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SCOR stock

SCR.PAPAR

SCOR SE, Financial ServicesISIN FR0010411983

$39.49▲ $0.49 (+1.2%)Closing price of 12 Nov 2026

77Score 77 out of 100, Strong

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Price and trend

81 / 100

Price history

+31% in one year

The chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.

Long-term trend

Above the 200-day line: the price is 11% above it.

Trend change

Since March 2026 the 50-day line has been above the 200-day line; the trend has turned up.

Momentum

Overheated: the price has risen very quickly lately (RSI 71).

Distance to the high

The price is at its 52-week high. Largest decline in 20 years: 68% (November 2018 to October 2022).

Chart figures for advanced users
SMA 50$36.75
Average price of the last 50 trading days, shows the short-term trend.
SMA 200$35.45
Average price of the last 200 trading days, shows the long-term trend.
RSI (14)71
Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
MACDabove the signal line
Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
Support$29.25
The lowest closing price of the last twelve months.
Resistance$39.49
The highest closing price of the last twelve months.
Market cap
$7.06B
Div. yield
5.33%
12 months
7.8
8.1
on earnings for the next twelve months ($4.85 per share)
Fair value
$64.04

Snapshot

Computed from the data by fixed rules, no AI

  • SCOR SE belongs to the Insurance (Reinsurance) industry (France) and, with a market value of $7.06B, is number 7 of 12 companies in its industry on MEQIRI.
  • In fiscal 2025 it reported revenue of $18.01B (up 3.8% year on year) and earnings of $942.99M (up 21,175%).
  • For fiscal 2026, analysts expect on average revenue of $16.67B (down 7.5%) and adjusted earnings per share of $4.85 (down 8.6%).
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  • MEQIRI Score 77 out of 100 (Strong): rank 166 of 975 in Financial Services, median 68.
  • The P/E is 7.8 (Insurance (Reinsurance) median 8.4, own median of recent years 13.8).
  • Our model puts fair value at $64.04, with the price 38% below it.

In plain words

The numbers on this page in plain words, written by an AI

Strengths

  • Earnings per share growingUp 30.5% a year since 2020.Growth 63
  • High return on equityReturn on equity 18.4% over the last 12 months.Profitability 65
  • High dividend yieldDividend yield 5.33%, Financial Services sector median 2.82%.Capital allocation 74

Weaknesses

None of our weakness checks flags anything. Crash risk is measured separately.

77/ 100
MEQIRI Score
Strong

Its standout strengths are valuation and stability.

Daily figure as of 13 Nov 2026

How the score is calculated

Score overview

Score since yesterday from 76 to 77.

The fundamentals are strong overall.

Profit consistency90% of years
Cash conversion (free cash flow to earnings)not used for financials
ROE (12 months)18.4%
Positive free cash flownot used for financials
How this category is measured

Score history

The full history of up to 20 years comes with MEQIRI Pro.

See plans

Crash risk low

How well MEQIRI warns

One of the 30% with the lowest crash risk among smaller stocks.

From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.

What lowers it

  • solid fundamentals
  • calm price action
  • price near its 52-week high

Valuation

Valuation signal

Significantly undervalued
Price
$39.49
Fair value
$64.04
Gap to fair value
−38%

In our model the price counts as cheap below $53.36 and expensive above $80.05 (uncertainty low, based on the price swings of the past year).

The two parts of the fair value come to $85.36 (excess return model) and $42.71 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.

Calculated with a cost of equity of 7.8%. At 8.8% the fair value would be $56.92, at 6.8% it would be $74.71.

Valuation metrics

1.47
18.4%
last 12 months, profit over average equity
Fair value (model)
$64.04
Earnings part $42.71 (earnings per share $5.07 × 8.4)

Half from the excess return model, half from earnings times the industry P/E (8.4).

Calculate with your own assumptions

Company performance

This shows several years of history with an automatic assessment.

Revenue

20 years

In the twelve months to 30 Sep 2026, revenue fell 4% on the twelve months before. Revenue has grown solidly since 2006, at about 9% per year.

Margins

20 years
  • Operating margin
  • Net margin

In fiscal 2025: operating 7%, net 5%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.

Debt & balance sheet

latest quarter
0.75
Equity
$4.77B
20
Cash & equivalents
$2.29B

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Earnings

Next earnings
10 Mar 2027in 117 days
Last reported
30 Oct 2026EPS reported $1.30 (expected $1.04)above expectations

Analyst estimates

Analysts have raised their 2026 earnings estimate by 4.4% since 15 Oct 2026.

Fiscal 20268 analysts
Earnings per share
$4.85+4.4%
Revenue
$16.67B−2.4%
Fiscal 202710 analysts
Earnings per share
$4.85−0.9%
Revenue
$17.03B−2.5%

MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.

Company outlook confirmed

Share price after the results: +2.6%

Guidance maintained: underlying capital generation of the core business stays at 3% to 5%.

Supporting passage from the call, verbatim
“Philipp Ruede: So on your first question, we would maintain the guidance of 3% to 5% because the drivers were the good luck in net cat, and we don't want to extrapolate that necessarily into the future.”

The outlook is not part of the score and not a recommendation to buy or sell.

From the earnings call on 30 Jul 2026 (fiscal Q2 2026), read by AI.

What happened at SCOR

The key events of the last six months from our own data. A click takes you to the matching card.

Sector comparison

975 rated companies in Financial Services

Rank 166 of 975
166/ 975
This company
77
Sector median
68

Categories against the sector median

ProfitabilityMedian of 975 companies65 (median 57)8 above the median
GrowthMedian of 975 companies63 (median 67)4 below the median
FundamentalsMedian of 975 companies84 (median 80)4 above the median
ValuationMedian of 928 companies with a value100 (median 74)26 above the median
StabilityMedian of 975 companies87 (median 78)9 above the median
Capital allocationMedian of 975 companies74 (median 56)18 above the median
Technical analysisMedian of 975 companies81 (median 68)13 above the median
MomentumMedian of 975 companies77 (median 69)8 above the median

The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.

Competitors in Insurance (Reinsurance)

The next larger and next smaller companies by market value

All 12 Insurance (Reinsurance) stocks

ETFs that hold SCOR

Held by 44 ETFs on Xetra. Shown per index: the ETF with the largest weight.

Show 5 more

Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).

Data status and sources

Score
Daily value of 13 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Dec 2025
Currency
Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
  • Valuation signal Undervalued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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