers and other financial companies: for them, cash and bonds are part of the business and are not available to pay down debt. In years without separate goodwill, the table shows the sum of goodwill and intangible assets, because the data do not list goodwill separately there.

Equity and debt

What the company owns and owes

  • Cash & equivalents
  • Equity
  • Bonds and loans (excluding deposits)
Figures as a table
YearCash & equivalentsEquityBonds and loans (excluding deposits)Debt / Equity
2013$4.55B$9.18B$00
2014$10.46B$9.63B$00
2015$13.86B$12.37B$00
2016$11.66B$11.79B$22.86B1.94
2017$8.55B$11.6B$30.63B2.64
2018$5.63B$12.54B$22.96B1.83
2019$5.75B$13.37B$626.19M0.05
2020$8.83B$12.08B$626.19M0.05
2021$8.36B$17.79B$30.61B1.72
2022$7.96B$15.16B$32B2.11
2023$9B$14.87B$25.31B1.7
2024$7.25B$21.26B$26.99B1.27
2025$12.37B$20.3B$31.42B1.55
2026$61.51B$26.01B$31.91B1.23

Data status and sources

Score
Daily value of 13 Nov 2026, recalculated nightly
Price
Closing price of 13 Nov 2026
Latest annual report
Fiscal year 2026, period end 31 Mar 2026
Currency
Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ¥159.70)
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Neutral, published since 7 Nov 2026 (in the score history since 9 May 2025)
  • Valuation signal Fairly valued since 10 Nov 2026, previously Undervalued
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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