Klarna Group stock
KLARNYSEKlarna Group plc, Financial ServicesISIN GB00BMHVL512
31Score 31 out of 100, Weak
Price and trend
41 / 100
Price history
−66% in one yearThe chart shows daily closes over 1 year, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 19% below it.
Normal: the price is neither overheated nor sold off (RSI 49).
The price is 66% below its 52-week high. Largest decline in 1 year: 73% (September 2025 to March 2026).
Chart figures for advanced users
- SMA 50$13.36
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$15.72
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)49
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$12.27
- The lowest closing price of the last twelve months.
- Resistance$37.65
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Klarna Group plc belongs to the Financial (Credit Services) industry (United Kingdom) and, with a market value of $4.82B, is number 30 of 59 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $2.84B (up 31.4% year on year) and a loss of $294M.
- For fiscal 2026, analysts expect on average revenue of $4.14B (up 45.5%) and adjusted earnings per share of −$0.05.
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- MEQIRI Score 31 out of 100 (Weak): rank 958 of 975 in Financial Services, median 68.
- Our model puts fair value at $10.80, with the price 18% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 16.4% a year since 2020, Financial (Credit Services) median 9.7%.Growth 75
Weaknesses
- Loss-makingLoss of $143M over the last 12 months.Fundamentals 15
- Share price fell sharplyDown 66% over the last 12 months.Momentum 20
- Volatile share priceVolatility 69% a year over the last 12 months.Stability 12
Its standout strength is growth, while stability and profitability hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 34 to 31.
Fundamental quality fluctuates.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $7.20 and expensive above $21.60 (uncertainty very high, based on the price swings of the past year).
Calculated with a cost of equity of 10.2%. At 11.2% the fair value would be $9.34, at 9.2% it would be $12.81.
Valuation metrics
From the excess return model alone; without earnings there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the quarter to 30 Jun 2026, revenue rose 26.6% on the same quarter a year earlier. Revenue has grown strongly since 2016, at around 25% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 15%, net −10%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net −4%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 17 Nov 2026in 4 days
- Last reported
- 18 Aug 2026EPS reported $0.01 (expected −$0.05)above expectations
Analyst estimates
Analysts have cut their 2026 earnings estimate by 81.4% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- −$0.05−81.4%
- Revenue
- $4.14B+0.1%
- Earnings per share
- $0.52−4.2%
- Revenue
- $4.69B−0.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: −24.5%Transaction margin dollar outlook raised to $1.62 billion to $1.65 billion, but revenue outlook cut to $4.08 billion to $4.16 billion (before above $4.34 billion) and volume outlook lowered because of a softer German consumer.
“On revenue, we expect $4.08 billion to $4.16 billion against above $4.34 billion previously guided.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 18 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $9.95M in total.
- Siemiatkowski SebastianPurchase
26 Aug 2026, Chief Executive Officer
- Shares
- 692,506
- Price
- $14.37
- Value
- $9.95M
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Klarna Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 31
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next larger and next smaller companies by market value
- Chailease Holding5871.TW $5.42B61
- SezzleSEZL $5.23B74
- Sundaram FinanceSUNDARMFIN.NS $5.18B70
- Credit AcceptanceCACC $5.1B71
- NelnetNNI $4.47B56
- Enova InternationalENVA $4.09B71
- Bread Financial HoldingsBFH $3.72B78
- SLMSLM $3.12B66
ETFs that hold Klarna Group
Held by 5 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.06% | 0.30% | €3.45B |
| State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR AccZPRX | 0.02% | 0.30% | €813.64M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.27B |
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| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 11 Sep 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.