Grupo Cibest stock
CIBNYSEGrupo Cibest S.A., Financial ServicesISIN US40090E1064
77Score 77 out of 100, Strong
Price and trend
63 / 100
Price history
+44% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 12% above it.
Since January 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 38).
The price is 11% below its 52-week high. Largest decline in 20 years: 76% (February 2013 to March 2020).
Chart figures for advanced users
- SMA 50$95.97
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$82.34
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)38
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$60.49
- The lowest closing price of the last twelve months.
- Resistance$103.26
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Grupo Cibest S.A. belongs to the Banks (Regional) industry (Colombia) and, with a market value of $21.72B, is number 65 of 422 companies in its industry on MEQIRI.
- This is an American depositary receipt (ADR), the reporting currency is COP.
- In fiscal 2025 it reported revenue of COP 30.53T (up 9.5% year on year) and earnings of COP 6.78T (up 8.1%).
Show more
- MEQIRI Score 77 out of 100 (Strong): rank 158 of 976 in Financial Services, median 68.
- The P/E is 9.4 (Banks (Regional) median 12.2, own median of recent years 4.8).
- Our model puts fair value at $79.72, with the price 15% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 20.6% over the last 12 months.Profitability 80
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 95
- High dividend yieldDividend yield 4.26%, Banks (Regional) median 2.79%.Capital allocation 84
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are fundamentals and capital allocation.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- solid fundamentals
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $56.94 and expensive above $132.86 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $39.24 (excess return model) and $120.19 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 17.3%. At 18.3% the fair value would be $76.77, at 16.3% it would be $83.92.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 11.3% on the twelve months before. Revenue has grown strongly since 2006, at around 13% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 29%, net 22%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 22 Feb 2027in 102 days
- Last reported
- 9 Nov 2026below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 37,201.08+1.6%
- Revenue
- COP 32.37T+0.6%
- Earnings per share
- 39,948.68+2.7%
- Revenue
- COP 34.71T+1.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +4.7%2026 guidance raised: net interest margin to 7.4% to 7.6% and return on equity to 21% to 22%, loan growth of 7% to 8% and cost of risk of 1.6% to 1.8% unchanged.
“Loan growth guidance remains unchanged at 7% to 8%, while NIM guidance has been raised to 7.4% to 7.6%, supported by strong margin performance. We maintain our cost of risk guidance at 1.6% to 1.8% as credit quality continues to perform in line with expectations.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 11 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Grupo Cibest
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 77
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Bank of Nanjing601009.SS $23.15B66
- KeyCorpKEY $23.14B63
- China Minsheng Banking600016.SS $22.32B46
- EurobankEUROB.AT $21.74B70
- Hua Nan Financial Holdings2880.TW $21.61B75
- Bank of Ireland GroupBIRG.IR $20.59B67
- Erste Bank PolskaEBP.WA $20.34B82
- Banco de ChileBCH $19.81B77
ETFs that hold Grupo Cibest
Held by 3 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| JPMorgan Global Emerging Markets Research Enhanced Index Equity Active UCITS ETFJREM | 0.06% | 0.30% | €2.41B |
| iShares Dow Jones Global Leaders Screened UCITS ETF USD (Acc)IUSL | 0.02% | 0.60% | €2.02B |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.01% | 0.35% | €277.45M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 30 Jun 2023)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.