Sezzle stock
SEZLNASDAQSezzle Inc., Financial ServicesISIN US78435P1057
74Score 74 out of 100, Strong
Price and trend
87 / 100
Price history
+170% in one yearThe chart shows daily closes over 6 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 38% above it.
Since May 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 66).
The price is 18% below its 52-week high. Largest decline in 6 years: 99% (March 2021 to May 2022).
Chart figures for advanced users
- SMA 50$124.91
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$112.06
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)66
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$50.97
- The lowest closing price of the last twelve months.
- Resistance$188.55
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Sezzle Inc. belongs to the Financial (Credit Services) industry (United States) and, with a market value of $5.23B, is number 27 of 59 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $450.28M (up 66.1% year on year) and earnings of $133.13M (up 69.5%).
- For fiscal 2026, analysts expect on average revenue of $637.23M (up 41.5%) and adjusted earnings per share of $5.45 (up 50.9%).
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- MEQIRI Score 74 out of 100 (Strong): rank 271 of 975 in Financial Services, median 68.
- The P/E is 29.4 (Financial (Credit Services) median 11.8, own median of recent years 16.3).
- Our model puts fair value at $119.58, with the price 29% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on capitalReturn on invested capital 78.9% in fiscal 2025, Financial (Credit Services) median 7.2%.Profitability 99
- Growing faster than its industryRevenue up 50.3% a year since 2020, Financial (Credit Services) median 9.7%.Growth 70
- High marginNet margin 31.4% over the last 12 months, Financial (Credit Services) median 14.2%.Profitability 99
Weaknesses
- Richly valuedP/E 29.4, Financial (Credit Services) median 11.8, own median 16.3.Valuation 48
- Volatile share priceVolatility 87% a year over the last 12 months.
- DilutionShare count up 15% since 2020.Capital allocation 54
Its standout strengths are profitability and momentum, while valuation holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 75 to 74.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price up very strongly over the past year
- high price swings
What lowers it
- stable momentum
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $79.72 and expensive above $239.15 (uncertainty very high, based on the price swings of the past year).
The two parts of the fair value come to $176.95 (cash-flow model) and $62.20 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $104.78, at 7.8% it would be $141.78.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (11.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 38.9% on the twelve months before. Revenue has grown strongly since 2020, at around 50% per year. From 2020 revenue is reported differently (for example gross instead of net), so earlier years are not comparable and not shown.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 85%, operating 39%, net 30%. From 2020 revenue is reported differently (for example gross instead of net), so earlier years are not comparable and not shown.
Debt & balance sheet
latest quarterThe balance sheet is solid, with moderate debt and comfortable interest coverage.
Earnings
- Next earnings
- 24 Feb 2027in 103 days
- Last reported
- 4 Nov 2026EPS reported $1.37 (expected $1.28)above expectations
Analyst estimates
Analysts have raised their 2027 earnings estimate by 6.1% since 15 Oct 2026.
- Earnings per share
- $5.45+3.9%
- Revenue
- $637.23M+4.6%
- Earnings per share
- $7.08+6.1%
- Revenue
- $803.83M+6.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +1.3%2026 revenue growth guidance raised from 25% to 30% to 30% to 35%, adjusted EPS raised from $4.70 to $5.10.
“We are raising total revenue growth guidance from 25% to 30% to a new range of 30% to 35% -- we are also increasing adjusted net income guidance by $10 million to $180 million and raising adjusted EPS guidance to $5.10 from $4.70 with some benefit from repurchase activity in the first quarter.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 8 May 2026 (fiscal Q1 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
2 insiders bought on the open market in the last 6 months, $43,965 in total. 5 insiders sold, $19.21M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Hunt Bryan CecilPurchase
18 Sept 2026, Board
- Shares
- 250
- Price
- $115.86
- Value
- $28,965
- Brehm Kyle M.Sale
27 Aug 2026, Board
- Shares
- 1,000
- Price
- $125.92
- Value
- $125,920
- Khurana RajeevPurchase
20 Aug 2026, General Counsel
- Shares
- 129.45
- Price
- $115.88
- Value
- $15,000
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- Paradis PaulSale
16 Jul 2026, Director & President
- Shares
- 10,732
- Price
- $191.10
- Value
- $2.05M
- Brading Lee DicksonSale
16 Jul 2026, Chief Financial Officer
- Shares
- 434
- Price
- $195.03
- Value
- $84,642
- Paradis PaulSale
15 Jul 2026, Director & President
- Shares
- 8,245
- Price
- $190.99
- Value
- $1.57M
- Brading Lee DicksonSale
15 Jul 2026, Chief Financial Officer
- Shares
- 9,900
- Price
- $188.31
- Value
- $1.86M
- Brading Lee DicksonSale
6 Jul 2026, Chief Financial Officer
- Shares
- 100
- Price
- $185.00
- Value
- $18,500
- Brading Lee DicksonSale
1 Jul 2026, Chief Financial Officer
- Shares
- 10,000
- Price
- $178.23
- Value
- $1.78M
- Sabzivand AminSale
1 Jul 2026, Chief Operating Officer
- Shares
- 6,930
- Price
- $179.91
- Value
- $1.25M
- Brading Lee DicksonSale
26 Jun 2026, Chief Financial Officer
- Shares
- 5,574
- Price
- $169.55
- Value
- $945,050
- Brading Lee DicksonSale
25 Jun 2026, Chief Financial Officer
- Shares
- 4,426
- Price
- $165.19
- Value
- $731,150
- Brading Lee DicksonSale
18 Jun 2026, Chief Financial Officer
- Shares
- 3,920
- Price
- $160.65
- Value
- $629,753
- Paradis PaulSale
18 Jun 2026, Director & President
- Shares
- 26,400
- Price
- $161.35
- Value
- $4.26M
- Paradis PaulSale
12 Jun 2026, Director & President
- Shares
- 26,400
- Price
- $133.47
- Value
- $3.52M
- Krause JustinSale
27 May 2026, SVP FINANCE AND CONTROLLER
- Shares
- 3,178
- Price
- $117.72
- Value
- $374,114
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Sezzle
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 74
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next larger and next smaller companies by market value
- Jiangsu Financial Leasing600901.SS $6.58B73
- OneMain HoldingsOMF $6.22B73
- SBI Cards and Payment ServicesSBICARD.NS $5.97B68
- Chailease Holding5871.TW $5.42B61
- Sundaram FinanceSUNDARMFIN.NS $5.18B70
- Credit AcceptanceCACC $5.1B71
- Klarna GroupKLAR $4.82B31
- NelnetNNI $4.47B56
ETFs that hold Sezzle
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.20% | 0.30% | €185.82M |
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.15% | 0.30% | €2.31B |
| iShares Digitalisation UCITS ETF2B79 | 0.13% | 0.40% | €726.22M |
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| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.08% | 0.30% | €2.22B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.08% | 0.30% | €4.28B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.07% | 0.43% | €2.5B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.03% | 0.10% | €395.74M |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.03% | 0.45% | €1.53B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 28 Aug 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.