Hamilton Insurance Group stock
HGNYSEHamilton Insurance Group, Ltd., Financial ServicesISIN BMG427061046
81Score 81 out of 100, Strong
Price and trend
87 / 100
Price history
+47% in one yearThe chart shows daily closes over 3 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 18% above it.
Normal: the price is neither overheated nor sold off (RSI 59).
The price is at its 52-week high. Largest decline in 3 years: 21% (December 2023 to April 2024).
Chart figures for advanced users
- SMA 50$35.26
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$32.76
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)59
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$25.68
- The lowest closing price of the last twelve months.
- Resistance$38.82
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Hamilton Insurance Group, Ltd. belongs to the Insurance (Reinsurance) industry (Bermuda) and, with a market value of $3.79B, is number 10 of 12 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $2.74B (up 15.3% year on year) and earnings of $576.67M (up 44%).
- For fiscal 2026, analysts expect on average revenue of $3.24B (up 18.3%) and adjusted earnings per share of $5.50 (up 10.2%).
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- MEQIRI Score 81 out of 100 (Strong): rank 70 of 976 in Financial Services, median 68.
- The P/E is 7.4 (Insurance (Reinsurance) median 8.4, own median of recent years 5.2).
- Our model puts fair value at $47.45, with the price 19% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 30% a year since 2020, Financial Services sector median 8.3%.Growth 77
- High return on equityReturn on equity 23.9% over the last 12 months.Profitability 83
Weaknesses
- Margin may fall backOperating margin 30.1%, average of the prior years 15.8%, which ranged from −23.5% to 26.1%. After peaks like this, the margin was more than a quarter lower two years later in 44 of 100 cases, against 24 of 100 for other companies with high margins.
- Analysts expect falling earningsDown 7.6% a year through 2028 (estimates from 4 analysts).
Its standout strengths are momentum and technical analysis.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- price near its 52-week high
- stable momentum
Valuation
Valuation signal
Modestly undervaluedIn our model the price counts as cheap below $36.50 and expensive above $67.79 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $50.95 (excess return model) and $43.96 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $43.21, at 7.8% it would be $53.82.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (8.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 12% on the twelve months before. Revenue has grown strongly since 2020, at around 30% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 30%, net 21%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 18 Feb 2027in 98 days
- Last reported
- 29 Oct 2026EPS reported $1.78 (expected $0.91)above expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 8.2% since 15 Oct 2026.
- Earnings per share
- $5.50+8.2%
- Revenue
- $3.24B+0.4%
- Earnings per share
- $4.79+0.8%
- Revenue
- $3.47B−0.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −2.0%Guidance unchanged: low double digit growth for 2026 and an international attritional loss ratio of about 54.5%.
“We still expect this ratio to be about 54.5% for the full year 2026.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 7 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 3 insiders sold, $5.57M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Hamilton Insurance Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 81
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Reinsurance)
The next larger and next smaller companies by market value
- Reinsurance Group of AmericaRGA $17.85B79
- Everest GroupEG $15.7B81
- RenaissanceRe HoldingsRNR $14.3B77
- SCORSCR.PA $7B76
- China Reinsurance (Group)1508.HK $6.61B62
- General Insurance Corporation of IndiaGICRE.NS $6.27B64
- SiriusPointSPNT $3.11B78
- Greenlight Capital ReGLRE $528.74M62
ETFs that hold Hamilton Insurance Group
Held by 10 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.10% | 0.43% | €2.48B |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.09% | 0.30% | €185.82M |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.06% | 0.30% | €4.22B |
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| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.06% | 0.30% | €2.17B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.04% | 0.30% | €944.34M |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.01% | 0.35% | €434.1M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.19B |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.00% | 0.25% | €175.89M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 23 Jan 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.