Banco Comercial Português stock
BCP.LSLISBanco Comercial Português, S.A., Financial ServicesISIN PTBCP0AM0015
75Score 75 out of 100, Strong
Price and trend
84 / 100
Price history
+42% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 14% above it.
Since January 2023 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 70).
The price is 5.7% below its 52-week high. Largest decline in 20 years: 100% (June 2007 to October 2020).
Chart figures for advanced users
- SMA 50$1.27
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$1.12
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)70
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$0.87
- The lowest closing price of the last twelve months.
- Resistance$1.36
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Banco Comercial Português, S.A. belongs to the Banks (Regional) industry (Portugal) and, with a market value of $18.94B, is number 72 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $1.4B (up 39.2% year on year).
- MEQIRI Score 75 out of 100 (Strong): rank 217 of 976 in Financial Services, median 68.
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- The P/E is 15.2 (Banks (Regional) median 12.2, own median of recent years 12.2).
- Our model puts fair value at $1.50, with the price 15% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 54.3% a year since 2020.Growth 100
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 88
- Analysts expect strong earnings growthUp 15% a year through 2028 (estimates from 15 analysts).Growth 100
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are growth and fundamentals, while capital allocation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 76 to 75.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Modestly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $1.15 and expensive above $2.14 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $1.97 (excess return model) and $1.03 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 7.8%. At 8.8% the fair value would be $1.34, at 6.8% it would be $1.75.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 13% on the twelve months before. Revenue has grown solidly since 2006, at about 3% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 37%, net 24%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 30%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 24 Feb 2027in 104 days
- Last reported
- 28 Oct 2026EPS reported $0.02 (expected $0.02)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.09+0.7%
- Revenue
- $4.49B+0.6%
- Earnings per share
- $0.11+0.9%
- Revenue
- $4.79B+0.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −0.9%BCP raised its 2025 to 2028 targets: cumulative net income now expected at 4.75 to 5.75 billion euros versus 4 to 4.5 billion euros before, the 2028 CET1 target was lifted by 75 basis points, and ROE is expected at or above 17.5%.
“What we said at the time was that between 2025 and 2028, we were expecting a cumulative net income generation of EUR 4 billion-EUR 4.5 billion.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Oct 2026 (fiscal Q3 2026), read by AI.
What happened at Banco Comercial Português
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 75
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Erste Bank PolskaEBP.WA $20.34B82
- Banco de ChileBCH $19.81B77
- SinoPac Financial Holdings2890.TW $19.41B72
- Banca MediolanumBMED.MI $19.32B84
- Bank of Beijing601169.SS $18.92B58
- Bank of Hangzhou600926.SS $18.69B73
- First Financial Holding2892.TW $18.45B68
- mBankMBK.WA $18.2B77
ETFs that hold Banco Comercial Português
Held by 102 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares EURO STOXX Mid UCITS ETFIQQM | 1.17% | 0.40% | €558.1M |
| UBS Factor MSCI EMU Prime Value Screened UCITS ETF EUR disUIMZ | 1.09% | 0.25% | €67.65M |
| Amundi MSCI EMU High Dividend UCITS ETF Acc18M2 | 0.98% | 0.30% | €397.06M |
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| iShares Inclusion and Diversity UCITS ETFOPEN | 0.95% | 0.25% | €76.52M |
| WisdomTree Eurozone Quality Dividend Growth UCITS ETF EUR AccWTIM | 0.93% | 0.29% | €49.19M |
| Amundi Euro Stoxx Banks UCITS ETF AccLYBK | 0.78% | 0.30% | €6.12B |
| iShares EURO STOXX Banks 30-15 UCITS ETF (DE)EXX1 | 0.78% | 0.51% | €2.5B |
| iShares MSCI EMU Mid Cap UCITS ETF EURIS3H | 0.76% | 0.49% | €567.29M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.