WaFd stock
WAFDNASDAQWaFd, Inc., Financial ServicesISIN US9388241096
61Score 61 out of 100, Neutral
Price and trend
44 / 100
Price history
−4.3% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 14% below it.
Since October 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 48).
The price is 26% below its 52-week high. Largest decline in 20 years: 63% (October 2007 to March 2009).
Chart figures for advanced users
- SMA 50$30.70
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$33.85
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)48
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$28.35
- The lowest closing price of the last twelve months.
- Resistance$39.32
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- WaFd, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $2.17B, is number 236 of 420 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $813.44M (up 12.2% year on year) and earnings of $255.87M (up 13.2%).
- MEQIRI Score 61 out of 100 (Neutral): rank 710 of 975 in Financial Services, median 68.
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- The P/E is 8.7 (Banks (Regional) median 12.2, own median of recent years 12.3).
- Our model puts fair value at $37.53, with the price 22% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 17 years.Capital allocation 67
- Consistently profitableProfit in all 10 fiscal years from 2017 to 2026.Fundamentals 76
- Below fair valuePrice 22% below the fair value of $37.53.Valuation 91
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and stability, while profitability and momentum hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $31.28 and expensive above $46.91 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $34.07 (excess return model) and $40.99 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $34.69, at 7.8% it would be $41.79.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2026, revenue rose 12.2% on the prior year. Revenue has grown solidly since 2007, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 40%, net 31%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 21 Jan 2027in 69 days
- Last reported
- 15 Oct 2026EPS reported $0.85 (expected $0.84)in line with expectations
Analyst estimates
- Earnings per share
- $3.36−4.5%
- Revenue
- $817.35M−1.0%
- Earnings per share
- $3.71+1.0%
- Revenue
- $819.8M−3.8%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −6.3%Net interest margin expected to stay fairly stable over the next couple of quarters, with a fiscal 2026 effective tax rate of about 21.8%.
“Kelli Holz: We expect our effective tax rate to be approximately 21.8% for fiscal year 2026.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 17 Jul 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at WaFd
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 61
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Graubündner KantonalbankGRKP.SW $2.3B62
- Enterprise Financial ServicesEFSC $2.23B69
- Northwest BancsharesNWBI $2.22B67
- Bank of N.T. Butterfield & SonNTB $2.21B76
- OFG BancorpOFG $2.15B81
- 1st SourceSRCE $2.13B78
- Banco BBVA ArgentinaBBAR $2.11B55
- Hilltop HoldingsHTH $2.07B51
ETFs that hold WaFd
Held by 18 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.15% | 0.39% | €1.49B |
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.13% | 0.30% | €2.31B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.07% | 0.30% | €2.22B |
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| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.07% | 0.30% | €185.82M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.07% | 0.30% | €964.08M |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.07% | 0.30% | €4.28B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.07% | 0.43% | €2.5B |
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.06% | 0.29% | €182.46M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 30 Sep 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 31 Jan 2024)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.