SinoPac Financial Holdings stock
2890.TWTAISinoPac Financial Holdings Company Limited, Financial ServicesISIN TW0002890001
72Score 72 out of 100, Strong
Price and trend
62 / 100
Price history
+64% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 19% above it.
Since July 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Sharply down: the price has fallen very quickly lately (RSI 27).
The price is 7.0% below its 52-week high. Largest decline in 20 years: 70% (July 2007 to February 2009).
Chart figures for advanced users
- SMA 50$1.35
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$1.11
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)27
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$0.79
- The lowest closing price of the last twelve months.
- Resistance$1.42
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- SinoPac Financial Holdings Company Limited belongs to the Banks (Regional) industry (Taiwan) and, with a market value of $19.61B, is number 69 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $808.81M (up 19.5% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $0.09 (up 46.7%).
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- MEQIRI Score 72 out of 100 (Strong): rank 318 of 975 in Financial Services, median 68.
- The P/E is 17.2 (Banks (Regional) median 12.9, own median of recent years 11.1).
- Our model puts fair value at $0.84, with the price 57% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 15.4% over the last 12 months.Profitability 68
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 89
- Earnings per share growingUp 13.8% a year since 2020.Growth 89
Weaknesses
- Above fair valuePrice 57% above the fair value of $0.84.Valuation 45
- DilutionShare count up 15% since 2020.Capital allocation 53
- Richly valuedP/E 17.2, Banks (Regional) median 12.9, own median 11.1.Valuation 45
Its standout strengths are fundamentals and growth, while valuation holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $0.65 and expensive above $1.20 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $0.69 (excess return model) and $0.99 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $0.78, at 7.8% it would be $0.93.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 2% on the twelve months before. Revenue has grown strongly since 2006, at around 17% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 41%, net 34%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 57%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 5 Mar 2027in 112 days
- Last reported
- 12 Nov 2026EPS reported $0.03 (expected $0.03)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 27 Oct 2026.
- Earnings per share
- $0.090.0%
- Revenue
- $3.16B0.0%
- Earnings per share
- $0.090.0%
- Revenue
- $3.23B0.0%
MEQIRI has stored the estimates since 27 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at SinoPac Financial Holdings
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 72
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Hua Nan Financial Holdings2880.TW $21.61B74
- Grupo CibestCIB $20.93B76
- Erste Bank PolskaEBP.WA $20.68B82
- Bank of Ireland GroupBIRG.IR $20.4B67
- Banco de ChileBCH $19.52B76
- Banca MediolanumBMED.MI $19.15B83
- Bank of Beijing601169.SS $19.06B58
- Banco Comercial PortuguêsBCP.LS $18.87B75
ETFs that hold SinoPac Financial Holdings
Held by 53 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares Inclusion and Diversity UCITS ETFOPEN | 1.00% | 0.25% | €77.41M |
| iShares MSCI Taiwan UCITS ETFIQQT | 0.85% | 0.74% | €1.36B |
| UBS MSCI EM Socially Responsible UCITS ETF USD accUETE | 0.63% | 0.24% | €2.86B |
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| iShares MSCI EM SRI UCITS ETFQDVS | 0.49% | 0.25% | €2.81B |
| Amundi MSCI Emerging Markets SRI Climate Paris Aligned UCITS ETF DR (C)AMEI | 0.37% | 0.25% | €2.64B |
| Xtrackers MSCI Emerging Markets ESG UCITS ETF 1CXZEM | 0.32% | 0.25% | €1.17B |
| Amundi MSCI Emerging Markets ESG Selection UCITS ETF DR (C)SADM | 0.27% | 0.18% | €1.07B |
| Deka MSCI Emerging Markets UCITS ETFEL40 | 0.22% | 0.40% | €304.94M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = NT$32.8500)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 3 Jul 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.